Scott Insurance

JANUARY 28, 2022

In some situations, property policies might give a sub-limit to help with remediation costs. Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure.

General Liability 52

General Liability Deductible Liability Property Damage 52

Distinguished

DECEMBER 2, 2024

Public art insurance is a specialized insurance policy designed to provide coverage to all artwork or valuable collectibles owned or loaned to a public institution.  For instance, a city could take out a public art insurance policy that would cover any artwork, historical artifacts, or even outdoor sculptures owned by that city.

Deductible 52

Deductible Broker-Agent Insurer Insurance 52

Distinguished

DECEMBER 16, 2024

Unlike competitors retreating from the market due to aggregation risks, our Fine Art and Collectibles insurance program brings fresh capacity and a willingness to underwrite policies tailored to Californias unique challenges. Many carriers encourage clients to insure their collections with specific Fine Art and Collectibles policies.

Protection 52

Protection Underwriter Underwriting Risk 52

TGS

OCTOBER 3, 2023

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. Quotes that are ready quickly are usually based on a small subset of information, then the initial baseline quote is refined during the underwriting process. You only pay when purchasing the policy. Deductibles 8.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Protect Commercial Insurance

OCTOBER 4, 2024

They can be set by central banks and are influenced by several factors, including inflation, economic growth, and monetary policy decisions. Sometimes, changes in global financial markets or government policies can also be catalysts for rate hikes. Definition and Causes Interest rates are, essentially, the cost of borrowing money.

Property Insurance 52

Property Insurance Out-Of-Pocket Premium Insurer 52

Distinguished

DECEMBER 16, 2024

Unlike competitors retreating from the market due to aggregation risks, our Fine Art and Collectibles insurance program brings fresh capacity and a willingness to underwrite policies tailored to Californias unique challenges. Many carriers encourage clients to insure their collections with specific Fine Art and Collectibles policies.

Protection 52

Protection Broker-Agent Inland Marine Underwriter 52

Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

Insurer 52

Insurer Insurance Insured Policy 52

Smart Insurance Agents

AUGUST 19, 2024

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. Here is where Medicare Supplement Insurance, also known as Medigap policies, is helpful. This includes copayments, coinsurance, and deductibles.

Out-Of-Pocket 52

Out-Of-Pocket Deductible Premium Out-Of-Pocket Expense 52

Distinguished

JANUARY 28, 2025

Having a comprehensive management liability insurance policy in place can help attract and retain board members who might otherwise be hesitant to take on such roles. Innovative coverage solutions : Our underwriters excel at creating customized coverage solutions that address each client’s specific risks and exposures.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurer 52

Distinguished

JANUARY 28, 2025

Having a comprehensive management liability insurance policy in place can help attract and retain board members who might otherwise be hesitant to take on such roles. Innovative coverage solutions : Our underwriters excel at creating customized coverage solutions that address each client’s specific risks and exposures.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurer 52

TGS

SEPTEMBER 11, 2023

The South Carolina Wind and Hail Underwriting Association, also known as Wind Pool, is an association of insurance providers. With replacement cost coverage, a flood policy must also be active at the time of the damage, or else there will be actual cash value coverage. This covers any damage caused by wind or hail events.

Insurer 52

Insurer Insurance Insured Out-Of-Pocket 52

TGS

NOVEMBER 20, 2024

Here are a few additional ways to lower your premiums: Bundle Your Policies: Combine your home and auto insurance for a discount. Increase Your Deductible: Opt for a higher deductible to lower your monthly premium.

Home Insurance 52

Home Insurance Premium Insurer Insurance 52

Word & Brown

SEPTEMBER 13, 2024

That includes understanding what plans offer the lowest and highest out-of-pocket costs, including deductible, copays, and coinsurance. 3: Coverage Limitations and Exclusions To help your clients avoid disappointment and misunderstandings, be sure you know about any policy limitations and exclusions.

Broker 52

Broker Out-Of-Pocket Broker-Agent Insurer 52

Jackson & Jackson

MAY 22, 2024

For instance, a policy might cover repairing or replacing a roof damaged by a storm or the value of stolen office equipment. It protects against perils like fire, explosions, storms, and other risks outlined in the policy. A comprehensive insurance policy that includes essential coverage, such as fire, theft, and liability, is crucial.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Smart Insurance Agents

OCTOBER 16, 2024

With their deep insights into policy trends and customer needs, brokers evaluate which plans are the best fit. They explain the details of different policies, including coverage options, premiums, deductibles, and out-of-pocket expenses. In summary, health insurance brokers are indispensable in the health insurance market.

Insurance Broker 52

Insurance Broker Broker Broker-Agent Out-Of-Pocket Expense 52

Triple-I: Workers Compensation

APRIL 20, 2021

The Small Business Tax Equity Act would provide an exception into the Internal Revenue Code to let cannabis operators – as long as they’re in compliance with state laws – make the same deductions as any other business. States will often explicitly state that medical marijuana laws don’t affect an employer’s drug-free workplace policy.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40

Distinguished

NOVEMBER 7, 2024

The surety’s role is complex, as it must diligently assess the risks associated with underwriting bonds. The risk transfer is essentially from the insured to the insurer, with no expectation of reimbursement from the insured for claims paid out, except in cases of fraud or violation of policy terms.

Claim 52

Claim Compensation Risk Broker-Agent 52

Distinguished

MARCH 25, 2025

How to Insure an Antique Duck Decoy Collection The best way to insure an antique duck decoy collection is with a specialized fine art and collectibles insurance policy. A standard homeowner’s or renter’s policy isnt enough. Comprehensive coverage ensures each decoy is protected at its full worth.

Deductible 52

Deductible Theft Insurer Insurance 52

Distinguished

JANUARY 28, 2025

Having a comprehensive management liability insurance policy in place can help attract and retain board members who might otherwise be hesitant to take on such roles. Innovative coverage solutions : Our underwriters excel at creating customized coverage solutions that address each client’s specific risks and exposures.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurer 52