The Property Insurance Law Observer

JANUARY 23, 2025

Background: Plaintiffs, Luz Marquez and Gilberto Santiago (Plaintiffs), sued Clear Blue Specialty Insurance Company (Clear Blue) for denial of coverage under their homeowners policy (the Policy) for damage to their home allegedly caused by Hurricane Ian. Actual Cash Value v.

Damage 130

Damage Insurer Insurance Insured 130

TGS

SEPTEMBER 6, 2023

When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance.

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

TGS

OCTOBER 3, 2023

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. You only pay when purchasing the policy. Policy Number 3. Policy Period 5. Deductibles 8. Policy Number If you ever need to file a claim, this policy number is what you will use.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

Insurer 52

Insurer Insured Insurance Policy 52

TGS

SEPTEMBER 11, 2023

This will include dwelling structure, personal property, loss of use, and increased rebuilding costs. With replacement cost coverage, a flood policy must also be active at the time of the damage, or else there will be actual cash value coverage. Your property must not be used for illegal or immoral purposes.

Insured 52

Insured Insurance Insurer Out-Of-Pocket 52

LexisNexis

AUGUST 13, 2024

Read now » Related Content Rent Control & Low-Income Housing Tax Incentives State Law Survey Explore this content for rent control mandates and prohibitions, and tax incentives (such as credits, deductions, and exemptions, for low-income housing) in all 50 U.S. states, the District of Columbia, Guam, Puerto Rico, and the U.S.

Personal Property 40

Personal Property Deductible Protection Policy 40