Scott Insurance

JANUARY 31, 2024

Over the past few years, nearly every homeowner in the U.S. has seen an increase in their homeowners insurance premium. According to Money.com , an independent publisher, recent year-over-year premium increases have averaged 20%, and policyholders should expect to see at least a 10-15% increase in 2024. Although individual rates are based on specific factors such as location, credit score, claims history, age of dwelling and deductible, some general trends are leading to higher rates across the

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Hunton Andrews Kurth

JANUARY 31, 2024

On January 26, 2024, the FTC announced that it had entered into an agreement with tractor maker Kubota North America Corporation, settling allegations that Kubota falsely labeled some of its replacement parts as “Made in USA” despite manufacturing those parts entirely overseas. The FTC’s complaint was filed along with a consent order that requires Kubota to pay a $2 million civil penalty, the largest penalty ever assessed for violations of the FTC’s Made in USA Labeling Rule.

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Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats. That’s why it’s essential to choose a specialised block of flats insurance policy that covers the specific needs of your property.

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Cover4LetProperty

JANUARY 29, 2024

To begin to answer this question it might be helpful to look at the use to which two different types of property are put: Home insurance a home is where you live – you might be an owner occupier or you might be a tenant; if you own the property, you are likely to arrange home insurance to cover both the structure and fabric of the building itself and of the contents you own; if you are a tenant, the landlord is typically responsible for insuring the building, but you are still likely to need con

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Leadsurance

JANUARY 26, 2024

Insurance agents face the challenge of standing out in a crowded online marketplace. Traditional marketing methods are often overshadowed by the need for more engaging and personalized strategies to capture potential clients’ attention. Interactive content, such as quizzes, calculators, and assessments, offers a compelling solution to this problem.

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ProWriters

JANUARY 23, 2024

Financial services companies—banks, credit unions, investment firms, insurance companies, and others—make enticing targets for cybercriminals. Globally, only the manufacturing sector sees more cyber attacks than the financial industry does. The New York Department of Financial Services (NYDFS) established cyber security requirements for financial services companies in 2017.

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Protect Commercial Insurance

JANUARY 23, 2024

Navigating the Legalities: Essential Legal Covers for Landlords Owning rental properties can be a lucrative investment, but it’s not without its complexities, especially when it comes to navigating the maze of legalities involved. As a landlord , safeguarding your investment means more than just ensuring your property is in top condition; it also involves protecting yourself against legal risks.

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Hunton Andrews Kurth

JANUARY 16, 2024

On December 14, 2023, the European Parliament and the European Council reached a provisional deal on the Corporate Sustainability Due Diligence Directive (CS3D). Initially proposed by the European Commission in February of 2022, the CS3D requires certain companies to account for and mitigate adverse human rights and environmental impacts throughout their supply chains, including both their own operations as well as upstream and downstream activities.

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The Insurance Marketer

JANUARY 11, 2024

On December 13, 2023, The FCC has introduced new rules that are set to fundamentally change the way insurance agents and marketers approach lead generation This ruling is significant for.

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Jackson & Jackson

JANUARY 10, 2024

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. While these policies are essential in today’s digital landscape, knowing what they do not cover is vital for complete protection. The Gaps in Cyber Insurance: Cyber Liability Insurance and Data Breach Coverage are designed to protect against various cyber threats, but they have limitations.

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Relation

JANUARY 10, 2024

On December 19, the Relation Insurance Employee Benefits Compliance Team hosted its Quarterly Compliance Webinar titled “Looking Towards 2024: What Regulatory Changes Will Impact Your Employee Benefit Plans.” The presentation began with our VP of Compliance, Matthew LoPorto, providing the latest updates from the Council of Insurance Agents and Brokers’ Legal Counsel Working Group.

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Inbound Insurance Marketing

JANUARY 9, 2024

Insurance email marketing is a primary method for insurers to reach customers. Unfortunately, ensuring customers see – much less open – your messages is becoming increasingly challenging. New laws, threats, and algorithms are all working against your marketing efforts. However, success is still possible when you leverage smart strategies.

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Freeway Insurance

JANUARY 4, 2024

You’re shopping for health insurance with the goal of getting the best coverage you can afford. Your life doesn’t include too many risky behaviors and you consider yourself relatively healthy. The most you’re worried about is a minor illness or accident. You don’t mind paying a bit more every month in case something small goes wrong. Under these circumstances, a plan with a low deductible might be the perfect fit for you.

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Hunton Andrews Kurth

JANUARY 11, 2024

On December 13, 2023, New York Governor Kathy Hochul signed Senate Bill S1048A into law requiring sellers that impose credit card surcharges to post the total price, inclusive of the surcharge. In addition, the surcharge to customers may not exceed the amount of the surcharge charged to the business by the credit card company for such credit card use.

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ProWriters

JANUARY 3, 2024

The trajectory of average D&O Insurance premiums has been a critical barometer for Cyber Insurance brokers keen on gauging the market’s pulse. After a tumultuous 2021 , the horizon seemed promising as brokers witnessed a stabilization of D&O pricing in 2022. However, as we close out 2023, the question remains: Is this stabilization a harbinger of calm or just the eye of the storm?

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Jackson & Jackson

JANUARY 9, 2024

In an era where data is as valuable as currency, the risk of cyber threats looms more significant than ever, particularly for technology companies. Cyber Insurance, encompassing Data Breach and Cyber Liability coverage, is no longer optional but a critical component of a comprehensive risk management strategy. Understanding Cyber Insurance: Cyber Insurance protects businesses from the repercussions of online threats.

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Property Insurance Centre

JANUARY 4, 2024

Emerging Property Insurance Trends 2024 Welcome to our guide on emerging trends in the property insurance industry. As we dive into the evolving landscape of property insurance, it’s important to stay informed about the latest trends and challenges affecting the market. From rising property losses due to weather conditions and natural disasters to the impact of inflation and reinsurance costs, there are significant factors shaping the property insurance industry in 2024.

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Inbound Insurance Marketing

JANUARY 4, 2024

Most businesses recognize that content needs to be a major part of their marketing strategy, but there’s much more involved with content strategy than writing, designing and publishing. Here are some best practices to help your team maximize the impact of your content marketing investment.

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North American Software Associates

JANUARY 3, 2024

Data is the new currency, and insurance agents find themselves in the crosshairs of many data security challenges, given the wealth of sensitive customer information at their fingertips. Let’s identify some of the most common data security challenges facing insurance agents and how to mitigate these risks and maintain your clients' trust.

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Hunton Andrews Kurth

JANUARY 10, 2024

The Federal Trade Commission has announced that it will hold an informal hearing on February 13, 2024 on the agency’s proposed rule banning fake reviews and testimonials. As we reported in July 2023 , the FTC is proposing to ban business from using illicit review and endorsement practices such as using fake reviews, suppressing honest negative reviews and paying for positive reviews, which deceive consumers looking for real feedback on a product or service and undercut honest businesses.

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Healthinsurance.org

JANUARY 2, 2024

Key takeaways What is managed care? And why do health plans have managed care designations? Four types of managed care What’s the difference between an HMO and a PPO (and other types of managed care)? What might you consider when buying an HMO, EPO, PPO or POS plan. Confusion over what is and isn’t managed care Among the many factors to consider when you’re shopping for individual health insurance coverage is the type of managed care plan.

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Cover4LetProperty

JANUARY 2, 2024

To understand how you might get the most appropriate cover for your let property, it might be helpful to recap the difference between buy to let insurance and standard home insurance. What is the difference between an owner-occupied mortgage and a buy to let mortgage? Quite simply, properties that have been bought to let are quite different to those occupied by their owner.

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New Jersey Workers' Comp

JANUARY 26, 2024

The recent passage of A5909 has generated many questions from hospitals and private sector ambulance companies which provide EMT and paramedic services. The questions focus on the recently passed legislative overhaul of N.J.S.A. 34:15.7.3. That original 1988 law is entitled, “Cardiovascular or cerebrovascular injury or death of police, fire or emergency personnel in response to an emergency: presumption of compensability.

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R&R Insurance

JANUARY 23, 2024

As we move into 2024, the significance of workplace wellbeing remains paramount. We are excited to announce that our esteemed Strategic Wellbeing Consultant, Taylor Hahn, will be introducing a series of monthly wellbeing content, Taylor Talks, that is not only easily comprehensible but also serves as a valuable asset for your employees. Let's kick off the year by acknowledging Thyroid Awareness Month.

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The Insurance Marketer

JANUARY 17, 2024

With email marketing being a cornerstone of client engagement and lead generation, understanding these changes will have huge impacts on how insurance agents and marketers run their business.

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Hunton Andrews Kurth

JANUARY 9, 2024

With the growing emergence of Extended Producer Responsibility (EPR) laws, companies selling products in the United States must increasingly plan for the end of a product’s life. EPR programs shift waste-management responsibilities that have traditionally been handled by consumers or state and local governments to the “producer” of the product. Most existing EPR programs in the United States target packaging materials, especially plastic packaging.

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Travel Insurance Services

JANUARY 3, 2024

Is your New Year's resolution to travel more? You've come to the right place. In this post, we delve into the art of travel selection, timing, and essential planning tips tailored to the discerning tastes and practical needs of seasoned adventurers. From choosing the perfect destination that aligns with your.

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Brokers’ Service Marketing Group

JANUARY 4, 2024

HUB and Life Insurance BSMG

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ProWriters

JANUARY 9, 2024

Per the nonprofit Identity Theft Resource Center (ITRC), 2,116 data breaches had been reported nationwide this year through September. That figure breaks the previous annual record of 1,862 data breach reports in 2021. Zero-day attacks against the widely used MOVEit file transfer protocol account for a dramatic number of breaches. “So far in 2023,” the ITRC stated, “344 U.S. organizations have been impacted by a single or multiple vendor(s) using a vulnerable MOVEit product.

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Travel Insurance Services

JANUARY 3, 2024

When is the best time to buy a travel insurance plan to protect your next trip? That likely depends on your specific situation and your needs, so we’ll break down the timing for you, including the option for early purchase benefits and what to know about coverage for hurricanes and severe storms.

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