Insurance Journal
MARCH 9, 2025
By L.S. Howard Businesses are now required to implement robust workplace violence prevention plans in Californiaounder a new law that became effective in July 2024.
Property Insurance Coverage Law
MARCH 9, 2025
I often wonder if insurance agents read the insurance policies they provide to their clients before selling the product. Why do insurance agents sell policies with clauses that require disputes to be in faraway places? Insurance disputes often boil down to policy language, legal interpretations, and jurisdictional battles. A Florida condominium found out that clauses … The post Why Do Agents Sell Insurance Requiring Disputes to Be Fought in Faraway Courts?
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Insurance Journal
MARCH 9, 2025
Worker misclassification in Maryland is widespread, leaving thousands of workers without injury protection and depriving insurance companies of more than $58 million in workers’ compensation premiums each year, according to a report from a state task force.
American Agents Alliance
MARCH 9, 2025
Women will represent a $30 trillion opportunity as consumers by 2030, according to a study by McKinsey. Womens financial empowerment is central to the insurance industry, as their influence is felt across business, investments, and household financial decisions. For agents and brokers, this is a significant opportunity to grow their business while better serving an evolving market.
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Insurance Journal
MARCH 9, 2025
The history of insurance dates back as far as 2000 BCE, when merchants and traders developed basic risk-sharing agreements to protect against financial losses from unpredictable events.
Insurance Industry Brief brings together the best content for insurance professionals from the widest variety of industry thought leaders.
Insurance Journal
MARCH 9, 2025
First came a dry spell that parched the land, then a spark, followed by some wind. Suddenly, swaths of South Carolina were consumed by voracious flames.
Insurance Journal
MARCH 9, 2025
The Virginia Supreme Court has upheld a ruling that Amazon Flex drivers are employees and not independent contractors while criticizing the company for changing its arguments after it lost in prior decisions.
Insurance Journal
MARCH 9, 2025
Just as several other U.S. states are bragging about the growing number of captive insurers domiciled there and are making changes to attract more captives Alabama regulators have declared a temporary moratorium on those types of insurance companies.
Insurance Journal
MARCH 9, 2025
This is obviously a warped paraphrase of the famous line from The Treasure of the Sierra Madre, Badges! I donit need no stinkini badges!
Advertiser: Trellis
Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor
Insurance Journal
MARCH 9, 2025
National Westchester, Chubb’s Excess and Surplus Lines Division, headquartered in Alpharetta, Georgia, named Matt Booker, head of brokerage property and inland marine, as property practice leader. Tom McLaughlin, head of brokerage casualty, has been appointed casualty practice leader.
Insurance Journal
MARCH 9, 2025
Workersi compensation insurers and California employers alike have faced new responsibilities for employee safety from July 1, 2024, when legislation aimed at reducing workplace violence took effect.
Insurance Journal
MARCH 9, 2025
By Chad Hemenway The Federal Emergency Management Agency said in February that it needs to borrow $2 billion from the U.S. Treasury to cover claims from National Flood Insurance Program policyholders.
Insurance Journal
MARCH 9, 2025
By Allen Laman When the calendar flipped to 2025, Lacey Garrison Strom was optimistic. As the executive vice president of private client services at California-based Heffernan Insurance Brokers, Garrison Strom secures insurance coverage for affluent clients across the Golden State.
Insurance Journal
MARCH 9, 2025
Premium renewal rates were up again in fourth-quarter 2024 but continue to trend lower for most commercial lines products.
Insurance Journal
MARCH 9, 2025
A Washington timber company was fined $114,300 for reportedly violating state and federal child labor regulations. The violations involve a 17-year-old worker, who was reportedly injured while working on one of MVR Timber Cutting Company’s logging operations.
Insurance Journal
MARCH 9, 2025
March 8 Multiple brush fires burned in Long Island State Pine Barrens Reserve, a wooded area near bedroom communities outside New York City, prompting Governor Kathy Hochul to declare a state of emergency.
Insurance Journal
MARCH 9, 2025
By William Rabb As consumer complaints have apparently mounted over unpaid hurricane losses, Floridais top insurance regulator and some lawmakers have signaled new scrutiny on insurance carriersi claims-handling practices.
Insurance Journal
MARCH 9, 2025
More than a year after the Honolulu City Council created a program to reduce the city’s backlog of building permit applications, the city’s permitting department director said she’s close to starting the program.
Insurance Journal
MARCH 9, 2025
By Chad Hemenway The U.S. property/casualty industry took another underwriting loss in 2024, but results improved thanks to rate increases and changes in risk selection, most notably in the personal lines sector.
Insurance Journal
MARCH 9, 2025
Imagine a world where insurers could fend off class action lawsuits early on simply because a handful of claimants lack tangible harm. That world may soon become reality. In a case poised to reshape the class action landscape, the U.S.
Insurance Journal
MARCH 9, 2025
East Insurance Services of New England, ACORN Insurance Alliance Agencies Regional independent agency network Insurance Services of New England (ISNE) expanded into Connecticut with eight additional agencies. The Connecticut agencies include Ahrens, Fuller, St.
Insurance Journal
MARCH 9, 2025
Uninsurable Future? “We’re marching steadily towards an uninsurable future in the United States because we’re not doing enough fast enough to address the underlying cause, which is climate change.” — Dave Jones, California’s insurance commissioner from 2011 to 2018.
Insurance Journal
MARCH 9, 2025
This post is part of a series sponsored by Darkhorse Insurance. Before venturing into independent insurance sales, it’s crucial to consider the variable earnings potential, which is influenced by a range of factors.
Insurance Journal
MARCH 9, 2025
A bill to allow the Washingtonis insurance commissioner to order restitution for policyholders harmed by insurance companies moved out of the state Senate Business, Financial Services, and Trade Committee.
Insurance Journal
MARCH 9, 2025
AM Best revised the outlooks to negative from stable and affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of a (Excellent) for the members of Mercury Casualty Group.
Insurance Journal
MARCH 9, 2025
By Andrew Dalton A Texas crisis communications specialist has sued Blake Lively for defamation after the actor pulled him into her legal fight with co-star and director Justin Baldoni over their film, It Ends With Us.
Insurance Journal
MARCH 9, 2025
Is a binder binding, even if the property owner never received the insurance policy? Yes, it is, the Alabama Supreme Court decided in a recent case that marks another win for insurers relying on binding arbitration agreements.
Insurance Journal
MARCH 9, 2025
The number of U.S. product recalls remained high in 2024 with more than 3,200 events recorded for the second consecutive year, a new report shows. Sedgwick brand protectionis 2025U.S.
Insurance Journal
MARCH 9, 2025
Nothing feels like a bigger gut punch than when a candidate reneges on an offer. I assume youire like me and prefer to avoid that feeling at all costs.
Insurance Journal
MARCH 9, 2025
Mid- and small-market businesses (SMBs) face a lot of the same big-picture challenges, but how they prioritize risk, spending, and solutions varies widely.
Insurance Journal
MARCH 9, 2025
A Michigan court struck down a large chunk of an $88,550 verdict for a Detroit-area organic gardener whose beloved clover lawn was destroyed by a man spraying herbicide — at the wrong address.
Insurance Journal
MARCH 9, 2025
A former Ohio fire department administrator and police officer was sentenced in federal court here to 18 months in prison for starting dozens of arson fires in Wayne National Forest. James A.
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