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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. As insurance companies face more weather-related claims, they adjust premiums to offset their financial exposure. This is expected to rise to more than $1,000 starting in January.

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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. Similarly, if your neighborhood has seen a lot of claims for things like theft or weather-related damages, your premium might reflect that. Opting for a higher deductible can lower your monthly premium.

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Jewelry Insurance: Protecting More Than Precious Metals

TGS

A slip, a loss, or even theft? Thats where jewelry insurance steps in. Insurance policies for jewelry can vary, but most provide coverage for common risks, such as: Loss : Ever misplaced a ring at the gym or dropped an earring at a bustling party? Jewelry insurance can help replace the item, even if its never found.

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The Real Cumulative Cost of an Auto Insurance Claim

Freeway Insurance

What Is A Car Insurance Claim? A car insurance claim is like asking your insurance company for help when something bad happens to you and your car. It could be an accident, theft or storm damage, for example. Deductibles When you have a car insurance claim, one of the first costs you will face is called a deductible.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

If you have to file a claim during the renovation, but you failed to report the project to your insurance in advance, it can be costly. Some carriers impose a 5% construction deductible, which means extra money out of your pocket for something that would’ve been covered with advance notice.