April, 2024

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Moving from Average to Exceptional as an Insurance Agent

Final Expense Brokerage

Introduction: Becoming a life insurance professional goes beyond just mastering the fundamentals. It entails commitment, continual growth, and a willingness to exceed expectations for your clients. This guide delves into tools, methods, and tactics that can help you advance your career from being a decent agent to truly excelling. Utilizing the Benefits of CRM Software: A crucial tool for a life insurance agent is a Customer Relationship Management (CRM) software.

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How to Become a Medicare Insurance Agent

Redbird Agents

Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday. It looks like you’re here to learn how to become a Medicare insurance agent? Or, maybe you want to add Medicare as a service to your existing agency? This article breaks down the 8 steps required to start and maintain a successful career in Medicare sales and build a residual six-figure income in five years or less (I’ve coached many agents who have accomplished this in 24 months or l

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Please help make this year’s Mansfield Awards the best ever!

Prof. Allan Manning

The 2024 Mansfield Awards for Claims Excellence are just over 3 months away and we could really do with your help with ensuring the best of the best win. If you have had a claim yourself or are an adviser who has had a client or clients have a claim, we would really appreciate your taking a few minutes to rate the claims service. To do this please visit: Claims Comparison Survey and have your say.

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Using Internal Traffic Control Plans to Prevent Construction Worker Injuries and Fatalities in Work Zones

CDC: Workers Compensation

Struck-by injuries are the leading cause of nonfatal injuries and second most common cause of fatalities among construction workers. From 2011 to 2022, there were 1,462 fatal occupational injuries that occurred at road construction sites.[1] Of these, 68% (n=1,000) were among workers in the construction industry (See figure) followed by workers in transportation and warehousing (11%; n=168) and professional and business services (9%; n=132) industries.

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The Impact of Location on Commercial Property Insurance Rates

Jackson & Jackson

For property investors and owners, understanding how location impacts insurance rates is crucial for financial planning and investment decisions. This article explores how various location-based factors affect commercial property insurance rates in California and offers insights for managing these costs effectively. Understanding Location-Based Risk Factors Location plays a pivotal role in determining insurance premiums for commercial properties.

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Meet Your Mechanics April 2024: Get to Know the AR Pit Crew

Agency Revolution

Each month, we give the Agency Revolution team a prompt and ask for a picture and an explanation. Keep reading to find out the answers! April Prompt: April 11 is National Pet Day. Show us your pets! Donna Chesman Donna Chesman, Integration Specialist for Forge and Fuse, said, “This is Kahn. He is my heart kitty. He’s fifteen years old, and demands snacks every hour on the hour.

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Is Long-Term Care Insurance Worth It?

RiskQuoter

Long-term care costs can be staggering. Explore if long-term care insurance (LTCI) is the right solution to protect your assets and ensure quality care in the future. The post Is Long-Term Care Insurance Worth It? appeared first on RiskQuoter.com.

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Health insurance for the unemployed

Healthinsurance.org

In this article ACA Marketplace individual and family health insurance COBRA continuation of group coverage Medicaid Insurance through a spouse’s health plan Short-term health insurance Frequently asked questions In the United States, nearly half of the people under the age of 65 get their health insurance from an employer. 1 But the downside of having health insurance linked to employment is that losing your job will also mean losing your health insurance, adding stress to an already stressful

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Workers’ Memorial Day 2024: Statement by NIOSH Director

CDC: Workers Compensation

Each year, on April 28, we pause to recognize Workers’ Memorial Day and honor those whose death or suffering resulted from exposure to hazards at work. Words are not enough when it comes to change. Research has shown that the health and safety of workers relies on active and intentional involvement in ways that take into consideration workplace hazards, work arrangements and environment, employer-worker relationships, the workers themselves, and their families.

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How to Reduce Your Commercial Property Insurance Costs: Tips and Strategies

Jackson & Jackson

Commercial property insurance is a significant expense for property investors and owners. However, several effective strategies can reduce these costs without compromising on coverage. This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments. 1.

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Landscaping insurance costs explained

InsuranceBee

To understand the costs involved with landscaping insurance, the first thing to appreciate is we’re not talking about just one policy here. Landscaping insurance is an umbrella term for all the different types of insurance coverage you might need if … Read more. The post Landscaping insurance costs explained appeared first on InsuranceBee Blog.

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Top 5 Final Expense Independent Marketing Organizations (IMOs): A Comparison Guide

Final Expense Brokerage

Introduction: In insurance sales, selecting the right Independent Marketing Organization (IMO) to partner with is crucial for agents seeking assistance, tools, and opportunities to thrive in the field. With numerous options available, it's essential to evaluate the benefits and unique features of each IMO to make an informed decision. This guide will delve into the top 5 Final Expense IMOs and showcase what sets them apart.

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The Ultimate Guide to Choosing the Best Life Insurance: Term, Whole, Universal, and More

RiskQuoter

Explore the different types of life insurance, including term, whole, universal, and group policies, to find the best coverage for your needs and budget. The post The Ultimate Guide to Choosing the Best Life Insurance: Term, Whole, Universal, and More appeared first on RiskQuoter.com.

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Six ways federal rule changes might affect Marketplace enrollees

Healthinsurance.org

In this article Open enrollment start dates will be standardized in state exchanges Special enrollment period effective dates will be standardized It will be easier for states to add to their essential health benefit requirements States will be allowed to add adult dental to essential health benefits The low-income special enrollment period is permanent It might become possible to terminate Marketplace plans to be terminated retroactively if an enrollee is eligible for backdated Medicare The fed

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An Urgent Call to Address Work-related Psychosocial Hazards and Improve Worker Well-being

CDC: Workers Compensation

Work-related psychosocial hazards are factors in the work environment that can cause stress, strain, or interpersonal problems for the worker. This has the potential to cause physical and psychological harm. Work-related psychosocial hazards are on the verge of surpassing many other occupational hazards in terms of their contribution to poor health, injury, disability, and costs.[1][2][3][4] The extensive and cumulative impacts of these exposures represent an alarming public health problem that

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Top 5 Mistakes Property Investors Make with Insurance – And How to Avoid Them

Jackson & Jackson

Investing in property in California is a significant financial decision, and safeguarding your assets with the right insurance is crucial. However, many property investors, especially those new to the field, fall into common traps with their insurance choices. This article outlines the top five mistakes property investors make with insurance and provides practical tips on avoiding them, ensuring your investments are adequately protected.

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You Get What You Pay For, So Spend Wisely

Agency Revolution

Have you heard the phrase “penny-wise, pound-foolish?” It describes being careful with small amounts of money but not large ones. It can also refer to taking cost-saving measures now while failing to consider the long-term implications that will likely result in a higher spend later. Businesses have to watch their budgets closely—every dollar counts.

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Factors for Life Insurance Agents to Consider When Selecting an IMO Partnership

Final Expense Brokerage

Introduction: Choosing the right Independent Marketing Organization (IMO) is crucial for success in the life insurance industry. IMOs play a pivotal role in supporting agents, providing resources, and creating growth opportunities to help them achieve their objectives. With a multitude of IMOs out there, it's crucial for agents to thoroughly assess their choices and pick a partner that matches their requirements and goals.

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Go “F” Yourself Life Insurance

RiskQuoter

Think GoFundMe will cover your family if you die? Discover the limitations of crowdfunding and why life insurance is essential. The post Go “F” Yourself Life Insurance appeared first on RiskQuoter.com.

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How To Use Artificial Intelligence In Your Insurance Agency | EverQuote

EverQuote

If the year 2023 had a buzzword, that buzzword was definitely AI. Artificial intelligence took off in the mainstream like never before, leaving businesses either excited to be on the cutting edge of modern technology or scrambling to keep up with the rest of the pack. The insurance industry was no exception.

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Keeping Junior Firefighters Safe and Healthy: The Fire Department’s Role in Promoting Positive Childhood Experiences

CDC: Workers Compensation

Historically, junior firefighter programs have been an important recruitment and retention tool for the fire service. Also known as “explorers” or “cadets,” junior firefighters range from 14-17 years of age and are part of volunteer, career, and combination (career/volunteer) fire departments. Most states’ child labor laws limit their participation to only fundraising activities, training, or support work at fireground or rescue operations such as rolling up hoselines or providing first aid as d

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Navigating Commercial Property Insurance: A Guide for New Investors in California

Jackson & Jackson

Investing in commercial property in California can be a lucrative venture, but it also comes with its unique set of risks and responsibilities. One of the most crucial aspects to consider is commercial property insurance. This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events.

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Where Medicaid unwinding and disenrollments stand at the one-year mark

Healthinsurance.org

In this article The Medicaid unwinding process National disenrollment totals at a glance Disenrollments will likely be higher than projected How many people have had their Medicaid renewed? Why have states disenrolled Medicaid beneficiaries? What should I do if I’ve been procedurally disenrolled? What should I do if I’m no longer eligible for Medicaid?

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The Influence of Digital Marketing on Insurance Sales

Final Expense Brokerage

Introduction: In today's era, the insurance sector is experiencing a notable shift towards utilizing digital marketing approaches. As more individuals rely on the internet for insurance research and purchases, digital marketing has become an essential element for insurance agents to stay competitive in the industry. This piece will delve into the increasing significance of marketing in insurance and its impact on boosting sales efforts.

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Life Insurance Settlement Options – How to Choose the Right One

RiskQuoter

Choose the best life insurance settlement option to maximize benefits for your loved ones. Learn how different payout plans work. The post Life Insurance Settlement Options – How to Choose the Right One appeared first on RiskQuoter.com.

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Clean Out to Close Program

Your Journey With Jennie

Hey real estate agents! Are you missing out on a growing market segment? Many adults, as they age, consider downsizing or relocating, and the selling process can feel overwhelming. Introducing the "Clean Out to Close" program, designed to help you win listings and become the trusted advisor your clients need. Why Clean Out to Close? The real estate market is constantly evolving, and a significant trend is the number of maturing adults looking to transition to a new chapter.

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2024 NIOSH Science and Service Awards

CDC: Workers Compensation

Exemplary science is the foundation for all National Institute for Occupational Safety and Health (NIOSH) research and prevention activities. Each year, NIOSH recognizes outstanding science and service from our employees. This year’s Science and Service Awards took place on April 25, 2024. The awards booklet contains the finalists, awardees, and honorable mentions as well as information on the occupational safety and health pioneers whom many of the awards are named after.

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Navigating Michigan Auto Insurance: Understanding Collision Coverage

Shield Insurance Agency

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Among these requirements, collision coverage is a significant aspect that drivers should understand in order to make informed decisions about their insurance policies.

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Contingent Bodily Injury from Cyber Attacks: What You Need to Know

ProWriters

When you think about cyber risks, you probably think about the dangers malware attacks, data breaches, and other incidents pose to your business clients’ operations, revenue, and reputation. You’re right to do so. But cyber threats can pose risks to not only sensitive data but also to physical safety. Contingent bodily injury cyber attacks can cause physical harm, directly or indirectly.

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Mastering Time Management: A Handbook for Busy Insurance Agents

Final Expense Brokerage

Introduction: For insurance agents, time is a valuable commodity that often feels fleeting. In today's fast-paced industry, mastering time management is crucial for staying organized, meeting deadlines, and achieving success. This guide delves into strategies and methods to assist busy insurance agents in mastering time management and enhancing productivity.

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The Ultimate Guide to Choosing the Best Life Insurance: Term, Whole, Universal, and More

RiskQuoter

Choosing the right type of life insurance shouldn’t be so complicated. We make it easy for you. You’ll find the best life insurance policies to […] The post The Ultimate Guide to Choosing the Best Life Insurance: Term, Whole, Universal, and More appeared first on RiskQuoter.com.

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Agent Success Secrets: Carie Holzl

Your Journey With Jennie

In the competitive landscape of real estate, Carie Holzl stands out as a beacon of success, serving Kane County, IL, with unparalleled dedication and expertise. With over 11 years of full-time experience, Carie's commitment to excellence has propelled her to remarkable heights, closing 82 units and generating $38,129,690 in volume with GCI of $942k last year alone.

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A Deeper Look into Protecting Wildland Firefighter Safety and Health

CDC: Workers Compensation

Wildland firefighters perform a hazardous job in dangerous conditions. Their daily tasks pose risk of burns and other heat-related injuries or illnesses; slips, trips, falls, strains, and sprains; and becoming trapped or injured by equipment or debris.1 In addition, exposures related to fighting fires—especially when it comes to smoke inhalation—have been classified as “carcinogenic,” or capable of causing cancer in humans.2 Wildland firefighters generally do not wear respirators or any other ty

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Lost Opportunities: The True Cost of a Non-Compatible CRM in the Insurance Industry

InsuredMine

Insurance agencies today face immense challenges in attracting and retaining customers due to intense competition, economic pressures, and changing consumer behaviors. Many rely on legacy customer relationship management (CRM) systems that are incompatible with modern technologies and data sources. Non-compatible CRM systems make it extremely difficult for insurers to get a comprehensive view of their customers across different channels and touchpoints.