Shield Insurance Agency

APRIL 19, 2024

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

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TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you.

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Smart Insurance Agents

AUGUST 19, 2024

These plans are offered by private insurance companies and come in standardized options. These Medicare Supplement Insurance plans provide extra help for the costs that Original Medicare does not cover. These plans are sold by private insurance companies. This period lasts for six months.

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Jackson & Jackson

MAY 23, 2024

Small business insurance covers property damage, liability claims, and employee-related risks. When selecting insurance coverage, assessing your business’s specific needs is essential. While basic coverage can provide a level of protection, your business might have additional risks that warrant extra coverage.

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Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. As a tailor, you face unique risks that require specific coverage. Regular policy reviews help you stay protected.

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Boyle Agency Insurance

APRIL 27, 2024

Common Factors That Affect Homeowners Insurance Cost Some factors that determine the premium on your Homeowners Insurance are: Deductible – This is the amount of money you pay on a claim before the policy coverage takes over. Deductibles are meant to induce homeowners to take good care of the condition of their property.

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Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

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Bankers Insurance

MAY 16, 2024

Sustained losses inflicted by natural disasters spurred some insurance companies to pull out of the homeowners insurance market in high-risk areas, such as California and Florida, leaving residents with fewer options and higher prices. Reduce liability risks. billion each. 3 or 5 years). Improve credit scores.

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Scott Insurance

SEPTEMBER 5, 2023

Insurance companies have taken notice of this potential liability and have responded with action. Many insurance companies are hesitant (or, more commonly, simply refuse) to insure elderly affordable housing communities with installed call-for-aid systems.

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Protect Commercial Insurance

OCTOBER 4, 2024

Changes in Underwriting Processes Interest rates can also shape the underwriting processes used by insurance companies. Underwriting involves evaluating risks and determining suitable premiums for policyholders. Understanding the implications of rising interest rates is crucial for property owners and insurers alike.

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Smart Insurance Agents

AUGUST 29, 2024

The primary types include Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Exclusive Provider Organization (EPO), Point of Service (POS), and High-Deductible Health Plans (HDHP). These plans typically offer lower costs due to the risk being spread across a larger group of insured individuals.

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Redbird Agents

JULY 12, 2024

Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. Of course not, because eligibility hurdles exist with hospital indemnity insurance plans. Do you have to sell it to everyone? It’s as easy as counting 1,2,3,4,5! I’m Ready to Get Started!

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Distinguished

JULY 22, 2024

However, the very qualities that make collectibles so precious also expose them to unique risks. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. What is Collectibles Insurance? We understand the unique risks and how to best insure these special items.

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Insurance Agency of Ohio

JANUARY 30, 2020

While insurance may offset some of the financial costs, many uninsured costs – deductibles, replacing depreciated items with new equipment, production delays, paperwork and time to report and replace stolen equipment – are paid by contractors. Article Courtesy of Cincinnati Insurance Company.

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Property Insurance Centre

SEPTEMBER 25, 2024

Meeting Building Insurance Requirements When applying for building insurance, it is important to meet the specific requirements set by insurance companies. Check with your insurance company to see what specific security measures are required for your policy. One key factor is the location of your property.

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Distinguished

NOVEMBER 7, 2024

Surety’s Defenses : The surety may invoke certain defenses against the obligee’s claim, such as contract modifications that increase the surety’s risk without consent or the obligee’s failure to comply with contractual conditions that mitigate the surety’s obligations.

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Smart Insurance Agents

AUGUST 31, 2024

In this article, we will explore the relationship between dental anesthesia and insurance coverage , providing you with the information you need to make informed decisions about your dental health. The plan’s annual maximum and deductible are also crucial factors to consider.

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Majesco

DECEMBER 5, 2024

Anything from quoting to underwriting, servicing, billing or claims may no longer operate at the level expected by customers, putting trust and loyalty at risk. Given the top-of-mind issue of finances, we asked consumers if the cost of their insurance changed this year as represented in Table 2.

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Smart Insurance Agents

AUGUST 23, 2024

The MPP aims to provide sponsors with a predictable and stable payment stream through cost sharing mechanisms, which will allow them to manage their risk more effectively. The 2025 Medicare Prescription Payment Plan (MPP) introduces an innovative risk-sharing model that supplants the existing payment structure.

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Smart Insurance Agents

SEPTEMBER 17, 2024

Insurance companies categorize OB-GYN services differently from primary care, leading to higher reimbursement rates, co-pays, and potential out-of-pocket costs for patients visiting specialists. Whether it’s a routine pelvic exam or a high-risk pregnancy, OB-GYNs possess the specialized knowledge to offer optimal care.

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Cover4LetProperty

OCTOBER 10, 2022

As with any security deposit, it needs to be returned – less any deductions that are agreed upon – to the tenant when the tenancy ends. So, the biggest nightmare is losing it all from incidents such as fire, flooding, or subsidence, for example, as well as other risks to the building and its contents.

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Majesco

APRIL 11, 2024

Most insurers are in a sort of pressure-cooker situation where challenges are creating pressure and good decisions need to be made. They are looking at their financials, growth, profitability, pace of technology change, increasing risk, and customer demands to determine next steps with their technology foundation.

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Redbird Agents

JUNE 14, 2024

Facts about fixed annuities every consumer should know Safe alternatives without market risk compared to mutual funds, stocks, etc. FIA commissions are paid from the insurance company. This is a misconception from many clients that the commissions are deducted from the balance of their annuity. That is not the case.

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Smart Insurance Agents

SEPTEMBER 2, 2024

This article breaks down these factors, such as provider networks, deductibles, and additional charges for polyp removal. Key Takeaways Colonoscopy costs can range from $1,250 to $4,800, with insurance significantly impacting out-of-pocket expenses. The national average is approximately $2,750.

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Frankenmuth Insurance

SEPTEMBER 26, 2024

That means bigger financial hits for insurance companies. Factor #4: New insurance risks from electric vehicle sales. Electric vehicles are rising in popularity, but they’re causing a turn in the insurance industry. LexisNexis reports, “More than a quarter of collision claims were deemed total losses in 2023.”

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Bankers Insurance

JULY 8, 2024

For example, insurance for a $2,000 trip may cost $80 to $160. If you consider the expense for any troubles your employees may encounter, travel insurance can be a cost-effective option to avoid that risk. In most cases, the deductible requires the insured to pay about 10 percent of any loss. Additionally, the U.S.

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R&R Insurance

APRIL 3, 2025

W hether you are looking for home, auto, renters, or any other kind of insurance , here are the top ten things that will help you through the purchasing process. In his experience, there is much more to an insurance company than its prices you want to make sure to do your research surrounding its reputation too.

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