Tue.Oct 17, 2023

article thumbnail

Benefits of an Independent Insurance Agent for Your Personal Insurance Needs

TGS

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. A captive agency is tied to one insurance carrier, which means these agents are biased to make money for their specific carrier.

article thumbnail

First-in-the-Nation Climate Disclosure Bills Become Law In California

Hunton Andrews Kurth

On October 7, 2023 California Governor Gavin Newsom signed two landmark climate disclosure laws aimed at making major companies publicly disclose their greenhouse gas emissions and report on their climate-related financial risks. The first, the Climate Corporate Data Accountability Act (SB 253), will require all business entities with an annual revenue exceeding $1 billion to disclose their greenhouse gas emissions in a format accessible to the public.

Risk 52
article thumbnail

What is the Cost of Opening Your Own Insurance Agency?

Southwest Insurance Agents Alliance

Embarking on the journey of opening your own insurance agency calls for thoughtful financial planning and strategic foresight. By understanding the financial aspects, you can make an informed decision as a prospective agency owner and set yourself up for success.