October, 2023

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CARU Releases Guidelines for Advertising to Children in the Metaverse

Hunton Andrews Kurth

BBB National Programs’ Children’s Advertising Review Unit (CARU) has released new Guardrails for Child-Directed Advertising and Privacy in the Metaverse. As explained in a BBB press release , the Guardrails are intended to provide companies with best practices as they navigate the complexities of engaging with children in metaverse experiences. The Guardrails offer “actionable recommendations” on developing metaverse experiences directed to children, complying with existing advertising and priva

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TGS Insurance Agency Named to the 19th Annual Aggie 100, Honored as a Fastest-Growing Company

TGS

COLLEGE STATION, TX, October 30, 2023 – TGS Insurance Agency of Houston, TX is among the top 100 companies from around the world selected for the 19 th annual Aggie 100, which honors the fastest-growing companies owned or led by former students of Texas A&M University. The Aggie 100 was founded and is hosted by the McFerrin Center for Entrepreneurship at Texas A&M University.

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How End-of-Life Planning Can Ease Financial Concerns

Life Happens

Taking a proactive approach to end-of-life planning can help ease the burden on your family and support a smoother transition. The post How End-of-Life Planning Can Ease Financial Concerns appeared first on Life Happens.

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The Power of Direct Mail for Insurance Agencies: A Comprehensive Guide

The Insurance Marketer

With numerous digital marketing avenues at one’s disposal, it might come as a surprise that one traditional method still holds considerable sway: direct mail. Direct Mail is one of the.

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Short-Rate Cancellation vs. Pro-Rata Cancellation: What’s the Difference?

North American Software Associates

Nobody likes feeling as if they're stuck in an inflexible, binding contract — especially when it comes to insurance policies. But if a client could up and leave any time they wanted to without consequence, they'd constantly be bouncing around from insurance company to insurance company, scouring for the best rates. On the other hand, insurance companies want to avoid being stuck in a contract with a client who has become uninsurable.

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Over 9 million Medicaid beneficiaries disenrolled as redeterminations continue

Healthinsurance.org

In this article How many people have been disenrolled from Medicaid? Most disenrollments due to procedural reasons CMS pauses procedural enrollments in 29 states and DC How many people have transitioned from Medicaid to Marketplace coverage? Subsidies for Medicaid beneficiaries transitioning to coverage on the Marketplace Special enrollment in the Marketplace for those disenrolled What should current enrollees expect as Medicaid redetermination continues?

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California Passes Legislation Banning Junk Fees

Hunton Andrews Kurth

As we reported Friday, the FTC has proposed a rule to ban misleading and hidden fees. While that initiative is pending, California Governor Gavin Newsom signed similar legislation, SB 478 , into law. Effective July 1, 2024, the California statute prohibits advertising, displaying, or offering a price for a good or service that does not include all mandatory fees or charges other than taxes or fees imposed by a government on the transaction, or postage or carriage charges that will be reasonably

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Benefits of an Independent Insurance Agent for Your Personal Insurance Needs

TGS

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. A captive agency is tied to one insurance carrier, which means these agents are biased to make money for their specific carrier.

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I’m an Immigrant, Do I Qualify For California Healthcare?

Freeway Insurance

Health insurance is like a safety net that helps people get the medical care they need. But for people who are in a country without proper documentation, it is very difficult to get this kind of help. They don’t have the legal documents they need to use health benefits like regular citizens. This affects everyone’s health, the cost of healthcare and the functioning of all of us.

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Choosing the Right Agency Management System To Propel You Forward

North American Software Associates

In the quest to choose the right agency management system (AMS), you are tasked with a decision that can shape the future of your insurance agency. The right AMS can be your agency's secret weapon, driving efficiency, enhancing client relationships and delivering data-driven insights. However, the dangers of selecting the wrong system are equally impactful, from limited functionality to compatibility issues and unforeseen costs.

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Why Would I Need to Get Life Insurance for My Child?

Life Happens

It can sound unnecessary or even a little morbid, but child life insurance offers an array of benefits, including financial planning and future insurability for your child. The post Why Would I Need to Get Life Insurance for My Child? appeared first on Life Happens.

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FTC Proposes Rule Banning “Junk Fees”

Hunton Andrews Kurth

The FTC announced a Notice of Proposed Rulemaking (NPRM) targeting misleading and hidden fees, commonly known as “junk fees,” and how businesses may advertise and market prices to consumers. The NPRM was drafted based on over 2,000 public comments to the FTC’s Advance Notice of Proposed Rulemaking published in November 2022. The proposed rule would prohibit businesses from advertising prices for goods or services that hide or omit mandatory fees (“hidden fees” imposed later but before the purcha

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How To Prevent House Fires

Bankers Insurance

How To Prevent House Fires Since 1922, the National Fire Protection Association has sponsored the public observance of Fire Prevention Week (October 8-14, 2023). This year, Bankers Insurance is focusing on the most frequent causes of fire-related losses and sharing tips compiled by Travelers Insurance to help safeguard you and minimize fire losses. Faulty wiring and outlets rank among the leading contributors to house fires.

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A Guide to Classic Car Insurance

TGS

TGS Insurance » Blog Requirements for Classic Car Insurance Classic car insurance is designed to protect your unique, vintage cars in storage and on the road. These policies are tailor-made to fit each vehicle, so when seeking coverage for a classic car, it’s important to pay attention to the following requirements: Age: The definition of “classic car” will vary from carrier to carrier.

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Unlocking TikTok: Top Strategies for Insurance Agents to Generate Leads!

The Insurance Marketer

In recent years, TikTok has surged to the forefront of the digital realm, solidifying its position as a dominant force in the social media landscape. Characterized by its short and.

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The Importance of Cyber Insurance for Businesses

Relation

Since the pandemic, the shift toward digital operations in the business world has become a vital evolution. However, with the many benefits of a connected, online enterprise comes a slew of risks that traditional insurance packages, such as Business Owner’s Policy (BOP) Coverage Insurance, may not address. This gap has led to the increasing importance […] The post The Importance of Cyber Insurance for Businesses appeared first on Relation Insurance.

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Using Data to Think Strategically About Health Benefits

Scott Insurance

For many middle-market companies, health insurance plan years begin either December 1 or January 1. This means that many employers will soon be gearing up for renewals and shift their focus to guiding their employees through the open enrollment process. Annual health plan renewals and open enrollments often bring up many questions for employers and employees alike: Does the health plan provide good value?

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First-in-the-Nation Climate Disclosure Bills Become Law In California

Hunton Andrews Kurth

On October 7, 2023 California Governor Gavin Newsom signed two landmark climate disclosure laws aimed at making major companies publicly disclose their greenhouse gas emissions and report on their climate-related financial risks. The first, the Climate Corporate Data Accountability Act (SB 253), will require all business entities with an annual revenue exceeding $1 billion to disclose their greenhouse gas emissions in a format accessible to the public.

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How to save money on holiday travel

Haven Life

Whether you’re planning an international vacation or taking the kids to see their grandparents, here’s how to book the best possible trip

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Who Needs to be Listed on Homeowners Insurance

TGS

TGS Insurance » Blog Who to List as a Named Insured on Your Homeowners Policy When your living situation changes, it’s important to make sure your insurance still makes sense. A big first step is confirming that you have the correct person or people listed on your homeowners policy! The most common practice is to match the home insurance to the home deed.

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ChatGPT Marketing Tips for Insurance Agents

The Insurance Marketer

In this article we'll uncover some tips, tricks, and tactics for how ChatGPT can help insurance agents scale their marketing strategy:

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What Makes a Successful Insurance Agent

Southwest Insurance Agents Alliance

The insurance industry is a dynamic and competitive realm, where the pursuit of success demands more than just a license and a portfolio of policies. So, what are top performing agents doing differently from the rest? Here’s what you need to know.

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Why and How Your Zip Code Affects What You’ll Pay for Car Insurance

Freeway Insurance

Does where you live have an impact on how much you pay for car insurance? Surprisingly, it does indeed make a difference where you live when your insurer is determining what you’ll be quoted for your auto insurance coverage. In general, if you live in a big city or busy suburb, you’ll pay more than if you live in a smaller community or rural environment.

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How to Read Homeowners Insurance Quotes

TGS

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score. This proposed estimate can change in price as your agent works to refine your quote so that it’s curated to suit your unique coverage needs.

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How does optimism affect physical health?

Haven Life

Discover the profound impact of optimism on physical and mental health, and how to cultivate optimism in your life

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5 common money squabbles for married couples, and how to address them

Haven Life

The post 5 common money squabbles for married couples, and how to address them appeared first on Blog | Haven Life.

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How to start investing in your 20s

Haven Life

Whether you’re simply looking to put money aside or already planning for retirement, here’s what you should know

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Can you transfer ownership of a life insurance policy?

Haven Life

The post Can you transfer ownership of a life insurance policy? appeared first on Blog | Haven Life.

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What is the Cost of Opening Your Own Insurance Agency?

Southwest Insurance Agents Alliance

Embarking on the journey of opening your own insurance agency calls for thoughtful financial planning and strategic foresight. By understanding the financial aspects, you can make an informed decision as a prospective agency owner and set yourself up for success.

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How the Right Partnerships Drive Interest in Your Insurance Agency

Southwest Insurance Agents Alliance

In the dynamic world of insurance, success stems not just from the quality of your services but also from your ability to forge meaningful partnerships with other professionals. These collaborations can be a strong catalyst for growth, driving interest in your agency and providing you with new avenues of outreach.

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Newsjacking: The Perfect Marketing Tactic for Insurance Agents

The Insurance Marketer

Newsjacking can be a massively effective way for insurance agents to generate leads.

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How to leave a legacy

Haven Life

You don’t need to be a millionaire to leave a meaningful legacy to your loved ones.

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4 must-read retirement planning books

Haven Life

The post 4 must-read retirement planning books appeared first on Blog | Haven Life.

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8 ways to deal with stress at work

Haven Life

The post 8 ways to deal with stress at work appeared first on Blog | Haven Life.

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Healthy eating tips on a budget

Haven Life

The post Healthy eating tips on a budget appeared first on Blog | Haven Life.

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Can you inherit debt? Here’s what to know

Haven Life

After a loved one dies, you can inherit assets like their home.

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The Real Cumulative Cost of an Auto Insurance Claim

Freeway Insurance

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage. The average cost of auto claims is important to both insurance companies and people who have insurance.