Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. Increasing your deductible is an easy way to lower costs. Paragon Independent Insurance Agency can help determine if you need additional coverage for your expensive vehicle.

Auto Insurance 40

Auto Insurance Insurance Agency Premium Insurance Policy 40

Scott Insurance

JANUARY 28, 2022

Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure. Generally, the only exception to this exclusion is if the mold results from another cause of loss (i.e.,

General Liability 52

General Liability Deductible Liability Property Damage 52

Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. General Liability Insurance General liability insurance is essential for any business, including tailors. Product Liability Insurance As a tailor, you create and sell products to your customers.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Jackson & Jackson

APRIL 29, 2024

Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums. Strategy: Assess your financial ability to handle a higher deductible without jeopardizing your operations. Strategy: Assess your financial ability to handle a higher deductible without jeopardizing your operations.

Commercial Property 52

Commercial Property Property Insurance Commercial Deductible 52

Scott Insurance

FEBRUARY 27, 2024

The Hardening Property Insurance Market Since 2017, the property insurance market has been hardening, resulting in lower available limits, higher deductibles and increased premiums. suburban) and are more susceptible to the use of crime scores when underwriters rate their liability insurance.

Deductible 52

Deductible Underwriter Underwriting Property Insurance 52

TGS

OCTOBER 30, 2024

What about your personal belongings or liability for accidents on your property? Mind the Deductibles—Higher Isn’t Always Better A deductible is the amount you pay out of pocket before your insurance steps in. And don’t forget, certain types of claims—like hurricane damage—can carry their own separate deductibles.

Insurance Quotes 52

Insurance Quotes Home Insurance Deductible Out-Of-Pocket 52

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. There are various types of liability insurance, including general liability, product liability, and professional liability.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Tosten Marketing

APRIL 7, 2025

Write about topics like “5 Hidden Gaps in Home Insurance Coverage” or “Auto Insurance Deductibles Explained.” Host educational workshops for their clients on topics like property protection or business liability. Quality content matters most. Address common customer concerns in your posts.

Insurance Agency 52

Insurance Agency Insurance Insurer Insured 52

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

TGS

OCTOBER 3, 2023

Deductibles 8. Deductibles In the event of a worst-case scenario, your deductible is the amount you’ll be obligated to pay out-of-pocket before your insurance will step in to foot the rest of the bill. You can expect to see an All Perils deductible and/ or a Windstorm/ Hail deductible here, depending on your policy.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

TGS

OCTOBER 3, 2024

Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in. Opting for a higher deductible can lower your monthly premium. However, it’s a bit of a balancing act—you don’t want to choose a deductible so high that it’s a financial strain if you ever need to file a claim.

Premium 52

Premium Deductible Out-Of-Pocket Insurer 52

ProWriters

APRIL 17, 2024

One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. Cyber Liability for Bodily Injury: Some Examples How might a cyber incident end up causing bodily harm? However, a strong Cyber Liability Insurance policy could potentially provide coverage.

Cyber 52

Cyber Injury Liability Liability Insurance 52

Jackson & Jackson

MAY 23, 2024

Small business insurance covers property damage, liability claims, and employee-related risks. Companies that rely heavily on technology and data storage may also benefit from cyber liability insurance to safeguard against data breaches and cyberattacks. Start by conducting a detailed review of your business operations.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurance Insurer 52

Distinguished

SEPTEMBER 17, 2024

What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.

Risk 52

Risk Broker-Agent Deductible Insurance 52

Scott Insurance

DECEMBER 10, 2021

As a result, the cyber liability insurance market is seeing increased premiums and deductibles and lower coverage limits. Furthermore, 2020 brought a massive shift to working from home for many companies due to the COVID-19 pandemic, further exacerbating the increase in frequency and severity of cyber attacks.

Cyber 52

Cyber Deductible Liability Insurance Liability 52

Scott Insurance

SEPTEMBER 5, 2023

In our highly litigious society, the requirement for continual resident monitoring represents a significant liability for potential future legal action. Insurance companies have taken notice of this potential liability and have responded with action.

Premium 52

Premium Insurer Insurance Insured 52

ProWriters

APRIL 3, 2024

Both types of policies involve legal liabilities and are important. Understanding E&O Insurance Errors and Omissions (E&O) Insurance is liability coverage protecting professionals against claims for negligence, errors, or mistakes made in the course of their work. E&O is a subset of Professional Liability Insurance.

Liability 52

Liability Cyber Claim Policy 52

Distinguished

DECEMBER 2, 2024

One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations.  Flexible deductibles and payment options : Our team collaborates with you to tailor deductibles and payment plans, accommodating your budget without compromising coverage.

Deductible 52

Deductible Broker-Agent Insurance Insurer 52

Prof. Allan Manning

MARCH 11, 2024

All differences relating to the amount of such increase in site value shall forthwith be referred to the decision of two registered valuers; one to be appointed by each of the parties to this policy.

Building 130

Building Damage Premium Risk 130

AMAXX

JANUARY 14, 2025

This arrangement, often referred to as the workers compensation bar, is designed to provide a fair resolution for both parties: For employees , it ensures a no-fault system where benefits are guaranteed without needing to prove the employers liability in court.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Injury 98

Risk Management Monitor

SEPTEMBER 21, 2021

For instance, frequent third-party claims for premises liability may have led to restrictions on Med Pay coverage or a higher deductible to give the customer a bigger stake in safety measures. In the initial design of the insurance program, certain coverages may have been limited due to a problematic claims record.

Claim 75

Claim Injury Workers Compensation Risk 75

American Agents Alliance

AUGUST 22, 2024

On September 28, 2022, Governor Gavin Newsom signed Senate Bill 1107, also known as the Protect California Drivers Act , into law, which will double minimum auto liability limits. The underlying reason for the increase in liability limits comes down to rising costs in various sectors. Why Are Limits Being Increased?

Auto Insurance 40

Auto Insurance Agents Broker-Agent Property Damage 40

Protect Commercial Insurance

APRIL 11, 2025

– Environmental Liability Coverage : Particularly useful for businesses dealing with hazardous materials, covering clean-up costs from damage caused by pollution. Evaluating Potential Risks and Liabilities Every business is unique and so are the risks and potential liabilities it faces.

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Bankers Insurance

MAY 16, 2024

Reduce liability risks. In most cases, home insurance policies include personal liability coverage. Policyholders may be considered less risky if they reduce potential liabilities, such as by removing swimming pools and other attractive nuisances. Various parts of a home insurance policy can contribute to a homeowner’s premiums.

Home Insurance 52

Home Insurance Policyholder Insurance Insurer 52

Bankers Insurance

SEPTEMBER 12, 2023

This concept is typically applied in automobile insurance, both personal and business, and is also found in property, general liability, and worker’s compensation insurance. In this scenario, you file a claim using your collision coverage and receive a check from your insurer to cover the repair costs, minus your deductible.

Insurance Carrier 52

Insurance Carrier Compensation Deductible Claim 52

LexisNexis

FEBRUARY 4, 2025

Occurrence or Claims-Made Policies Analyze the attributes of occurrence and claims-made insurance policies, which refer to the two basic types of triggering events found in liability policies.

Policy 40

Policy Commercial General Liability Injury Damage 40

Freeway Insurance

OCTOBER 8, 2023

Right off the bat, you might have to pay your deductible, which is the amount you agreed to when you got your insurance. Deductibles When you have a car insurance claim, one of the first costs you will face is called a deductible. Think of it as a participation fee. The amount depends on the severity and frequency of claims.

Auto Insurance 52

Auto Insurance Insurance Claim Claim Out-Of-Pocket 52

TGS

NOVEMBER 15, 2024

For example, if your second car is a brand-new SUV, you may want to opt for comprehensive coverage with lower deductibles. On the other hand, an older vehicle that’s mostly used for quick errands may only need liability insurance. Decide on Coverage Types and Limits Not all cars need identical coverage.

Auto Insurance 52

Auto Insurance Deductible Policy Insurance 52

Protect Commercial Insurance

OCTOBER 25, 2024

– Is there a high level of professional liability in your operations? – Potential deductibles and what’s financially viable if you need to make a claim. – Professional Liability Insurance : Also known as errors and omissions insurance, this covers claims of negligence or malpractice.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Cover4LetProperty

JANUARY 29, 2024

Risk is assessed with respect to the likelihood of loss or damage leading the insured to make a claim, since the settlement of claims paid out to the insured represent a liability for the insurer.

Home Insurance 52

Home Insurance Insurer Insurance Insured 52

LexisNexis

DECEMBER 3, 2024

This new video offers high-level guidance for drafting and negotiating seller indemnification provisions in private acquisition agreements, including the scope of seller indemnification obligations and allocation of liability among multiple indemnifying parties.

Deductible 40

Deductible Liability Claim Protection 40

Jackson & Jackson

MAY 22, 2024

It covers property damage, loss of income, liability claims, etc. Additionally, it can provide coverage for business interruption, tenant improvements, and liability claims arising from third-party injuries or property damage on the premises. Additionally, investors can explore the option of higher deductibles to reduce premiums.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurance 52

TGS

NOVEMBER 18, 2024

While it covers medical expenses, lost wages, and certain other costs, it doesn’t cover property damage to your car or liability for damages to others. That’s where additional coverage types, like Property Damage Liability (PDL) and Bodily Injury Liability (BIL) , come into play. appeared first on TGS Insurance Agency.

Auto Insurance 52

Auto Insurance Injury Damage Property Damage 52

Maritime Insurance International

JUNE 5, 2020

Here are some of the most common factors: Type of boat you need covered How old your boat is and its condition Size of your boat Value of your boat Where you will use the boat Your selected coverage levels and deductibles Ask About Discounts When shopping for boat insurance, keep in mind that some providers do offer discounts.

Insurance Policy 40

Insurance Policy Insurer Insurance Insured 40

LexisNexis

JANUARY 7, 2025

Read now » Related Content Advanced Taxation Issues for Partnerships and LLCs Review the unique tax factors that make partnership and limited liability company (LLC) business entities especially desirable in conducting business, pooling investments, and planning for succession. Business Entities. 10014, 89 Fed. 95108 (Dec.

Liability 40

Liability Deductible Risk Protection 40

Triple-I: Workers Compensation

APRIL 20, 2021

The Small Business Tax Equity Act would provide an exception into the Internal Revenue Code to let cannabis operators – as long as they’re in compliance with state laws – make the same deductions as any other business. Easier to operate Passage of these laws would make it easier for cannabis-related businesses to operate.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40

American Agents Alliance

FEBRUARY 7, 2025

Depending on where the policyholder is located, social inflation costs could be devastating if an insured has a liability loss that exceeds their coverage. Agents can also offer alternatives, like higher deductibles, self-insured retentions, or improved risk management strategies.

Broker-Agent 52

Broker-Agent Risk Policyholder Agents 52