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Builder’s Risk Insurance Declinations: An Interview With Susan DeCarlo

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What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.

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Protecting Fine Art, Collectibles in California

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Unlike competitors retreating from the market due to aggregation risks, our Fine Art and Collectibles insurance program brings fresh capacity and a willingness to underwrite policies tailored to Californias unique challenges. Wildfire coverage is included under our Fine Art and Collectibles program based on underwriting.

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Public Art Insurance: Safeguarding Publicly Owned Art and Collectibles 

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One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations.  Flexible deductibles and payment options : Our team collaborates with you to tailor deductibles and payment plans, accommodating your budget without compromising coverage.

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Does Homeowners Insurance Cover Collectibles? 

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Flexible Deductibles and Payment Options : Our underwriting team can take into account your client’s collection, budget, and risk tolerance and design each policy to fit their needs. Our team combines deep expertise across collection categories with flexibility in underwriting and customizing coverage. 

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A Comprehensive Overview of Surety Bonds

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The surety’s role is complex, as it must diligently assess the risks associated with underwriting bonds. The insured is not obligated to repay the insurer for the claim payment, except in cases of deductibles, which are predefined portions of the loss the insured agrees to bear.

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