Insurance Journal
OCTOBER 10, 2024
The insurance industry faces significant challenges in covering catastrophic risks, especially as climate change drives more extreme weather events. With soaring premiums and increasing exclusions, the need for an accurate assessment of these risks is more important than ever.
Property Insurance Coverage Law
OCTOBER 10, 2024
When your home is damaged, it’s natural for most homeowners to call their insurance agent. Your agent is usually the first person who comes to mind because they sold you the policy. But insurance agents don’t handle claims. That job belongs to an adjuster. It’s important for homeowners to understand the difference between an insurance … The post The Difference between an Insurance Agent and an Insurance Adjuster appeared first on Property Insurance Coverage Law Blog.
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Insurance Journal
OCTOBER 10, 2024
Five people were killed when a small plane crashed during takeoff from Santa Catalina Island off the Southern California coast, authorities said. The twin-engine Beechcraft 95 crashed shortly after 8 p.m.
Property Insurance Coverage Law
OCTOBER 10, 2024
Every now and then, I get stumped on a property insurance question. I was asked during my flood presentation on Monday how the National Flood Insurance Program would respond to a flood claim from Hurricane Helene and one from Hurricane Milton. I told the audience, “I thought about it but did not research that topic. … The post Two Flood Claims?
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Insurance Journal
OCTOBER 10, 2024
Hurricane Milton made landfall Wednesday night, centered near Sarasota as a Category 3 storm with maximum sustained winds of 120 mph, a less-powerful storm than had been feared but one that brought some storm surge, flooding, multiple tornadoes and property …
LexisNexis
OCTOBER 10, 2024
By Madison Johnson, Esq. | Marketing Manager Large law firms have been on a technology transformation journey for the past two decades, embracing new ways of empowering lawyers to work more efficiently and more effectively with the aid of fast-moving legal tech innovations. These firms now find themselves in a bit of a quandary that was the inevitable result of this rapid growth in reliance on technology.
Insurance Industry Brief brings together the best content for insurance professionals from the widest variety of industry thought leaders.
Frankenmuth Insurance
OCTOBER 10, 2024
Setting up or running the small business of your dreams? Reduce your risks with these 13 retail store safety tips: Step up your security. Minimize crime with security cameras, ample exterior lighting, and alarm systems. Ensure your security cameras cover key entrances and blind spots and invest in quality equipment. Teach team members how to turn alarms on and off.
Insurance Journal
OCTOBER 10, 2024
S&P Global Ratings said potential losses from Hurricane Milton could fully deplete the 2024 natural catastrophe budgets for rated U.S. property/casualty insurers, affecting underwriting margins and earnings. In a report titled “Hurricane Milton: The Implications For Rated U.S.
LexisNexis
OCTOBER 10, 2024
It has been three years since the adoption of the Corporate Transparency Act (CTA) , which went into effect at the beginning of this year, and now the first filing deadline is fast-approaching on January 1, 2025. In-house counsel at companies of all sizes are racing to get important questions answered so they can be confident they are in full compliance with the CTA’s various rules.
Insurance Journal
OCTOBER 10, 2024
On an early August morning, a roofing contractor arrived at a Lafayette, Louisiana couple’s house and requested permission to inspect the home’s roof. The roofer’s arrival wasn’t unexpected.
LexisNexis
OCTOBER 10, 2024
By Hon. Robert G. Rassp, Presiding Judge, WCAB Los Angeles, California Division of Workers’ Compensation Disclaimer: The material and any opinions contained in this article are solely those of the authors and are not the opinions of the Department of Industrial Relations, Division of Workers’ Compensation, or the WCAB, or any other entity or individual.
Insurance Journal
OCTOBER 10, 2024
Climate change was a key driver of the devastating impacts of Hurricane Helene, a group of scientists said this week. Hurricane Helene made landfall as a Category 4 major hurricane west-southwest of Perry, Taylor County, Florida on Sept.
Top Insurance Blogs
OCTOBER 10, 2024
There are three main types of car insurance that everyone talks about: Third-Party, Third-Party Fire and Theft, and Comprehensive. The post 3 Cheapest Car Insurances in the UK – Full Comparison appeared first on My Top Insurance Blogs.
Insurance Journal
OCTOBER 10, 2024
Johnson & Johnson’s bold move to skirt a US court in New Jersey and seek a potentially friendlier venue in Texas to settle claims its baby powder gave women cancer faces a key decision as soon as Thursday.
P&L Financial Services
OCTOBER 10, 2024
Healthcare costs are a major concern for seniors, particularly those living on fixed incomes. As 2025 approaches, many retirees are bracing for increases in medical expenses due to inflation and changes in healthcare services. Preparing for rising healthcare costs is essential for maintaining financial security in retirement. Understanding Rising Healthcare Costs Healthcare costs continue to climb year after year, and 2025 is expected to be no different.
Insurance Journal
OCTOBER 10, 2024
Six months after a three-judge panel of the Delaware Supreme Court said an insurance agency deserved another shot at proving its claims of professional negligence against a law firm, the full state high court has agreed.
LexisNexis
OCTOBER 10, 2024
In the in-house corporate legal department, two sides comprise the whole: legal services with in-house lawyers and the legal operations team. The latter is the business side of processes and technology that help streamline collaboration and workflow. While legal operations manage the technical aspects of legal services, the lawyers deliver the legal services either independently or aligned with outside counsel, based on the complexity of a legal matter.
Insurance Journal
OCTOBER 10, 2024
One of the UK’s top insurers is accused of using a team of “recruiting sergeants” to poach talent from a rival that led to mass resignations in Brazil and London. Aon UK Ltd. sued Howden Group Holdings Ltd.
Elmore
OCTOBER 10, 2024
It may be that a warming planet cannot be underwritten at any acceptable cost The post Hurricane Milton will test Florida’s creaking home insurance system appeared first on Elmore Insurance Brokers.
Insurance Journal
OCTOBER 10, 2024
First MainStreet Insurance L.C. (FMSI) announced addition of two new agencies, one in Minnesota and the other in Iowa. Joining in September was Kozlowski Insurance Agency, headquartered in Pipestone, Minnesota and two satellite offices in Luverne, MN and Brookings, SD.
LexisNexis
OCTOBER 10, 2024
American Immigration Council, Oct. 8, 2024 "The upcoming presidential election has propelled immigration and border policy to the forefront of the debate including calls for the mass deportation of millions on undocumented immigrants in our country. However, there haven’t been many details about what such an operation would necessarily entail. Join us to discuss the American Immigration Council’s recently published special report, “ Mass Deportation: Devastating Costs to America, Its Budget
Insurance Journal
OCTOBER 10, 2024
A series of Russian missile strikes on Ukrainian Black Sea port infrastructure and commercial vessels has led to a jump in insurance costs and forced some shipowners to cancel bookings, insurance sources and a broker said on Thursday.
Triple-I: Homeowners Insurance
OCTOBER 10, 2024
The U.S. property and casualty insurance industry experienced better-than-expected economic and underwriting results in the first half of 2024, according to the latest forecasting report by Triple-I and Milliman. The report was released during a members-only webinar on Oct. 10. The industry’s estimated net combined ratio of 99.4 represented a 2.3-points year-over-year improvement, with commercial lines continuing to outperform personal lines.
Insurance Journal
OCTOBER 10, 2024
In the arid highlands near the town of Vergèze in southern France, the sun beats down on a small stone house as the buzz of cicadas fills the air.
LexisNexis
OCTOBER 10, 2024
USCIS, Oct. 10, 2024 "U.S. Citizenship and Immigration Services (USCIS) is issuing policy guidance in the USCIS Policy Manual to reflect the recently published final rule to codify the automatic adjustment of the investment, award, grant, and revenue thresholds for international entrepreneur parole. The guidance also clarifies the process for submitting biometrics for applicants who reside outside the United States.
Insurance Journal
OCTOBER 10, 2024
The Lloyd’s insurance market’s only product writing cover for the rescue of miners trapped underground has more than doubled its available cover from $10 million to $25 million with a launch of a new consortium led by AEGIS London.
LexisNexis
OCTOBER 10, 2024
Jeanne Batalova, MPI, Oct. 2024 "With immigration a central focus in the public and policy conversations in the United States, it is important to have a solid understanding of the immigrant population. This explainer offers statistics on the immigrant population’s size, origins, places of U.S. settlement, and pathways of arrival. It also looks at legal statuses, as this has been a topic of significant public interest and confusion.
Insurance Journal
OCTOBER 10, 2024
Exxon Mobil Corp. won the right to pump carbon dioxide beneath Texas state waters in the Gulf of Mexico, in what will be the largest concession of its kind in the US.
Majesco
OCTOBER 10, 2024
Risk vs. reward. Perhaps there is no more appropriate location to discuss it than Las Vegas, the undisputed home of risks and rewards. Next week, many of us will meet and chat at ITC 2024, filled with the excitement of game-changing technologies and insurance startups. At the same time, thanks to Helene and Milton, we’ll all have risk on our minds.
Insurance Journal
OCTOBER 10, 2024
After fearing the worst from Hurricane Milton, investors in catastrophe bonds appear to have sustained losses well below those predicted as recently as Wednesday.
Top Insurance Blogs
OCTOBER 10, 2024
If you’re a driver in the UK or Wales, one thing you can’t escape is the need for car insurance. It’s not just a legal requirement, it’s a smart decision. But when you start shopping for car insurance, you’re immediately hit with options: Third-Party, Third-Party Fire and Theft, and Comprehensive. And then there are the […] The post 3 Cheapest Car Insurances in the UK – Full Comparison appeared first on My Top Insurance Blogs.
Insurance Journal
OCTOBER 10, 2024
This edition of International People Moves details appointments at the insurance broker Miller and the insurer Markel. A summary of these new hires follows here.
LexisNexis
OCTOBER 10, 2024
CA5, Oct. 10, 2024, MP3 recording 23-40653 10/10/2024 State of Texas v. USA Brian Boynton- Jeremy M. Feigenbaum- Joseph N.
Insurance Journal
OCTOBER 10, 2024
Britain’s decade-long economic downward spiral could be reversed with a fresh appetite for risk that might help boost annual investment by a required 100 billion pounds ($131 billion) over the next decade, a leading think tank said on Friday.
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