TGS

NOVEMBER 7, 2024

TGS Insurance » Blog Understanding Agreed Value Auto Insurance: Protecting What Matters Most on the Road When you’re talking about a car that’s more than just a ride—a vintage beauty, a collector’s item, or a custom-built masterpiece—the stakes are different. For many, traditional auto insurance might feel a bit off the mark.

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Boyle Agency Insurance

DECEMBER 3, 2024

Deductibles The deductible is the amount you must pay out of pocket before your insurance coverage kicks in after an accident. A higher deductible generally leads to lower premiums, but it also means you will have to pay more in case of a claim so cheaper is not always better!

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Jackson & Jackson

APRIL 29, 2024

This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments. Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums.

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Shield Insurance Agency

APRIL 19, 2024

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

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Freeway Insurance

JANUARY 3, 2025

These changes provide more protection for drivers involved in accidents but also place a greater financial burden on insurers, who will pass those costs on to consumers in the form of higher premiums. Increase Your Deductible : Opting for a higher deductible can lower your monthly premium.

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Auto Insurance Premium Liability Insurance 98

Distinguished

DECEMBER 2, 2024

At Distinguished, we understand that protecting public art requires specialized coverage tailored to its unique exposures. One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations. 

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Freeway Insurance

DECEMBER 9, 2024

By exploring health insurance coverage options from the ACA and researching opportunities for extra savings, you can protect yourself with an affordable health insurance plan that fits in with your lifestyle as a gig worker, contractor, or small business owner. But is it affordable?

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Frankenmuth Insurance

JULY 25, 2024

Then, they’ll get the right protection in place for you from a reputable carrier for more peace of mind. What are the coverage limits and deductibles? What deductible do I have to meet before my coverage kicks in? Can I adjust my deductible down the road? Your local, independent agent is here to help you decide.

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Smart Insurance Agents

AUGUST 19, 2024

Key Takeaways Texas offers a variety of dental insurance plans, including PPO and DHMO options, that provide financial protection against routine and emergency dental costs. Imagine the peace of mind knowing that a sudden dental emergency won’t break the bank; this is the financial protection that dental insurance provides.

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Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. Product liability insurance protects you in case a customer claims that your product caused them harm or damage.

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TGS

OCTOBER 3, 2024

The more risks your area poses, the more your insurance company will charge to protect you. Basic coverage that just meets your mortgage lender’s requirements will be cheaper than more comprehensive coverage that protects against every possible risk. Opting for a higher deductible can lower your monthly premium.

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AMAXX

JANUARY 14, 2025

Exclusivity: Protection Against Lawsuits One of the most significant benefits of workers compensation for employers is the exclusive remedy provision. By doing so, businesses can protect their financial health and allocate resources to other priorities, such as growth initiatives and employee development.

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Leadsurance

NOVEMBER 19, 2024

Just remember, when comparing apples with apples in terms of the level of coverage as well as deductibles, make sure you are actually doing so compared with other quotes. Up Your Deductive Your deductible is the cash amount you agree to pay when making a claim, whereas the insurance only kicks in thereafter.

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P&L Financial Services

OCTOBER 3, 2024

Premiums, deductibles, and out-of-pocket expenses vary depending on the plan. Deductibles and co-pays: How much will you pay when receiving care? Maximum out-of-pocket limits: Medicare Advantage plans often have a cap on out-of-pocket expenses, which can help protect against high medical costs.

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Smart Insurance Agents

AUGUST 19, 2024

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. These plans also help cover coinsurance and hospital costs that Original Medicare does not fully pay for, providing additional financial protection.

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Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. Adequate insurance coverage ensures that your business is fully protected against potential risks that could harm its financial health. Remember, a well-insured business is a resilient business!

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Frankenmuth Insurance

JANUARY 16, 2025

Were breaking down the key steps in the business insurance renewal process so you can feel confident youre covered, protected, and getting the best value for your policy. This is also a good time to think through your current coverage limits, deductibles, and exclusions and how theyre working for you.

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Jackson & Jackson

MAY 23, 2024

You have poured your heart and soul into your venture, and it’s only natural that you want to protect it. It acts as a safety net, protecting your business from unexpected events that can cause financial hardship. Obtain quotes from multiple insurers, comparing their coverage options, limits, and deductibles.

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PSM Brokerage

NOVEMBER 26, 2024

Protect your most productive hours for high-value activities like closing sales. Hospital Indemnity Plans: Highlight the benefits of supplemental coverage for unexpected hospital stays, especially for high-deductible ACA plans. Present these as affordable add-ons that improve overall health.

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Smart Insurance Agents

DECEMBER 9, 2024

Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. Golden Rule Insurance Company Understanding Short Term Health Insurance Illinois Laws: Key Regulations and Consumer Protections In Illinois, short Term health insurance Illinois plans are regulated by state laws and rules.

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Scott Insurance

JANUARY 28, 2022

Generally, these policies have higher deductibles than standard policies – $25k, $50k, or $100k are common deductibles. Our Affordable Housing team at Scott is here to provide guidance as you navigate your comprehensive risk management strategy and build the right insurance program to protect your organization.

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Scott Insurance

JANUARY 31, 2024

Although individual rates are based on specific factors such as location, credit score, claims history, age of dwelling and deductible, some general trends are leading to higher rates across the board. Our Personal Insurance team is passionate about protecting your property while providing world-class service.

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ProWriters

NOVEMBER 13, 2024

Knowing policy limits, deductibles, and exclusions is critical. Even more so than when Y2K worries ran rampant, organizations must proactively take steps to safeguard systems, protect sensitive data, and maintain operational continuity. The CrowdStrike outage highlights the potential for significant financial losses due to downtime.

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Distinguished

SEPTEMBER 17, 2024

What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.

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Triple-I: Business Insurance

OCTOBER 1, 2024

Another way the insurance industry would be affected is from losses from coverage protecting against adverse business costs of events, such as strikes. However, most such policies have waiting periods ranging from five to 10 days, and then deductibles, before payment is triggered.

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Healthinsurance.org

JANUARY 2, 2024

PPOs will cover out-of-network care, but the deductible and other out-of-pocket expenses are typically higher (often significantly so) for out-of-network care. But those provisions are only required to apply to in-network care, so they don’t reduce out-of-network deductibles.) POS plans are not common.

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Out-Of-Pocket Deductible Policyholder Out-Of-Pocket Expense 52

Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. .

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Property Insurance Commercial Property Commercial Insurance 52

Smart Insurance Agents

AUGUST 19, 2024

Medigap helps with out-of-pocket costs like deductibles, copays, and coinsurance, providing clearer financial protection. These plans mainly help cover costs like coinsurance, copayments, and deductibles. Deductibles: This is the amount you must pay for covered healthcare services before your Medicare benefits start.

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American Agents Alliance

SEPTEMBER 4, 2024

However, many California homeowners overlook a key aspect of protecting their equity: earthquake insurance. Quality Coverage with GeoVera By positioning earthquake insurance as a crucial part of financial security, you establish yourself as an expert, guiding clients toward better protection.

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TGS

NOVEMBER 15, 2024

For example, if your second car is a brand-new SUV, you may want to opt for comprehensive coverage with lower deductibles. Separate Deductibles for Each Vehicle It’s also important to remember that each car has its own deductible. Decide on Coverage Types and Limits Not all cars need identical coverage.

Auto Insurance 52

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Protect Commercial Insurance

MAY 30, 2024

As a business owner, it is crucial to protect your empire from various risks and threats that can potentially disrupt your operations and financial stability. Let’s dive in and discover the insurance options that are essential for your business’s protection.

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Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

Protecting a high-end vehicle in Plano, TX, can help secure your overall investments. Consider these additional protections if you have a high-end vehicle: New car replacement cost Original parts replacement GAP insurance coverage Making Your Luxury Auto Insurance More Affordable Consider various options to reduce your premium.

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Jackson & Jackson

APRIL 28, 2024

This article outlines the top five mistakes property investors make with insurance and provides practical tips on avoiding them, ensuring your investments are adequately protected. Think about business interruption insurance to protect your income stream during repairs. This often happens when trying to save on premiums.

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Risk Management Monitor

AUGUST 30, 2021

First, establish a plan that includes clearly defined roles and responsibilities for preventative measures to protect your building, employees or tenants in the event of a hurricane. From a property perspective, ensure that your buildings and structures are adequately protected to mitigate potential damage. Read the Fine Print.

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Distinguished

JANUARY 28, 2025

With the proper knowledge and expertise, you can help protect your clients’ personal and corporate assets, attract top talent to their boards, and ensure compliance with contractual requirements. This coverage ensures that they are protected even if the company is unable to fulfill its indemnification obligations.

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Distinguished

JANUARY 28, 2025

With the proper knowledge and expertise, you can help protect your clients’ personal and corporate assets, attract top talent to their boards, and ensure compliance with contractual requirements. This coverage ensures that they are protected even if the company is unable to fulfill its indemnification obligations.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurance 52

Distinguished

JULY 22, 2024

Designed specifically for the needs of collectors, this specialized coverage offers protection tailored to the high values and distinct risks associated with collectible items. For example, transit coverage , which protects items while they are being shipped or moved, is often excluded from homeowner’s policies.

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