Why is landlord insurance more expensive than home insurance?
Cover4LetProperty
JANUARY 29, 2024
To begin to answer this question it might be helpful to look at the use to which two different types of property are put: Home insurance a home is where you live – you might be an owner occupier or you might be a tenant; if you own the property, you are likely to arrange home insurance to cover both the structure and fabric of the building itself and of the contents you own; if you are a tenant, the landlord is typically responsible for insuring the building, but you are still likely to need con
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