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Insurance for Apartment Building Owners: Protecting Your Client’s Investments With the Right Coverage

Distinguished

In this guide, we break down the key coverages every apartment building owner needs, highlight common claims, and show you how to offer tailored solutions that keep your clients protected in an ever-changing market. Earthquake and flood coverage : Provides protection for damage to the building and common areas caused by earthquakes or floods.

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Protecting Fine Art, Collectibles in California

Distinguished

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Coverage is offered as an optional add-on, with rates determined by sophisticated modeling that considers location, fragility of items, value of collectibles, storage, deductibles, and other factors.

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Protecting Fine Art, Collectibles in California

Distinguished

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Coverage is offered as an optional add-on, with rates determined by sophisticated modeling that considers location, fragility of items, value of collectibles, storage, deductibles, and other factors.

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What Agents Should Know About Tariffs and Insurance Costs

American Agents Alliance

Many industries are feeling the uncertainty of tariffs and changing trade policies, which can make underwriting more challenging and pricing less certain. This could cause higher rates in commercial property and homeowners lines. This could create the need for frequent rate changes, adding to consumer uncertainty.

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Collectible Guitar Insurance: A Complete Guide

Distinguished

But with value comes risk, and standard homeowner insurance policies frequently fall short when it comes to protecting one-of-a-kind instruments. Whether a client owns a single expensive guitar or an extensive and varied collection that includes guitars, this coverage provides comprehensive protection that adapts to their unique needs.

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Builder’s Risk Insurance Declinations: An Interview With Susan DeCarlo

Distinguished

What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.

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Public Art Insurance: Safeguarding Publicly Owned Art and Collectibles 

Distinguished

At Distinguished, we understand that protecting public art requires specialized coverage tailored to its unique exposures. One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations.  How Much Does Public Art Insurance Cost?