Insurance Journal
JANUARY 13, 2025
The State of Texas on Monday filed a lawsuit against Allstate, alleging the insurance company illegally collects driver data through secretly embedded software in mobile apps and then uses the data to justify raising Texans’ insurance rates.
Property Insurance Coverage Law
JANUARY 31, 2025
Recent wildfires in Southern California are putting new California insurance laws to the test. Insurers conduct and behavior vary wildly, even for people who hold similar policies with the same companies. For policyholders who have suffered total losses of their homes, many are being offered differing amounts of their Dwelling benefits. For example, a homeowner … The post Should You Accept Your Insurers Initial Wildfire Payout?
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The Property Insurance Law Observer
JANUARY 23, 2025
In the recent decision Marquez v. Clear Blue Specialty Insurance Company , No. 6:23-cv-2025-ACC-DCI, 2024 U.S. Dist. LEXIS 219390 (M.D. Fla. Dec. 4, 2024), the U.S. District Court for the Middle District of Florida granted the insurers motion in limine and excluded evidence and testimony regarding replacement cost value of damages, matching, and to limit damages to direct physical loss.
Solstice Insurance Broker
JANUARY 30, 2025
As an insurance broker, open enrollment on the ACA insurance marketplace is likely crucial for your business. You can collaborate with many clients at one time to secure needed coverage. Plus, you can generate significant revenue.
Advertiser: Trellis
Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.
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Final Expense Brokerage
JANUARY 29, 2025
Jan 29, 2024 3:23:31 PM Contact Us Share: Final expense insurance is a niche that offers tremendous potential for agents looking to serve seniors and their families. However, for those just starting outor even those whove been in the game for a whilenavigating the complex world of final expense insurance can feel overwhelming. You may be wondering how to find the right products for your clients, generate high-quality leads, or simply make the process easier.
Insurance Industry Brief brings together the best content for insurance professionals from the widest variety of industry thought leaders.
Insurance Journal
JANUARY 22, 2025
The U.S. Treasury’s Federal Insurance Office last week released what it called the “most comprehensive data on homeowners insurance in history.” Weeks after a U.S.
Property Insurance Coverage Law
JANUARY 30, 2025
A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly. This is especially … The post Beware of a One-Year Deadline to File a LawsuitAlways Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim appeared first on Prop
Frankenmuth Insurance
JANUARY 23, 2025
Workplace safety helps protect employees, profits, and operations. Thats why it should always be top of mind. Start following these five workplace safety tips now. Develop a safety plan. A well-defined safety plan lays the foundation for a secure workplace. Start by assessing potential hazards in each department and outlining safety measures tailored to specific roles and risks.
Solstice Insurance Broker
JANUARY 23, 2025
Annual open enrollment (AEP) is here. It's that whirlwind period when individuals and families evaluate their healthcare options. It is a task that often feels like traversing a maze. As an insurance broker, you can be the compass your clients need. You can guide them through the healthcare marketplace with expertise and a personalized touch. So, let's dive deeper and explore how you can make this journey not just manageable, but successful.
Advertiser: Trellis
Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor
LexisNexis
JANUARY 23, 2025
In-house legal professionals are entering 2025 with an expectation that the year will bring challenges they can anticipate, as well as a host of headaches that are unexpected right now. They are considering strategy involving not only technology-enabled business trends to manage, but also a new president taking office for the next four years. The start of any administration in Washington means regulatory change as the incoming team tries to enact the new presidents agenda, reported Legal Dive.
Insurance Journal
JANUARY 27, 2025
Sweden detained a vessel suspected of damaging a subsea data cable connecting it with Latvia, the third such incident in the Baltic Sea in the past three months.
Insurance Journal
JANUARY 30, 2025
Ride-sharing giant Uber Technologies Inc. filed a racketeering lawsuit against a group of law firms, doctors and pain-management clinics it claims staged fake car accidents and performed unnecessary surgeries to take advantage of New York’s lucrative no-fault insurance policies.
Insurance Journal
JANUARY 31, 2025
Companies and government agencies around the world are moving to restrict their employees’ access to the tools recently released by the Chinese artificial-intelligence startup DeepSeek, according to the cybersecurity firms hired to help protect their systems.
Insurance Journal
JANUARY 20, 2025
RALEIGH. N.C. (AP) Base rates for North Carolina homeowners’ insurance premiums will increase on average by about 15% by mid-2026 as part of a settlement reached by the state Insurance Department and the industry.
Insurance Journal
JANUARY 24, 2025
January 2025 report from the Geneva Association, titled “Insurance in a Fragmented World Economy,” found that geopolitical tensions have driven the global economy toward “geoeconomic fragmentation.” Geoeconomics refers to the intersection of geopolitical forces and economic policies.
Insurance Journal
JANUARY 24, 2025
The Los Angeles wildfires could consume more than 30% of the aggregate natural catastrophe budgets set for 2025 by Europe’s four largest reinsurers Swiss Re, Munich Re, Hannover Re and SCOR, according to a Fitch Ratings commentary.
Insurance Journal
JANUARY 20, 2025
The European Commission intends to propose a ban on the use of PFAS, or “forever chemicals,” in consumer products, with exemptions for essential industrial uses, the EU’s environment chief told Reuters.
Insurance Journal
JANUARY 21, 2025
Assicurazioni Generali SpA and BPCE have reached a preliminary deal to combine their investment units and create Europe’s second-largest asset manager amid a deal wave in the industry.
Insurance Journal
JANUARY 20, 2025
Four of Canada’s biggest banks are leaving the industry’s top climate-finance alliance, joining Wall Street peers and extending an exodus that started in early December.
Insurance Journal
JANUARY 29, 2025
A federal judge in Manhattan has extended an order blocking three Alliant Insurance Services employees from soliciting or contacting any current Marsh & McLennan Agency (MMA) clients or using a spreadsheet of MMA clients that MMA alleges they took when …
Property Insurance Coverage Law
JANUARY 22, 2025
I am snowed in after taking the deposition of a 1099 temporary claims adjuster in South Carolina. Much of his testimony has me thinking about the plight of the modern independent claims adjuster doing catastrophe work. During his deposition, the independent catastrophe adjuster said he had asked to have his claims load reduced. Management did … The post Are Catastrophe Claims Adjusters Being Overworked, Provided Too Many Losses to Properly Handle, Provided Wrong Directions to Adjust Losses
Insurance Journal
JANUARY 20, 2025
The tallest skyscraper in the City of London financial district has reached full occupancy just over four years after it was completed.
Property Insurance Coverage Law
JANUARY 23, 2025
When navigating contested property insurance claims, insured parties may receive a request from their insurer for an Examination Under Oath (EUO). An examination under oath is exactly what it sounds like. It is a formal proceeding, not unlike a deposition, where an insured is required to answer questions under oath about their insurance claim. The … The post Examinations Under Oath in New York Property Insurance Claims appeared first on Property Insurance Coverage Law Blog.
Property Insurance Coverage Law
JANUARY 19, 2025
I always try to keep an open mind when I am told something and I do not think it is right based on experience. Two public adjusters sent me articles saying California is a valued policy law state.California is not a valued policy law state. California has a valued policy law for valued policies. The … The post California is Not a Valued Policy Law StateCalifornia Has a Valued Policy Law for Valued Policies appeared first on Property Insurance Coverage Law Blog.
Property Insurance Coverage Law
JANUARY 24, 2025
Journalist Jack Healy of the New York Times wrote an article,Their Homes Are Intact, but the Fire Damage Inside Is Unbearable. Healy accompanied wildfire victims back to their homes after the event. In one case, he noted the following: As soon as an evacuation order was lifted in her neighborhood, Arlynn Page raced back to … The post California Smoke Soot and Ash ClaimsA Cause for Concern appeared first on Property Insurance Coverage Law Blog.
Property Insurance Coverage Law
JANUARY 22, 2025
I am snowed in after taking the deposition of a 1099 temporary claims adjuster in South Carolina. Much of his testimony has me thinking about the plight of the modern independent claims adjuster doing catastrophe work. During his deposition, the independent catastrophe adjuster said he had asked to have his claims load reduced. Management did … The post Are Catastrophe Claims Adjusters Being Overworked, Provided Too Many Losses to Properly Handle, Provided Wrong Directions to Adjust Losses
Property Insurance Coverage Law
JANUARY 27, 2025
In a 2009 post,Are There Going to Be Any Hurricanes in 2009, I made the following comment: While some may suggest that tornado activity is well accepted, I have sat across from Dr. Max Mayfield and debated this topic at a Windstorm Conference. The better the measuring devices are becoming, the better we understand how … The post The Science of Windstorm Losses Has EvolvedWhy the Leaders of Windstorm Losses Go to the Windstorm Insurance Conference appeared first on Property Insurance Covera
Property Insurance Coverage Law
JANUARY 30, 2025
A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly. This is especially … The post Beware of a One-Year Deadline to File a LawsuitAlways Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim appeared first on Prop
Property Insurance Coverage Law
JANUARY 26, 2025
It was Gasparilla Day in Tampa yesterday. I wrote about this invasion by pirates last year in Is There Coverage For Pirates? Chip Merlin and His Friends Plunder Tampa on Gasparilla Day! where I gave a short explanation of the day: Tampas Mayor refused to hand over the keys to the city on Tuesday to … The post Pirates Invade Tampa! Is an Invasion Covered Under a Commercial Insurance Policy?
Property Insurance Coverage Law
JANUARY 27, 2025
In a 2009 post,Are There Going to Be Any Hurricanes in 2009, I made the following comment: While some may suggest that tornado activity is well accepted, I have sat across from Dr. Max Mayfield and debated this topic at a Windstorm Conference. The better the measuring devices are becoming, the better we understand how … The post The Science of Windstorm Losses Has EvolvedWhy the Leaders of Windstorm Losses Go to the Windstorm Insurance Conference appeared first on Property Insurance Covera
Property Insurance Coverage Law
JANUARY 29, 2025
I formally started a policyholder law firm 40 years ago today. I mentioned that during my presentation yesterday at the Windstorm Conference while explaining how my perspective has developed. It seems like yesterday, but the world of property insurance claims has changed significantly since 1985. The 2025 Windstorm conference had more of a Texas flare … The post Thoughts From a Policyholder Attorney of 40 Years About the 2025 Windstorm Conference appeared first on Property Insurance Covera
Property Insurance Coverage Law
JANUARY 29, 2025
I formally started a policyholder law firm 40 years ago today. I mentioned that during my presentation yesterday at the Windstorm Conference while explaining how my perspective has developed. It seems like yesterday, but the world of property insurance claims has changed significantly since 1985. The 2025 Windstorm conference had more of a Texas flare … The post Thoughts From a Policyholder Attorney of 40 Years About the 2025 Windstorm Conference appeared first on Property Insurance Covera
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