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Explaining Deductibles After Multiple Florida Hurricanes

Insurance Journal

Deductibles serve several purposes. They provide some premium relief for the insured. They make insureds less likely to file smaller claims because either damage falls within the deductible, or is so close to it that the policyholder would rather not …

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What to Know About Deductibles After Multiple Florida Hurricanes

Insurance Journal

Deductibles serve several purposes. They provide some premium relief for the insured. They make insureds less likely to file smaller claims because either damage falls within the deductible, or is so close to it that the policyholder would rather not …

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Part 1: Workers’ Comp Independent Premium Audits Explained

AMAXX

When an employer receives a revised workers’ compensation premium bill, the accuracy of the bill can be uncertain and confusing. To ensure fairness and correctness, an independent premium audit is highly recommended. Payroll Information A critical step in any premium audit is the review of an employer’s payroll.

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Helping Clients Navigate Marketplace Open Enrollment | Solstiuce

Solstice Insurance Broker

Break down the plans into digestible pieces: explain premiums, deductibles, and out-of-pocket costs in relatable terms. Use analogies or visual aids if necessarypicture a plan's structure like a house, with deductible floors and coverage ceilings. Making complex information accessible.

Broker 100
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Summary of the 2025 Parts A & B Premiums and Deductibles

PSM Brokerage

Medicare Part 2024 Amount 2025 Amount Increase (%) Part A Premium $500 $513 $2.6 Part A Deductible $1,632 $1676 $2.7 Part B Premium $175 $185 $5.9 Part B Deductible $240 $257 $7.1 In summary: Part A Premium : Increased by 2.6% Part A Deductible : Increased by 2.7% Part A Deductible : Increased by 2.7%

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2025 Medicare Parts A & B Premiums and Deductibles

PSM Brokerage

Download PDF The Centers for Medicare & Medicaid Services (CMS) released the 2025 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2025 Medicare Part D income-related monthly adjustment amounts. The standard monthly premium for Medicare Part B enrollees will be $185.00

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2025 Underwriting Trends for Worship Facilities

Insurance Journal

As insurers look to 2025, several trends are emerging that affect premium and deductible costs — leading to lengthy conversations between insurance agents and brokers and their customers. For worship facilities, some of the most prevalent trends include: • Weather-related …