April, 2024

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Moving from Average to Exceptional as an Insurance Agent

Final Expense Brokerage

Introduction: Becoming a life insurance professional goes beyond just mastering the fundamentals. It entails commitment, continual growth, and a willingness to exceed expectations for your clients. This guide delves into tools, methods, and tactics that can help you advance your career from being a decent agent to truly excelling. Utilizing the Benefits of CRM Software: A crucial tool for a life insurance agent is a Customer Relationship Management (CRM) software.

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How to Become a Medicare Insurance Agent

Redbird Agents

Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday. It looks like you’re here to learn how to become a Medicare insurance agent? Or, maybe you want to add Medicare as a service to your existing agency? This article breaks down the 8 steps required to start and maintain a successful career in Medicare sales and build a residual six-figure income in five years or less (I’ve coached many agents who have accomplished this in 24 months or l

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Please help make this year’s Mansfield Awards the best ever!

Prof. Allan Manning

The 2024 Mansfield Awards for Claims Excellence are just over 3 months away and we could really do with your help with ensuring the best of the best win. If you have had a claim yourself or are an adviser who has had a client or clients have a claim, we would really appreciate your taking a few minutes to rate the claims service. To do this please visit: Claims Comparison Survey and have your say.

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Using Internal Traffic Control Plans to Prevent Construction Worker Injuries and Fatalities in Work Zones

CDC: Workers Compensation

Struck-by injuries are the leading cause of nonfatal injuries and second most common cause of fatalities among construction workers. From 2011 to 2022, there were 1,462 fatal occupational injuries that occurred at road construction sites.[1] Of these, 68% (n=1,000) were among workers in the construction industry (See figure) followed by workers in transportation and warehousing (11%; n=168) and professional and business services (9%; n=132) industries.

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The Impact of Location on Commercial Property Insurance Rates

Jackson & Jackson

For property investors and owners, understanding how location impacts insurance rates is crucial for financial planning and investment decisions. This article explores how various location-based factors affect commercial property insurance rates in California and offers insights for managing these costs effectively. Understanding Location-Based Risk Factors Location plays a pivotal role in determining insurance premiums for commercial properties.

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Meet Your Mechanics April 2024: Get to Know the AR Pit Crew

Agency Revolution

Each month, we give the Agency Revolution team a prompt and ask for a picture and an explanation. Keep reading to find out the answers! April Prompt: April 11 is National Pet Day. Show us your pets! Donna Chesman Donna Chesman, Integration Specialist for Forge and Fuse, said, “This is Kahn. He is my heart kitty. He’s fifteen years old, and demands snacks every hour on the hour.

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Overcoming Burnout: Challenges Faced by Life Insurance Agents and Strategies for Success

Final Expense Brokerage

Introduction: Starting a career in life insurance sales can be lucrative, but it comes with its own set of challenges. Burnout is a significant issue that leads to high turnover rates and premature exits from the industry. This guide explores the reasons why individuals leave their roles as life insurance agents and offers actionable advice on avoiding burnout to thrive in this sector.

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Health insurance for the unemployed

Healthinsurance.org

In this article ACA Marketplace individual and family health insurance COBRA continuation of group coverage Medicaid Insurance through a spouse’s health plan Short-term health insurance Frequently asked questions In the United States, nearly half of the people under the age of 65 get their health insurance from an employer. 1 But the downside of having health insurance linked to employment is that losing your job will also mean losing your health insurance, adding stress to an already stressful

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Workers’ Memorial Day 2024: Statement by NIOSH Director

CDC: Workers Compensation

Each year, on April 28, we pause to recognize Workers’ Memorial Day and honor those whose death or suffering resulted from exposure to hazards at work. Words are not enough when it comes to change. Research has shown that the health and safety of workers relies on active and intentional involvement in ways that take into consideration workplace hazards, work arrangements and environment, employer-worker relationships, the workers themselves, and their families.

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Top 5 Mistakes Property Investors Make with Insurance – And How to Avoid Them

Jackson & Jackson

Investing in property in California is a significant financial decision, and safeguarding your assets with the right insurance is crucial. However, many property investors, especially those new to the field, fall into common traps with their insurance choices. This article outlines the top five mistakes property investors make with insurance and provides practical tips on avoiding them, ensuring your investments are adequately protected.

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Landscaping insurance costs explained

InsuranceBee

To understand the costs involved with landscaping insurance, the first thing to appreciate is we’re not talking about just one policy here. Landscaping insurance is an umbrella term for all the different types of insurance coverage you might need if … Read more. The post Landscaping insurance costs explained appeared first on InsuranceBee Blog.

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Top 5 Final Expense Independent Marketing Organizations (IMOs): A Comparison Guide

Final Expense Brokerage

Introduction: In insurance sales, selecting the right Independent Marketing Organization (IMO) to partner with is crucial for agents seeking assistance, tools, and opportunities to thrive in the field. With numerous options available, it's essential to evaluate the benefits and unique features of each IMO to make an informed decision. This guide will delve into the top 5 Final Expense IMOs and showcase what sets them apart.

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How To Use Artificial Intelligence In Your Insurance Agency | EverQuote

EverQuote

If the year 2023 had a buzzword, that buzzword was definitely AI. Artificial intelligence took off in the mainstream like never before, leaving businesses either excited to be on the cutting edge of modern technology or scrambling to keep up with the rest of the pack. The insurance industry was no exception.

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Six ways federal rule changes might affect Marketplace enrollees

Healthinsurance.org

In this article Open enrollment start dates will be standardized in state exchanges Special enrollment period effective dates will be standardized It will be easier for states to add to their essential health benefit requirements States will be allowed to add adult dental to essential health benefits The low-income special enrollment period is permanent It might become possible to terminate Marketplace plans to be terminated retroactively if an enrollee is eligible for backdated Medicare The fed

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An Urgent Call to Address Work-related Psychosocial Hazards and Improve Worker Well-being

CDC: Workers Compensation

Work-related psychosocial hazards are factors in the work environment that can cause stress, strain, or interpersonal problems for the worker. This has the potential to cause physical and psychological harm. Work-related psychosocial hazards are on the verge of surpassing many other occupational hazards in terms of their contribution to poor health, injury, disability, and costs.[1][2][3][4] The extensive and cumulative impacts of these exposures represent an alarming public health problem that

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Navigating Commercial Property Insurance: A Guide for New Investors in California

Jackson & Jackson

Investing in commercial property in California can be a lucrative venture, but it also comes with its unique set of risks and responsibilities. One of the most crucial aspects to consider is commercial property insurance. This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events.

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Clean Out to Close Program

Your Journey With Jennie

Hey real estate agents! Are you missing out on a growing market segment? Many adults, as they age, consider downsizing or relocating, and the selling process can feel overwhelming. Introducing the "Clean Out to Close" program, designed to help you win listings and become the trusted advisor your clients need. Why Clean Out to Close? The real estate market is constantly evolving, and a significant trend is the number of maturing adults looking to transition to a new chapter.

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Factors for Life Insurance Agents to Consider When Selecting an IMO Partnership

Final Expense Brokerage

Introduction: Choosing the right Independent Marketing Organization (IMO) is crucial for success in the life insurance industry. IMOs play a pivotal role in supporting agents, providing resources, and creating growth opportunities to help them achieve their objectives. With a multitude of IMOs out there, it's crucial for agents to thoroughly assess their choices and pick a partner that matches their requirements and goals.

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Navigating Michigan Auto Insurance: Understanding Collision Coverage

Shield Insurance Agency

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Among these requirements, collision coverage is a significant aspect that drivers should understand in order to make informed decisions about their insurance policies.

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Where Medicaid unwinding and disenrollments stand at the one-year mark

Healthinsurance.org

In this article The Medicaid unwinding process National disenrollment totals at a glance Disenrollments will likely be higher than projected How many people have had their Medicaid renewed? Why have states disenrolled Medicaid beneficiaries? What should I do if I’ve been procedurally disenrolled? What should I do if I’m no longer eligible for Medicaid?

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Keeping Junior Firefighters Safe and Healthy: The Fire Department’s Role in Promoting Positive Childhood Experiences

CDC: Workers Compensation

Historically, junior firefighter programs have been an important recruitment and retention tool for the fire service. Also known as “explorers” or “cadets,” junior firefighters range from 14-17 years of age and are part of volunteer, career, and combination (career/volunteer) fire departments. Most states’ child labor laws limit their participation to only fundraising activities, training, or support work at fireground or rescue operations such as rolling up hoselines or providing first aid as d

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Contingent Bodily Injury from Cyber Attacks: What You Need to Know

ProWriters

When you think about cyber risks, you probably think about the dangers malware attacks, data breaches, and other incidents pose to your business clients’ operations, revenue, and reputation. You’re right to do so. But cyber threats can pose risks to not only sensitive data but also to physical safety. Contingent bodily injury cyber attacks can cause physical harm, directly or indirectly.

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Agent Success Secrets: Carie Holzl

Your Journey With Jennie

In the competitive landscape of real estate, Carie Holzl stands out as a beacon of success, serving Kane County, IL, with unparalleled dedication and expertise. With over 11 years of full-time experience, Carie's commitment to excellence has propelled her to remarkable heights, closing 82 units and generating $38,129,690 in volume with GCI of $942k last year alone.

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Mastering Time Management: A Handbook for Busy Insurance Agents

Final Expense Brokerage

Introduction: For insurance agents, time is a valuable commodity that often feels fleeting. In today's fast-paced industry, mastering time management is crucial for staying organized, meeting deadlines, and achieving success. This guide delves into strategies and methods to assist busy insurance agents in mastering time management and enhancing productivity.

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Lost Opportunities: The True Cost of a Non-Compatible CRM in the Insurance Industry

InsuredMine

Insurance agencies today face immense challenges in attracting and retaining customers due to intense competition, economic pressures, and changing consumer behaviors. Many rely on legacy customer relationship management (CRM) systems that are incompatible with modern technologies and data sources. Non-compatible CRM systems make it extremely difficult for insurers to get a comprehensive view of their customers across different channels and touchpoints.

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CHUBB MASTERPIECE INSURANCE FOR VALUABLES

Boyle Agency Insurance

Offering Top Coverage For Your Possessions Bogle Agency Insurance offers clients the opportunity to have Chubb Masterpiece Valuables insurance when they are seeking greater protection for their valuable assets. This is the premier insurance coverage for items that have greater value than your standard household belongings which are covered under your Homeowners Insurance.

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2024 NIOSH Science and Service Awards

CDC: Workers Compensation

Exemplary science is the foundation for all National Institute for Occupational Safety and Health (NIOSH) research and prevention activities. Each year, NIOSH recognizes outstanding science and service from our employees. This year’s Science and Service Awards took place on April 25, 2024. The awards booklet contains the finalists, awardees, and honorable mentions as well as information on the occupational safety and health pioneers whom many of the awards are named after.

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ERISA Lawsuit Alleges Mismanagement of Prescription Drug Benefits

Scott Insurance

A recently filed lawsuit against Johnson and Johnson (J&J) alleges that the company breached its fiduciary duties under ERISA by mismanaging its prescription drug benefits plan and failing to act prudently in several areas. Prudence focuses on the process of making fiduciary decisions and is one of the primary responsibilities of a fiduciary. In the case against J&J, allegations of failed prudence include: Failure to act prudently in contract negotiations (i.e. drug pricing) Failure to p

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Help Protect Your Employees With Workers’ Comp

Mark Jackson Insurance Agency

Worker Using an Angle Grinder by Anamul Rezwan Business owners have multiple types of insurance to protect them from a variety of financial and legal risks. They should also protect their employees with workers’ comp insurance. Here’s what you need to know about this type of insurance coverage. What Is Workers’ Comp? “Workers’ comp” is short for “workers’ compensation” and can help pay for medical care and other expenses if one of your employees becomes sick or is hurt on the job from hazards li

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There’s a Generational Shift Underway With Financial Concerns

Life Happens

Millennials are now are generation with the highest levels of financial concerns, according to the 2024 Insurance Barometer Study by Life Happens and LIMRA. But there are insurance solutions to ease many of these concerns.

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5 Essential Considerations for Insurance When Buying or Investing in Commercial Property

Jackson & Jackson

Investing in commercial property is a significant step for any entrepreneur or business entity. It’s not just about choosing the correct location or getting the best price; it’s also about ensuring your investment is protected from the unexpected. Insurance plays a pivotal role in safeguarding your property and your financial future. Here are five critical considerations you should keep in mind regarding insurance when buying or investing in commercial property. 1.

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Why Student Insurance Is Important? A Complete Guide For Dummies

Leadsurance

Considering the rising cost of health facilities and the possibility of going ill during your educational career, it is very critical that every student must have health insurance. From businesses to every common man, you all should be insured. Student insurance helps protect you in case something unexpected happens while you are studying. Whether it’s a sudden illness, an accident, or even theft, insurance can help cover the costs.

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A Deeper Look into Protecting Wildland Firefighter Safety and Health

CDC: Workers Compensation

Wildland firefighters perform a hazardous job in dangerous conditions. Their daily tasks pose risk of burns and other heat-related injuries or illnesses; slips, trips, falls, strains, and sprains; and becoming trapped or injured by equipment or debris.1 In addition, exposures related to fighting fires—especially when it comes to smoke inhalation—have been classified as “carcinogenic,” or capable of causing cancer in humans.2 Wildland firefighters generally do not wear respirators or any other ty

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How to Recruit Gen Z Employees into the Insurance Industry | EverQuote

EverQuote

Despite current economic complexities, many industries are still hiring at a dependable pace. Among them is the insurance sector, which is facing a significant conundrum: a considerable segment of its workforce, representative of the venerable baby boomer generation, is marching steadily towards retirement.

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E&O vs. EPLI: What Coverage Do Your Clients Need?

ProWriters

Today’s dynamic business environment and litigious society pose several risks to businesses. As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. Both types of policies involve legal liabilities and are important. But when you help your business clients appreciate the difference between E&O vs.

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The latest reports from FBI and ITRC reveal that cyber incidents in 2023 broke records for financial loss and frequency.

Triple-I: Business Insurance

Cyber incidents reported to the FBI’s Internet Crime Complaint Center (IC3) in 2023 totaled 880,418. These attacks caused a five-year high of $12.5 billion in losses, with investment scams making up $4.57 billion, the most for any cybercrime tracked. Phishing, with 298,878 incidents tracked (down from its five-year high in 2021 of 323,972), continues to reign as the top reported method of cybercrime.

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The Essential Guide to Creating a Home Inventory: Why and How

Mark Jackson Insurance Agency

Living Room by Home Decor Interiors In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner insurance claim process, but also helps in the recovery and replacement of lost items. Understanding the importance of a home inventory and knowing the most effective ways to create one are crucial steps in safeguarding your assets.

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