Property Insurance Coverage Law
MARCH 17, 2025
Proofs of loss and examinations under oath will be my speech topic at the Annual Meeting of the National Association of Public Insurance Adjusters (NAPIA) in June. My speech commemorates the same topic I gave 40 years ago at NAPIA s Annual Meeting in Carmel, California. If you missed the one 40 years ago, you … The post Proof of Loss Filed LateIs Coverage Lost?
Insurance Journal
MARCH 19, 2025
Concerns about Florida-based insurance carriers masking profits with the help of affiliated companies has spilled across the border into Georgia, with one state senator calling for an investigation. Sen.
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The Property Insurance Law Observer
MARCH 20, 2025
In Ram Krishana Inc. d/b/a Motel 6 Sulphur v. Mt. Hawley Insurance Co. (2025 WL 371016) (S.D.N.Y. 2025)), the United States District Court for the Southern District of New York determined that the plaintiff lacked an insurable interest in property it insured because it did not own or possess the property or suffer economic loss due to the propertys destruction.
Redbird Agents
MARCH 18, 2025
Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday. We specialize in helping independent insurance agency owners navigate the complex process of selling their agency. Whether you are considering retirement, looking to capitalize on the market value of your agency, or exploring strategic mergers, our team of seasoned business brokers is committed to guiding you through every phase of the sales process.
Advertiser: Trellis
Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.
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Property Insurance Coverage Law
MARCH 18, 2025
Derek Chaiken and I visited a number of burned-out homes where our clients lived until the recent Los Angeles wildfires destroyed everything they owned. Seeing firsthand the devastating aftermath and hearing the deeply emotional stories from these homeowners is heartbreakingbut whats even worse is witnessing how some insurance companies continue to compound their customers’ trauma … The post Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?
Insurance Industry Brief brings together the best content for insurance professionals from the widest variety of industry thought leaders.
Splash: Finance and Insurance
MARCH 21, 2025
Over 5,000 vessels – equivalent to 14.5% of the global merchant fleet – operate under registries with less than 10% ratification of International Maritime Organization and the International Labour Organization conventions, increasing exposure to enforcement actions, according to new data from analytics firm Kpler.
AMAXX
MARCH 18, 2025
When a workplace injury occurs, selecting the right physician is a critical factor in ensuring a smooth recovery and return to work. However, employers frequently make two common mistakes when directing employees to medical care: blindly using the network and providing an invalid doctor list. These errors can have significant consequences, including prolonged recovery times, increased claims costs, and a greater likelihood of litigation.
Property Insurance Coverage Law
MARCH 21, 2025
Colorados Cooperation Law, enshrined inC.R.S. 10-3-1118, was designed to protect policyholders from unfair denials based on alleged failures to cooperate. It sets a clear legal standard: If an insurer wants to rely on a non-cooperation defense, it must first follow a series of procedural steps, including sending formal written notice, giving the insured time … The post Colorados Cooperation Code: A Win for Policyholders That Didnt Pay Off appeared first on Property Insurance Coverage Law
Insurance Journal
MARCH 18, 2025
Australian pension fund Active Super has been fined A$10.5 million ($6.7 million) for making a number of misrepresentations about its environmental, social and governance credentials amid a regulator push to stamp out greenwashing.
Advertiser: Trellis
Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor
Distinguished
MARCH 20, 2025
In Philadelphia, housing code violations are a major concern for property owners and insurers alike. Today, we speak with Katie Vespia, President of Distinguisheds Real Estate program , to break down the common violations in the city, the fines and penalties imposed, the resolution process, and how these issues affect insurance coverage. Could you start by describing the most common housing violations in Philadelphia that property owners and brokers should be aware of?
AMAXX
MARCH 18, 2025
Many companies operate under an unwritten rule: accept every workers compensation claim, no questions asked. While this may seem like the easiest path, its a costly and misguided approach that invites fraud, abuse, and a culture of entitlement. A well-managed workers compensation program should pay 100% of legitimate claimsand 0% of the claims that arent.
Property Insurance Coverage Law
MARCH 18, 2025
Derek Chaiken and I visited a number of burned-out homes where our clients lived until the recent Los Angeles wildfires destroyed everything they owned. Seeing firsthand the devastating aftermath and hearing the deeply emotional stories from these homeowners is heartbreakingbut whats even worse is witnessing how some insurance companies continue to compound their customers’ trauma … The post Why Are California Insurers Putting Their Policyholder Customers at Risk For Their Health?
Insurance Journal
MARCH 18, 2025
This edition of International People Moves details appointments at Liberty Specialty Markets and Berkshire Hathaway Specialty Insurance. A summary of these executive hires follows here.
LexisNexis
MARCH 18, 2025
To establish a robust partnership between your internal legal team and external legal counsel, a back-of-the-napkin understanding won't suffice. Clear outside counsel guidelines are essential to improve vendor performance and prevent misalignment on assigned work or critical matters. Essentially, outside counsel guidelines help allocate resources and billable work while reducing inefficiencies and expenses.
AMAXX
MARCH 17, 2025
There are elements in your workers compensation program that may be creating challenges without you even realizing it. These challenges can stem from incentives, employee motivations, policies, or procedures that deliver unintended consequences. Understanding these hidden factors requires a deeper look at what truly drives human behavior in the workplace.
Property Insurance Coverage Law
MARCH 15, 2025
Floridas homeowners have been paying ever-increasing insurance premiums, but where has all that money been going? A secret state report, which regulators conveniently left unfinished and never shared with lawmakers, might have held the answer. That is, until an investigative journalist, Lawrence Mower, pried it loose from the states grasp, as discussed in Secret Report … The post Floridas Insurance Scandal: The Incomplete Report That Almost Stayed Buried appeared first on Property Insuranc
Insurance Journal
MARCH 18, 2025
Small plastic pellets washed up on the east coast of the UK, a week after two ships collided in the country’s waters.
The Insurance Pro
MARCH 17, 2025
Recent economic events are causing market volatility and uncertainty motivating many investors to seek stable alternatives for their financial portfolios. With the implementation of tariffs and the resulting market fluctuations, many are asking whether whole life insurance and other cash value insurance products can serve as effective hedges against economic instability.
Distinguished
MARCH 20, 2025
From devastating floods to slip-and-fall lawsuits, insuring apartment buildings is no simple task. And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. In this guide, we break down the key coverages every apartment building owner needs, highlight common claims, and show you how to offer tailored solutions that keep your clients protected in an ev
Property Insurance Coverage Law
MARCH 21, 2025
Colorados Cooperation Law, enshrined inC.R.S. 10-3-1118, was designed to protect policyholders from unfair denials based on alleged failures to cooperate. It sets a clear legal standard: If an insurer wants to rely on a non-cooperation defense, it must first follow a series of procedural steps, including sending formal written notice, giving the insured time … The post Colorados Cooperation Code: A Win for Policyholders That Didnt Pay Off appeared first on Property Insurance Coverage Law
Insurance Journal
MARCH 19, 2025
After years of rising insurance premiums, anger from homeowners, and recent reports about some property insurance carriers’ alleged diverting of profits, bills seen as “consumer friendly” continue to gain traction in the Florida Legislature.
Your Journey With Jennie
MARCH 20, 2025
Gretchen Kingma is proof that when you focus on relationships, serve with authenticity, and lean into your unique strengths, success follows! A former occupational therapist turned real estate rockstar in Saint Louis, MO, Gretchen built her business not by chasing leads—but by becoming the trusted expert people naturally turn to when buying or selling a home.
LexisNexis
MARCH 20, 2025
This article first appeared on Above the Law on February 5, 2025. Contracts are now integrated into an end-to-end system, and efficiencies abound. With its recent launch of CounselLink+, LexisNexis has provided a highly comprehensive tool to streamline your law departments entire workflow. The + in CounselLink+ refers to integration users of the system now have access to all of their organizations customizable tech stack, as well as all of the additional LexisNexis products they subscribe to, w
Property Insurance Coverage Law
MARCH 19, 2025
The California FAIR Plan, the insurer of last resort for Californians struggling to find homeowners insurance, might be better renamed the “California Unfair Plan.” While intended to be a safety net, recent investigations and a comprehensive operational assessment 1 paint a troubling picture of an institution plagued by significant inefficiencies, questionable management practices, and poor … The post Should We Call It the California Unfair Plan?
Insurance Journal
MARCH 20, 2025
The European Union’s law enforcement agency cautioned Tuesday that artificial intelligence is turbocharging organized crime that is eroding the foundations of societies across the 27-nation bloc as it becomes intertwined with state-sponsored destabilization campaigns.
Distinguished
MARCH 19, 2025
In San Francisco, housing code violations are a major concern for property owners and insurers alike. Today, we speak with Katie Vespia, President of Distinguisheds Real Estate program , to break down the common violations in the city, the fines and penalties imposed, the resolution process, and how these issues affect insurance coverage. What are the most common types of housing violations in San Francisco?
Zywave
MARCH 19, 2025
In today’s digital age, Application Programming Interfaces (APIs) have become essential tools for businesses across various industries, including insurance. APIs enable seamless integration between different software systems, facilitating efficient data exchange and enhancing operational capabilities. What is an API? An API is a set of rules and protocols that allow different software applications to communicate with each other.
Property Insurance Coverage Law
MARCH 19, 2025
The California FAIR Plan, the insurer of last resort for Californians struggling to find homeowners insurance, might be better renamed the “California Unfair Plan.” While intended to be a safety net, recent investigations and a comprehensive operational assessment 1 paint a troubling picture of an institution plagued by significant inefficiencies, questionable management practices, and poor … The post Should We Call It the California Unfair Plan?
Insurance Journal
MARCH 19, 2025
Extreme weather last year including typhoons, heatwaves and flooding led to the biggest displacement of people since 2008, and exacerbated a food crisis in more than a dozen countries, according to a report.
TGS
MARCH 17, 2025
TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. I mean, who doesnt love a good deal? But heres the catch: while snagging a bargain feels great, going too leanlike with liability only auto insurancecan leave you vulnerable in ways you might not expect.
Rough Notes
MARCH 20, 2025
What role can they play in property insurance? Separate wildfire deductibles could be critical in securing coverage for a peril that is location-specific yet popping up all across the continent. By Joseph S. Harrington, CPCU If they work for windstorms, can they work for wildfires?
Property Insurance Coverage Law
MARCH 20, 2025
Imagine a state-run insurance program so brazen that even when explicitly ordered by the Department of Insurance to remove unlawful policy language, it shrugs and continues business as usual. Welcome to the California FAIR Plan, an entity overseen by executives from California’s major admitted insurance carrierscarriers who evidently believe rules are for other people.
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