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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. What’s Causing the 2025 Insurance Boost in California? One of the primary reasons for the 2025 California car insurance increase is legislative.

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Adding a Second Car to Insurance: What to Know Before You Drive Off

TGS

For example, if your second car is a brand-new SUV, you may want to opt for comprehensive coverage with lower deductibles. On the other hand, an older vehicle that’s mostly used for quick errands may only need liability insurance. Just be prepared for a higher bill compared to insuring only one vehicle.

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The Real Cumulative Cost of an Auto Insurance Claim

Freeway Insurance

Immediate Costs of an Auto Insurance Claim When you have to deal with an auto insurance claim, it can be surprising how quickly the bills add up. Right off the bat, you might have to pay your deductible, which is the amount you agreed to when you got your insurance. Think of it as a participation fee.

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E&O vs. EPLI: What Coverage Do Your Clients Need?

ProWriters

E&O is a subset of Professional Liability Insurance. E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage. EPLI coverage isn’t limited to full-time employees.