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Builder’s Risk Insurance Declinations: An Interview With Susan DeCarlo

Distinguished

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk.

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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

These drivers are often seen as higher risk by insurers, which can lead to higher premiums even before the 2025 hike. More vehicles on the road lead to a higher risk of accidents, which in turn raises the number of claims that insurance companies must cover. Be sure to ask about all available discounts to reduce your overall premium.

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The Key Factors That Influence Your Auto Premiums

Boyle Agency Insurance

Younger, less experienced drivers often face higher premiums due to a higher perceived risk. Additionally, areas with a higher incidence of car theft may lead to increased insurance costs. Deductibles The deductible is the amount you must pay out of pocket before your insurance coverage kicks in after an accident.

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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. The more risks your area poses, the more your insurance company will charge to protect you. The more risks your area poses, the more your insurance company will charge to protect you.

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10 Tips to Improve Construction Site Security

Insurance Agency of Ohio

By Troy Dohmeyer Equipment and material theft is a major source of loss for contractors. While insurance may offset some of the financial costs, many uninsured costs – deductibles, replacing depreciated items with new equipment, production delays, paperwork and time to report and replace stolen equipment – are paid by contractors.

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Jewelry Insurance: Protecting More Than Precious Metals

TGS

A slip, a loss, or even theft? Insurance policies for jewelry can vary, but most provide coverage for common risks, such as: Loss : Ever misplaced a ring at the gym or dropped an earring at a bustling party? Where You Live : Risk factors like theft rates and natural disasters in your area may affect costs.

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How To Save Money On Your Commercial Insurance

Protect Commercial Insurance

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. Adequate insurance coverage ensures that your business is fully protected against potential risks that could harm its financial health.