Frankenmuth Insurance

JANUARY 16, 2025

As your business grows, so can your risks, making it essential to review, reassess, and possibly adjust your insurance policy each year. Were breaking down the key steps in the business insurance renewal process so you can feel confident youre covered, protected, and getting the best value for your policy.

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Freeway Insurance

JANUARY 3, 2025

Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy. What’s Causing the 2025 Insurance Boost in California? One of the primary reasons for the 2025 California car insurance increase is legislative.

Auto Insurance 92

Auto Insurance Premium Liability Insurer 92

ProWriters

NOVEMBER 13, 2024

Businesses should: Assess Vendor Risk Businesses should ensure their insurance policies account for risks associated with dependencies on external vendors. Understand Coverage Limits Businesses must closely examine their Cyber Insurance policies to understand what is covered in the event of an IT outage caused by third-party vendors.

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Leadsurance

NOVEMBER 19, 2024

Just remember, when comparing apples with apples in terms of the level of coverage as well as deductibles, make sure you are actually doing so compared with other quotes. Up Your Deductive Your deductible is the cash amount you agree to pay when making a claim, whereas the insurance only kicks in thereafter.

Home Insurance 52

Home Insurance Premium Deductible Insured 52

TGS

OCTOBER 30, 2024

TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. The same thing happens with insurance. That’s right.

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Smart Insurance Agents

AUGUST 31, 2024

Both medical and dental insurance are often discussed in relation to coverage for wisdom teeth extraction, making it crucial to understand the specifics of your policy. Health insurance is designed to offer financial support for various medical and dental services, including oral surgeries.

Out-Of-Pocket 52

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Shield Insurance Agency

APRIL 19, 2024

Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Among these requirements, collision coverage is a significant aspect that drivers should understand in order to make informed decisions about their insurance policies.

Auto Insurance 52

Auto Insurance Deductible Out-Of-Pocket Insured 52

TGS

OCTOBER 3, 2023

The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score. To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. How Do You Get a Quote on Home Insurance, and How Long Does it Take?

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Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

TGS

NOVEMBER 15, 2024

TGS Insurance » Blog Adding a Second Car to Insurance: What to Know Before You Drive Off Whether your family is growing, or you’re just tired of sharing one set of wheels, adding a second car to your insurance policy can bring about both benefits and a few challenges. Why Add a Second Car to an Existing Insurance Policy?

Auto Insurance 52

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Distinguished

DECEMBER 2, 2024

Our Fine Art and Collectibles Program offers public art insurance that is designed to safeguard these cultural treasures, ensuring they can continue to inspire and engage for generations to come. What is Public Art Insurance? Why Choose Specialized Public Art Insurance? How Much Does Public Art Insurance Cost?

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Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Insurers often provide discounts for bundling multiple policies, which can help you save on premiums.

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Jackson & Jackson

APRIL 28, 2024

How to Avoid It: Regularly review and update your insurance coverage to match the current value of your property and its contents. Ensure your policy covers replacement costs rather than actual cash value, as this accounts for the depreciation of your assets. It’s essential to know what is and isn’t covered.

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Protect Commercial Insurance

NOVEMBER 8, 2024

This guide will teach you practical ways to save money on your commercial insurance. By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. The good news? You can cut costs without sacrificing coverage.

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Jackson & Jackson

MAY 23, 2024

For example, businesses in California’s earthquake-prone areas may consider adding earthquake insurance to their policy to protect their property from potential damage. Companies that rely heavily on technology and data storage may also benefit from cyber liability insurance to safeguard against data breaches and cyberattacks.

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TGS

DECEMBER 13, 2024

While standard homeowners insurance or renters insurance may offer limited protection for personal belongings, these policies often fall short when it comes to high-value items like jewelry. Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you.

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Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

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Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. – Failure to read particular policy documents. What is Covered?

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Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags. “What Does Handbag Insurance Cover?”

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TGS

OCTOBER 3, 2024

Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in. Opting for a higher deductible can lower your monthly premium. However, it’s a bit of a balancing act—you don’t want to choose a deductible so high that it’s a financial strain if you ever need to file a claim.

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ProWriters

APRIL 17, 2024

One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. We at ProWriters can help you understand the risk, explain it to your clients, and secure the Cyber Insurance policies that provide the protection they need.

Injury 52

Injury Cyber Liability Liability Insurance 52

Triple-I: Homeowners Insurance

APRIL 5, 2024

With this forecast in mind, now is ideal time for homeowners and business owners to review their policies with an insurance professional to ensure they have the right amount and types of coverage. Flood policies are offered through FEMA’s National Flood Insurance Program (NFIP) and dozens of private insurers.

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Protect Commercial Insurance

OCTOBER 4, 2024

They can be set by central banks and are influenced by several factors, including inflation, economic growth, and monetary policy decisions. Sometimes, changes in global financial markets or government policies can also be catalysts for rate hikes. Definition and Causes Interest rates are, essentially, the cost of borrowing money.

Property Insurance 52

Property Insurance Out-Of-Pocket Premium Insured 52

Bankers Insurance

SEPTEMBER 12, 2023

By: Dwight West | Commercial Insurance Advisor dwest@bankersinsurance.net | (757) 591-3166 WHAT IS SUBROGATION? This concept is typically applied in automobile insurance, both personal and business, and is also found in property, general liability, and worker’s compensation insurance. HOW LONG DOES SUBROGATION TAKE?

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Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. Even among typical homeowners policies, premiums likely increased year over year.

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Maritime Insurance International

JUNE 5, 2020

Be sure to check your state’s policies. If you dock or park your boat at a marina, the marina may require you to insure your boat. Many banks will require insurance when financing, especially if the boat is being used as collateral. A common question is whether or not home insurance policies cover boats.

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Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. What are the policy exclusions and limitations?

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Maritime Insurance International

MARCH 3, 2020

Learn more about boat insurance requirements below, and request a quote from Maritime Insurance International today. A boat insurance policy could offer you coverage for the following: Property Damage. Does My Homeowner’s Policy Cover My Boat? What Kind of Boat Insurance Do I Need? Bodily Injury.

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Insurer Insured Insurance Premium 40

Bankers Insurance

JULY 8, 2024

TRAVEL INSURANCE FOR BUSINESSES Travel insurance offers a broad range of benefits and services, such as worldwide emergency hotline services, medical evacuation, reimbursement for unexpected cancellation or delay and more. Travel insurance is designed for problems that arise suddenly during a trip.

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Peter J. Fournier

JULY 30, 2021

Why You Should Cross-Sell Medicare & Life Insurance Before we focus on the steps to selling Life Insurance, let’s briefly look at some of the reasons why this is so important. The most obvious is that Life Insurance policies will generate more commission. But there is more to it than that.

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TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. Most PIP policies cap benefits at $10,000, which can be quickly exhausted in a serious accident.

Auto Insurance 52

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Protect Commercial Insurance

MAY 30, 2024

Cyber insurance policies can vary in coverage, so it is crucial to assess your business’s specific cyber risks and select a policy that adequately addresses those risks. It is essential to accurately assess the coverage limits and deductibles to ensure that your business is adequately protected in the event of an accident.

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Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Word & Brown

SEPTEMBER 25, 2024

According to reporting last year by KFF (the independent source for health policy research, polling, and journalism formerly known as the Kaiser Family Foundation) data from insurers for Affordable Care Act Marketplace plans show nearly 17% of in-network claims were denied in 2021. They often include a timeline for appeal.

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Word & Brown

SEPTEMBER 13, 2024

That includes understanding what plans offer the lowest and highest out-of-pocket costs, including deductible, copays, and coinsurance. 3: Coverage Limitations and Exclusions To help your clients avoid disappointment and misunderstandings, be sure you know about any policy limitations and exclusions.

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TGS

SEPTEMBER 11, 2023

With replacement cost coverage, a flood policy must also be active at the time of the damage, or else there will be actual cash value coverage. Your property must have a roof that is in good condition (determined by the insurance provider). Why Would I Have to Get South Carolina Wind Pool Insurance?

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Jackson & Jackson

MAY 22, 2024

. “The Basics of Multi-Family Property Insurance” Commercial property insurance typically covers the building structure, fixtures, equipment, furniture, and inventory located within the property. For instance, a policy might cover repairing or replacing a roof damaged by a storm or the value of stolen office equipment.

Property Insurance 52

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Risk Management Monitor

AUGUST 30, 2021

When it comes to your insurance policies, it is critical to verify that your coverage includes appropriate, up-to-date limits and deductibles. This includes determining if you have adequate insurance based on your location and its respective risk for floods or windstorms. Read the Fine Print.

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