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Why Museums Should Buy a Stand-Alone Fine Art & Collectibles Policy

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The policy covers the following: Direct Physical Loss or Damage : This includes accidental damage, vandalism, fire, theft, natural disasters, and other unexpected incidents. Fine Art & Collectibles policies cover loaned items from the first dollar of damage, typically with no deductible, ensuring compliance with contractual obligations.

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Fifth Circuit Holds That Sales Tax is Not a Component of Actual Cash Value

The Property Insurance Law Observer

Actual cash value of the stolen or damaged property less the deductible; or 2. Amount necessary to repair or replace the property with other property of like kind and quality less the deductible. If we return stolen property we will pay for any damage resulting from the theft. The address shown in this policy.

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Landlord Insurance in Chicago, Illinois: Everything Brokers and Property Owners Need to Know

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Crime insurance: Safeguards against theft, fraud, and vandalism. Deductible choices: Opting for a lower deductible increases premiums, while a higher deductible can reduce annual costs. Hired and non-owned auto insurance: Covers vehicles used for property management.

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Dozens of Alleged Looters, Unlicensed Construction Workers Arrested in Florida

Insurance Journal

More than 100 people were arrested late last week in storm-ravaged Pinellas County, Florida, charged with looting homes and working as unlicensed contractors, two weeks after Hurricane Milton forced many residents to evacuate. Pinellas County Sheriff Bob Gualtieri said that …

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Do I Need More Insurance Coverage If I Have an Expensive Car?

Paragon Independent Insurance Agencies

Increasing your deductible is an easy way to lower costs. Theft deterrent devices are another route to lower premiums. Bundling your auto coverage with home or renter insurance can substantially reduce costs.

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The Key Factors That Influence Your Auto Premiums

Boyle Agency Insurance

Additionally, areas with a higher incidence of car theft may lead to increased insurance costs. Deductibles The deductible is the amount you must pay out of pocket before your insurance coverage kicks in after an accident.

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Collectible Guitar Insurance: A Complete Guide

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Transit-related risks : Whether traveling for appraisals, exhibitions, or repairs, rare guitars face an increased risk of loss, theft, or damage and many policies wont cover transit losses. Comprehensive protection: Coverage includes theft, disappearance, accidental damage, fire, water damage, and natural disasters.