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Why Museums Should Buy a Stand-Alone Fine Art & Collectibles Policy

Distinguished

Museums require specialized protection against various risks. Our stand-alone Fine Art & Collectibles policy addresses the risks associated with museum collections , including owned items, borrowed works, and display equipment. Fine Art & Collectibles policies ensure more manageable deductibles for museum-specific risks.

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A Comprehensive Guide to Understanding Commercial Property Insurance

Protect Commercial Insurance

This type of policy covers a wide array of potential hazards, including fire, theft, vandalism, and certain natural disasters. Having coverage structured according to your specific needs and risks is not just a precautionit’s a powerful business strategy. Not every potential risk is covered under a standard policy.

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Builder’s Risk Insurance Declinations: An Interview With Susan DeCarlo

Distinguished

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk.

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The Key Factors That Influence Your Auto Premiums

Boyle Agency Insurance

Younger, less experienced drivers often face higher premiums due to a higher perceived risk. Additionally, areas with a higher incidence of car theft may lead to increased insurance costs. Deductibles The deductible is the amount you must pay out of pocket before your insurance coverage kicks in after an accident.

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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

These drivers are often seen as higher risk by insurers, which can lead to higher premiums even before the 2025 hike. More vehicles on the road lead to a higher risk of accidents, which in turn raises the number of claims that insurance companies must cover. Be sure to ask about all available discounts to reduce your overall premium.

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Insurance for Apartment Building Owners: Protecting Your Client’s Investments With the Right Coverage

Distinguished

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. Without the right coverage, property owners could be exposed to significant financial and legal risks.

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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. The more risks your area poses, the more your insurance company will charge to protect you. The more risks your area poses, the more your insurance company will charge to protect you.

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