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Shifting insurance market conditions will bring new risks and opportunities for agents and brokers. The insurance business has always been dynamic, with different lines of business and markets heavily influenced by macroeconomic conditions, changing consumer demands, and cyclical market shifts. In the next years, we may see some lines softening, creating new challenges and opportunities.
Death, divorce, disease, disability and wealth often lead to situations where people may change homes or have multiple places to live. Anytime these happen, policyholders need to be careful that their residential insurance policies do not stop providing full coverage. This is a significant issue, as I noted in Residence Premises and Other Killer Exclusions, … The post The Importance of Understanding Residence Premises in Homeowners InsuranceWhere You Reside Is Often an Important Coverage I
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