Insurance Journal
DECEMBER 2, 2024
AM Best has revised its outlook to stable from negative for the U.S. personal lines insurance segment for 2025, citing improved rate and pricing conditions, particularly in the auto insurance space, along with solid levels of risk-adjusted capitalization among carriers.
Solstice Insurance Broker
DECEMBER 2, 2024
Insurance policy cancellations. Dealing with them is hard and many brokers aren't quite sure what to say or how to handle the situation. That's why it's super important to have a solid process in place.
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Insurance Journal
DECEMBER 2, 2024
AM Best is maintaining its stable market segment outlook on the U.S. commercial lines insurance sector for 2025, due partly to the segment’s persistently strong underwriting performance and improved investment returns, which have bolstered operating profitability.
Property Insurance Coverage Law
DECEMBER 2, 2024
Have you ever had a burning question about property insurance but didn’t know where to start looking for the answer? Well, here’s a pro tip: This blog has a powerful search function that can save you time and get you to the information you need quickly. We’ve written extensively about property insurance topics over almost … The post Unlock the Answers: How to Use the Blog’s Search Function Like a Pro!
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Insurance Journal
DECEMBER 2, 2024
Private equity’s advance into the insurance sector exacerbates the risk of “fire sales” that disrupt the functioning of financial markets, the Bank of England warned.
AMAXX
DECEMBER 2, 2024
Managing work-related injuries and illnesses effectively requires a well-coordinated approach. At the heart of this process is the medical director, medical department, or consultant, who plays a pivotal role in interpreting medical jargon and facilitating smooth communication between medical professionals, injured employees, and the workers’ compensation team.
Insurance Industry Brief brings together the best content for insurance professionals from the widest variety of industry thought leaders.
Zywave
DECEMBER 2, 2024
Are you ready to make 2025 your best year yet? It is time to turn your goals into reality. Introducing the 2025 Planning Guide for Insurance Professionals —a resource designed to help you navigate the evolving landscape of the insurance industry with clarity and intention as you look to the new year. In a world where rapid advancements in technology and shifting consumer expectations are the norm, having a well-thought-out business plan is more important than ever.
Insurance Journal
DECEMBER 2, 2024
The U.S. Energy Department said Monday it is planning to loan up to $7.54 billion to a joint venture of Chrysler parent Stellantis STLAM.MI and Samsung SDI 006400.KS to help build two electric vehicle lithium-ion battery plants in Indiana.
TGS
DECEMBER 2, 2024
TGS Insurance » Blog Driving Without Insurance in Florida: Penalties You Can’t Afford to Ignore Picture this: You’re cruising along Florida’s sunny highways, windows down, music up, and life feels good. But then, out of nowhere, an accident happens. As the dust settles and the adrenaline wears off, you’re asked for proof of insurance—and you don’t have it.
Insurance Journal
DECEMBER 2, 2024
Year-round extreme risk from three natural disasters threatens more than 33,000 homes in the U.S., according to the latest analysis by CoreLogic. Hurricane wind, wildfire and inland flood are the most common combination of perils, research showed.
Rough Notes
DECEMBER 2, 2024
INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS Arson doesn’t pay A fire damaged a malt beverage store owned by A Maxon Company, LLC (AMC). Acuity Insurance Com-pany sought a declaratory judgment to determine coverage under a policy that listed Greg and Tammy Weatherspoon as additional loss payees.
Insurance Journal
DECEMBER 2, 2024
Apple has been accused in a new lawsuit of illegally monitoring its workers’ personal devices and iCloud accounts while also barring them from discussing their pay and working conditions.
Distinguished
DECEMBER 2, 2024
Public art is so much more than just a painting behind glass or a relic of years gone by. These pieces play a vital role in enhancing our communities, sparking conversations, and preserving our cultural identity. From sculptures in city squares to priceless historical artifacts in museums, these works mean a lot to the city or state that owns them — both artistically and monetarily.
Insurance Journal
DECEMBER 2, 2024
The Connecticut city of West Haven said it is being reimbursed more than $1 million from its insurer to cover the cost of federal pandemic relief funds stolen three years ago by two city employees. Then-state Rep.
Rough Notes
DECEMBER 2, 2024
Digital platforms and streamlined enrollment and education continue to move the employee benefits market forward By Lori Widmer It’s no secret that the last four years have marked seismic changes in how and from where businesses operate. As employers work out how to attract talent, they’re trying to find ways beyond hybrid work arrangements.
Insurance Journal
DECEMBER 2, 2024
A North Carolina woman is set for a court appearance later this month after she was charged with filing a claim on her deceased mom’s house – for damage that occurred before the insurance policy was purchased.
Rough Notes
DECEMBER 2, 2024
The quest for stability endures as determined providers carry on By Joseph S. Harrington, CPCU If insurance underwriting were a reality television show, commercial auto underwriting would be cast as the ultimate challenge of endurance for the participants.
Insurance Journal
DECEMBER 2, 2024
The United Nations’ top court [this] week begins hearings on the legal obligation of countries to fight climate change and the consequences for states of contributing to global warming, the outcome of which could influence litigation worldwide.
Rough Notes
DECEMBER 2, 2024
Five things to consider when developing a personal brand By Bill Brooker As a young insurance agent, you may feel like you’re standing in the shadows of seasoned professionals, trying to find a way to stand out and build your career.
Insurance Journal
DECEMBER 2, 2024
JOHNSON COUNTY — Tony Coleman recognizes the signs all too well. A cow drools strings of saliva. Then it starts to limp, each step slower. Then it grows stiff. Then it’s quick. There’s nothing to be done. The cow dies.
Rough Notes
DECEMBER 2, 2024
Applications being accepted for independent agents, brokers, and their firms By Robert N. Kretzmer, CIC Each year, we put out a call for independent agents, brokers, or agencies to be nominated for The Rough Notes Company Community Service Award. This award recognizes and honors independent agents for their extraordinary and positive contributions.
Insurance Journal
DECEMBER 2, 2024
The governors of New York and Pennsylvania have declared disaster emergencies in areas hit with as much as three and four feet of “lake-effect” snow from a fierce winter storm.
Rough Notes
DECEMBER 2, 2024
The importance of balancing human touch and artificial intelligence in insurance By David Derigiotis Artificial intelligence (AI) has completely transformed how we do business—now it’s time for AI to shine its light on insurance. From underwriting and claims processing to customer service and risk assessment, AI promises increased efficiency and accuracy.
Insurance Journal
DECEMBER 2, 2024
Suspicious behavior on T-Mobile US Inc.’s network devices tipped off the company to a breach that was potentially part of a sprawling cyber-espionage campaign that has raised urgent questions about the exposure of a critical sector of the economy.
Rough Notes
DECEMBER 2, 2024
“I hope one day my kids will be able to listen to my recorded podcasts and learn more about their dad’s career. Each podcast episode is like a time capsule.” —Josh Gurley HM Advisors Partner of Georgia agency builds solid foundation in work and home life By Christopher W.
Insurance Journal
DECEMBER 2, 2024
China’s ByteDance is suing a former intern for $1.1 million, alleging he deliberately attacked its artificial intelligence large language model training infrastructure, a case that has drawn widespread attention within China amid a heated AI race.
Rough Notes
DECEMBER 2, 2024
Why agents should spend time on site with clients By Larry Chasin Insurance is a business rooted in relationships, and cultivating and maintaining relationships is just as important today in insurance as it ever was. What’s changed is how we maintain our relationships with our policyholders.
Insurance Journal
DECEMBER 2, 2024
Arthur J. Gallagher & Co. announced that its claims and risk management solutions subsidiary, Gallagher Bassett, has acquired the UK-based operations of Caytons Law LLP. Terms of the transaction were not disclosed.
Rough Notes
DECEMBER 2, 2024
A bank’s role throughout the independent agency life cycle By Patricia Smith and Keith Mangini Independent insurance agencies have unique financial needs that evolve as they mature and grow.
Insurance Journal
DECEMBER 2, 2024
Rockford Mutual Insurance Company (RMIC) announced a strategic expansion into the state of Michigan for Commercial Lines products in 2025.
Agency Height
DECEMBER 2, 2024
What is a mobile home? Let's find out more about mobile homes, the cost of buying and owning one and how insurance works for mobile homes.
Insurance Journal
DECEMBER 2, 2024
A dispute over the U.S. Food and Drug Administration’s refusal to let two e-cigarette companies sell flavored vape products due to their health risk to youths goes before the U.S.
Simply Insurance
DECEMBER 2, 2024
A direct term life insurance policy lets you deal directly with the insurance company you purchased your policy through.
Insurance Journal
DECEMBER 2, 2024
With multiple hurricanes rocking Florida and other parts of the Southeast this year, claims professionals have said they are seeing a trend toward “soft fraud,” with more policyholders attempting to include older or unrelated damage in recent storm claims, and …
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