Smart Insurance Agents

OCTOBER 13, 2024

Introduction Finding your way through dental insurance can be confusing. Luckily, some dental insurance plans provide instant access to many dental services right away, without a waiting period. Understanding Dental Insurance With No Waiting Periods Dental insurance plans usually have waiting periods.

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Simply Insurance

SEPTEMBER 19, 2024

Discover the factors that influence health insurance costs, including premiums, deductibles, and out-of-pocket expenses. Learn how to find the right coverage for your budget and needs in this comprehensive guide.

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Smart Insurance Agents

DECEMBER 9, 2024

Short Term Health Insurance Illinois: No longer available as of January 1, 2025. STLD Plans – As of January 1, 2025, Short-term Limited Duration Plans are no longer permitted to be sold in Illinois, helping to ensure that residents are not misled about whether they are purchasing comprehensive health insurance.

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Smart Insurance Agents

SEPTEMBER 2, 2024

How Much Does a Colonoscopy Cost With Insurance? Or Without Insurance? How much does a colonoscopy cost with insurance? While insurance can lower your out-of-pocket expenses, the final cost depends on several factors. These include physician fees, anesthesia fees, and facility fees.

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Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

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Boyle Agency Insurance

DECEMBER 3, 2024

Auto insurance rates vary from person to person and vehicle to vehicle. That’s because several factors influence the cost of auto insurance premiums. Understanding these can help you make informed decisions about your coverage and potentially save on your auto insurance.

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Redbird Agents

JULY 12, 2024

The “1,2,3,4,5 method” of presenting hospital indemnity insurance will change your life, I promise! Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. Of course not, because eligibility hurdles exist with hospital indemnity insurance plans. It’s simple.

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Smart Insurance Agents

AUGUST 31, 2024

Wondering if your health insurance cover wisdom tooth removal? In this article, we’ll explain the key factors that affect coverage, including your insurance type, medical necessity, and whether the procedure falls under medical or dental insurance. Procedures deemed medically necessary are more likely to be covered by insurance.

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Healthinsurance.org

OCTOBER 16, 2024

State-funded health insurance subsidies change in several states In addition to the ACA’s federal premium subsidies and cost-sharing reductions, several states offer additional state-funded subsidies that further offset enrollees’ premiums, out-of-pocket costs, or both. 4 For 2025, the program is expanding.

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PSM Brokerage

JANUARY 22, 2025

As an agent, broker, or web-broker, you are tasked with connecting individuals and families with the health insurance they need, all while adhering to strict compliance guidelines. Do: Clearly state premium costs, deductibles, and coverage benefits. Familiarize yourself with their specific requirements for special ad categories.

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Smart Insurance Agents

SEPTEMBER 3, 2024

Can You Have Private Insurance and Medicaid? Eligibility and Benefits Explained Yes, you can have private insurance and Medicaid simultaneously. This raises the question: can you have private insurance and Medicaid? This dual coverage can provide a broader range of medical services and reduce out-of-pocket costs.

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Freeway Insurance

DECEMBER 9, 2024

Figuring out independent contractor health insurance is one of the very first steps you should take when becoming an entrepreneur. There will be multiple types of health insurance plans, such as HMOs and EPOs. But is it affordable? It also created tax credit programs to help lower-income individuals pay less for their premiums.

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PSM Brokerage

AUGUST 12, 2024

Understanding the Annual Notice of Coverage (ANOC) Letters: A Guide for Insurance Agents As an insurance agent, it’s crucial to stay informed about the Annual Notice of Coverage (ANOC) letters that your Medicare clients receive each year. What is an Annual Notice of Coverage (ANOC)?

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Shield Insurance Agency

APRIL 19, 2024

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Standard Collision Coverage Standard collision coverage is the most basic form of collision insurance available in Michigan.

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TGS

OCTOBER 30, 2024

TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. The same thing happens with insurance.

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Jackson & Jackson

APRIL 29, 2024

Commercial property insurance is a significant expense for property investors and owners. This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments.

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Smart Insurance Agents

AUGUST 19, 2024

Looking for the best dental insurance Texas? Key Takeaways Texas offers a variety of dental insurance plans, including PPO and DHMO options, that provide financial protection against routine and emergency dental costs. Regular visits become more affordable with insurance, promoting better oral health.

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Boyle Agency Insurance

SEPTEMBER 4, 2024

Buying health insurance can be overwhelming, with various plans and options to consider. Mistake 2: Choosing Based on Price Alone While affordability is essential, selecting a health insurance plan solely based on price can lead to inadequate coverage. A plan with lower premiums may offer fewer benefits or higher out-of-pocket costs.

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TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. The more risks your area poses, the more your insurance company will charge to protect you.

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Smart Insurance Agents

AUGUST 19, 2024

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations.

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Healthinsurance.org

JANUARY 2, 2024

Confusion over what is and isn’t managed care Among the many factors to consider when you’re shopping for individual health insurance coverage is the type of managed care plan. 1 In 2023, the majority of privately insured individuals were in some form of managed care plan. And why do health plans have managed care designations?

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TGS

OCTOBER 3, 2023

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

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Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

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Smart Insurance Agents

SEPTEMBER 17, 2024

OBGYN Considered A Specialist For Insurance? Wondering if an OB-GYN is an obgyn considered a specialist for insurance purposes? Most insurance providers classify OB-GYNs as specialists, which can influence your coverage and out-of-pocket costs. Simply put, yes.

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Smart Insurance Agents

AUGUST 31, 2024

However, understanding your insurance coverage for dental anesthesia is essential to ensure you receive the care you need without breaking the bank. We will discuss the different types of dental anesthesia available, their benefits, and how insurance companies typically handle coverage for these procedures.

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Word & Brown

SEPTEMBER 13, 2024

In your role as a broker and consultant for your individual and business insurance clients, you want to be sure you’re able to provide the personal service they want, while also doing what’s necessary to nurture a long-term relationship. Staying in network will be important to minimizing your clients’ out-of-pocket costs.

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Smart Insurance Agents

OCTOBER 14, 2024

Private insurers receive subsidies to manage Medicare benefits, allowing them to reduce or eliminate premiums for beneficiaries. Key Takeaways Medicare Advantage plans, or Part C, are private insurance options that combine the benefits of Original Medicare with added services, often featuring zero monthly premiums funded by federal subsidies.

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Bankers Insurance

AUGUST 8, 2024

THE IMPORTANCE OF ACCURATE VALUATION IN COMMERCIAL PROPERTY INSURANCE When purchasing or renewing commercial property insurance , it’s important for businesses to ensure their coverage includes correct property valuations. That’s where accurate insurance-to-value (ITV) calculations come into play. inflation).

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Smart Insurance Agents

AUGUST 29, 2024

Key Takeaways Small business health insurance provides group coverage for employees, offering more comprehensive and affordable options compared to individual plans. Offering health insurance enhances employee retention, attracts top talent, and can lead to financial advantages and reduced workplace absenteeism.

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Healthinsurance.org

APRIL 25, 2024

In this article ACA Marketplace individual and family health insurance COBRA continuation of group coverage Medicaid Insurance through a spouse’s health plan Short-term health insurance Frequently asked questions In the United States, nearly half of the people under the age of 65 get their health insurance from an employer.

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Protect Commercial Insurance

OCTOBER 4, 2024

But what does this mean for property owners and their insurance needs? As interest rates creep up, they can have a surprising ripple effect on property insurance costs. Recent years, however, have seen gradual rises, sparking concerns in many sectors, including real estate and insurance.

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Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. Having the right insurance policy is vital for the continuity and smooth operation of any business. The good news?

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Smart Insurance Agents

AUGUST 19, 2024

These plans are offered by private insurance companies and come in standardized options. Exploring the Basics of Medicare Supplement Insurance Medicare Supplement plans , known as Medigap, work alongside your Original Medicare Part A and Part B. These plans are sold by private insurance companies.

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Jackson & Jackson

APRIL 28, 2024

Investing in property in California is a significant financial decision, and safeguarding your assets with the right insurance is crucial. However, many property investors, especially those new to the field, fall into common traps with their insurance choices. In California, consider adding earthquake and flood insurance.

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Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. WHAT HAPPENED IN 2023?

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Bankers Insurance

JULY 8, 2024

TRAVEL INSURANCE FOR BUSINESSES Travel insurance offers a broad range of benefits and services, such as worldwide emergency hotline services, medical evacuation, reimbursement for unexpected cancellation or delay and more. Travel insurance is designed for problems that arise suddenly during a trip.

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Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker.

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