Distinguished

JANUARY 28, 2025

Here are just some of the key benefits you get by partnering with Distinguished: Experienced underwriters : Our underwriters are highly experienced and have the authority to make fast, intelligent decisions, ensuring that your clients receive the coverage they need when they need it.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurance 52

Distinguished

DECEMBER 16, 2024

Unlike competitors retreating from the market due to aggregation risks, our Fine Art and Collectibles insurance program brings fresh capacity and a willingness to underwrite policies tailored to Californias unique challenges. Wildfire coverage is included under our Fine Art and Collectibles program based on underwriting.

Protection 52

Protection Underwriter Underwriting Risk 52

Protect Commercial Insurance

OCTOBER 4, 2024

Changes in Underwriting Processes Interest rates can also shape the underwriting processes used by insurance companies. Underwriting involves evaluating risks and determining suitable premiums for policyholders. Moreover, alongside higher premiums, you may encounter an increase in out-of-pocket costs, such as deductibles.

Property Insurance 52

Property Insurance Out-Of-Pocket Premium Insurance 52

Distinguished

DECEMBER 16, 2024

Unlike competitors retreating from the market due to aggregation risks, our Fine Art and Collectibles insurance program brings fresh capacity and a willingness to underwrite policies tailored to Californias unique challenges. Wildfire coverage is included under our Fine Art and Collectibles program based on underwriting.

Protection 52

Protection Broker-Agent Inland Marine Underwriter 52

Scott Insurance

JANUARY 28, 2022

Generally, these policies have higher deductibles than standard policies – $25k, $50k, or $100k are common deductibles. Underwriting is extensive and involves separate applications/questionnaires and an extensive review of historical claims.

General Liability 52

General Liability Deductible Liability Property Damage 52

Word & Brown

FEBRUARY 18, 2025

automated deductible and Rx updates (so you know when they apply before benefits kick in). W&Bs Underwriting team works directly with carriers to streamline approvals. Well answer all of your and your clients questions about quoting, products, underwriting, sales, enrollment, provider networks, service, claims, billing, and more.

Broker-Agent 52

Broker-Agent Broker Agents Underwriter 52

Smart Insurance Agents

AUGUST 19, 2024

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. This includes copayments, coinsurance, and deductibles. Medigap plans help you with costs that Original Medicare does not cover, like copayments, coinsurance, and deductibles.

Out-Of-Pocket 52

Out-Of-Pocket Deductible Premium Out-Of-Pocket Expense 52

Scott Insurance

SEPTEMBER 5, 2023

With limited access to insurance, affordable housing communities have no ability to negotiate insurance premiums and are forced to pay significantly higher premiums with high deductibles. Some affordable housing community owners and operators reported premium increases of 25-75% due to the presence of pull cords.

Premium 52

Premium Insurance Insurer Insured 52

Distinguished

DECEMBER 2, 2024

One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations.  Flexible deductibles and payment options : Our team collaborates with you to tailor deductibles and payment plans, accommodating your budget without compromising coverage.

Deductible 52

Deductible Broker-Agent Insurance Insurer 52

TGS

OCTOBER 3, 2023

Quotes that are ready quickly are usually based on a small subset of information, then the initial baseline quote is refined during the underwriting process. Deductibles 8. You can expect to see an All Perils deductible and/ or a Windstorm/ Hail deductible here, depending on your policy. Insurance Company 2.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Risk Management Monitor

SEPTEMBER 21, 2021

For instance, frequent third-party claims for premises liability may have led to restrictions on Med Pay coverage or a higher deductible to give the customer a bigger stake in safety measures.

Claim 75

Claim Injury Workers Compensation Risk 75

TGS

NOVEMBER 20, 2024

Increase Your Deductible: Opt for a higher deductible to lower your monthly premium. Beyond Credit: Other Ways to Save on Home Insurance Improving your credit score is one strategy, but it’s not the only one. Upgrade Your Home: Adding safety features like a security system or fire-resistant materials can reduce risk—and your rate.

Home Insurance 52

Home Insurance Premium Insurance Insurer 52

Distinguished

JULY 22, 2024

Flexible Deductibles and Payment Options : Our underwriting team can take into account your client’s collection, budget, and risk tolerance and design each policy to fit their needs. Our team combines deep expertise across collection categories with flexibility in underwriting and customizing coverage. 

Insurance 52

Insurance Insurer Insured Policy 52

TGS

SEPTEMBER 11, 2023

The South Carolina Wind and Hail Underwriting Association, also known as Wind Pool, is an association of insurance providers. The South Carolina Wind and Hail Underwriting Association has an eligibility checker. These can include your home’s coverage, deductible, and type of construction.

Insurance 52

Insurance Insurer Insured Out-Of-Pocket 52

Word & Brown

SEPTEMBER 13, 2024

That includes understanding what plans offer the lowest and highest out-of-pocket costs, including deductible, copays, and coinsurance. You need to know who offers the products and services that will address your clients’ pain points, objectives, and budget. Ask your Word &Brown rep for details.

Broker 52

Broker Out-Of-Pocket Broker-Agent Insurance 52

Jackson & Jackson

MAY 22, 2024

Additionally, investors can explore the option of higher deductibles to reduce premiums. However, it is crucial to strike the right balance between cost savings and ensuring that the deductible remains affordable in the event of a claim. By assuming a higher portion of the risk, investors may be able to negotiate lower insurance costs.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurance 52

Majesco

APRIL 11, 2024

If we don’t get down to addressing the loss ratio — underwriting, pricing, risk selection, and claims management — for many carriers, even if they cut costs by 100%, they’re still not going to be profitable. Their standard coverage would go to customers that wish to cover their deductible.

Commercial Property 40

Commercial Property Risk Claim Deductible 40

Smart Insurance Agents

OCTOBER 16, 2024

They explain the details of different policies, including coverage options, premiums, deductibles, and out-of-pocket expenses. Brokers assist clients in deciphering premiums, deductibles, and out-of-pocket expenses, ensuring they understand the full scope of their coverage.

Insurance Broker 52

Insurance Broker Broker Broker-Agent Out-Of-Pocket Expense 52

Distinguished

NOVEMBER 7, 2024

The surety’s role is complex, as it must diligently assess the risks associated with underwriting bonds. The insured is not obligated to repay the insurer for the claim payment, except in cases of deductibles, which are predefined portions of the loss the insured agrees to bear.

Claim 52

Claim Compensation Risk Broker-Agent 52

Majesco

DECEMBER 5, 2024

Anything from quoting to underwriting, servicing, billing or claims may no longer operate at the level expected by customers, putting trust and loyalty at risk. In addition, other actions taken included raising deductibles, particularly for homeowners, and reducing coverage for both auto and homeowners.

Auto Insurance 40

Auto Insurance Insurance Insurer Insured 40

Risk Management Monitor

AUGUST 9, 2022

In 2018, the 5 th Circuit Court of Appeals took things a step further in Certain Underwriters at Lloyd’s of London v. Depending on the amount of your deductible, this means recovery could be impossible as a practical matter. Lowen Valley View, L.L.C.

Damage 78

Damage Claim Commercial Property Deductible 78

Triple-I: Workers Compensation

APRIL 20, 2021

The Small Business Tax Equity Act would provide an exception into the Internal Revenue Code to let cannabis operators – as long as they’re in compliance with state laws – make the same deductions as any other business. Easier to operate Passage of these laws would make it easier for cannabis-related businesses to operate.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40

Majesco

JANUARY 9, 2025

In our 2024 Consumer Research , the top-of-mind issue of finances was reflected in concerns about the increasing cost of insurance and how they were trying to decrease the overall cost with changes in deductibles, lowering coverages and more.

Insurance 45

Insurance Insurer Insured Risk 45

Distinguished

JANUARY 28, 2025

Here are just some of the key benefits you get by partnering with Distinguished: Experienced underwriters : Our underwriters are highly experienced and have the authority to make fast, intelligent decisions, ensuring that your clients receive the coverage they need when they need it.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurance 52

Word & Brown

JANUARY 23, 2025

Small businesses and their employees are no longer subject to medical underwriting for health insurance. The ACA requires marketplace plans to cover at least one drug in each drug class and to include out-of-pocket Rx expenses in an insured persons or familys deductible. Employers with 50+ full-time workers must offer health insurance.

Out-Of-Pocket 52

Out-Of-Pocket Insurance Insurer Insured 52