Insurance Journal
JANUARY 3, 2025
NEW ORLEANS (AP) Seven years ago, New Orleans officials began installing adjustable barriers at intersections in the famed French Quarter to temporarily prevent vehicles from entering the tourist area where the narrow streets are typically teeming with pedestrians every …
Property Insurance Coverage Law
JANUARY 3, 2025
The Insurance Journal published an article,For AUP in Claims, Objectivity and Training Expertise is Key,by a Sedgwick executive regarding an insurance term I was not familiar with: Appraisal Under Policy (AUP). No insurance treatise or dictionary of insurance terms provided a definition. It was obvious from reading the article that the author was referring to … The post Are Appraisals Adjustments?
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The Insurance Pro
DECEMBER 29, 2024
Key Things to Know Whole life insurance dividend options provide policyholders with flexibility and versatility. The four original options are: receiving dividends in cash, using dividends to reduce or pay premiums, purchasing paid-up additions, and accumulating dividends at interest. Each option has its own tax implications and considerations, such as potential taxable income, impact on.
Splash: Finance and Insurance
JANUARY 1, 2025
Greek dry bulk owner Globus Maritime has struck a sale and leaseback deal for one of its recently delivered vessels. The Nasdaq-listed company said it had sold its ultramax Glbs Magic to a Japanese buyer for $25m in December and chartered the 2024-built bulker back for 10 years.
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Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor
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Insurance Journal
JANUARY 2, 2025
Leaders from a US dockworkers’ union and the group that represents their employers are set to resume contract talks on Jan. 7 as the threat of a strike looms, according to a person familiar with the negotiations.
Insurance Industry Brief brings together the best content for insurance professionals from the widest variety of industry thought leaders.
Boyle Agency Insurance
JANUARY 3, 2025
Rising healthcare costs continue to be a concern for individuals and families across the United States. In this era of increasing medical expenses, having a financial tool that can help you manage healthcare costs while providing comprehensive health insurance coverage is invaluable. Enter the Health Savings Account (HSA). Understanding Health Savings Accounts A Health Savings Account, or HSA, is a powerful financial tool that has gained popularity for its ability to assist individuals and famil
Cover4LetProperty
JANUARY 2, 2025
For some individuals, a buy to let business might be their entire livelihood. For others, it might have been something into which they have fallen almost by accident a property they inherited or a home in which they no longer live the so-called accidental landlord. (Please read our free The Accidental Landlord Guide if you are a new, accidental landlord ).
Insurance Journal
JANUARY 2, 2025
Verisk said on Thursday it will be the first modeler to request a review of its wildfire catastrophe model under a reform pushed by California Insurance Commissioner Ricardo Lara.
Property Insurance Coverage Law
DECEMBER 31, 2024
The University of Colorado Boulder has published two new research papers examining the air quality inside homes that survived the 2021 Marshall Fire, Colorado’s most destructive wildfire, and its impact on residents’ health. These studies are among the first to investigate air quality within smoke and ash-damaged homes and assess the health effects on occupants. … The post The Hidden Health Risks in Fire-Surviving Structures appeared first on Property Insurance Coverage Law Blo
LexisNexis
DECEMBER 30, 2024
OFLC, Dec. 30, 2024 "The Office of Foreign Labor Certification (OFLC) reminds employers and other interested stakeholders that the filing window to submit an H-2B Application for Temporary Employment Certification (Form ETA-9142B and appendices) requesting work start dates of April 1, 2025, or later, will open on January 1, 2025, at 12:00 a.m. Eastern Time.
P&L Financial Services
JANUARY 3, 2025
Inflation is a reality that affects everyone, but for seniors and those planning for retirement, its impact can be particularly significant. As insurance agents, understanding how inflation affects senior living expenses and retirement savings is crucial. This knowledge helps you provide better guidance to your clients and strengthens your value as a trusted advisor.
Insurance Journal
JANUARY 2, 2025
(THE CONVERSATION) On Dec. 30, 2021, a wind-driven wildfire raced through two communities just outside Boulder, Colorado. In the span of about eight hours, more than 1,000 homes and businesses burned.
Property Insurance Coverage Law
DECEMBER 30, 2024
Insurance policyholders do not read the insurance policies that are sold to them. The insurance contracts are not even provided to the policyholder until after the product is purchased. The vast majority of policyholders rely upon and trust their licensed insurance agents to provide them the best coverage at the best affordable price without having … The post The Majority of Insurance Agents Do Not Read the Policies They SellMany Professionals in the Insurance Service Sector Fail to Read t
Insurance Marine News
JANUARY 2, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Marine round-up : 3rd January 2025 appeared first on Insurance Marine News.
PSM Brokerage
JANUARY 2, 2025
ACA Commissions for 2025 Lets delve into the essential details you need to understand about ACA commissions in 2025. How Commissions Are Structured Per Member Per Month (PMPM): Agents earn a flat rate for each member enrolled, paid monthly as long as the policy remains active. This is the most common structure. Per Contract Per Month (PCPM): Similar to PMPM but based on the entire contract rather than individual members.
Insurance Journal
JANUARY 3, 2025
An insurer failed to properly cancel a workers’ compensation policy because its multiple notices and other conduct were not “definite, certain, and unambiguous” as to the status of the coverage. As a result, Ace America Insurance Co.
Property Insurance Coverage Law
JANUARY 2, 2025
Public adjusters and policyholders must remain vigilant and precise when dealing with federal flood insurance claims under the National Flood Insurance Program (NFIP). A recent decision in Blocdahl Leasing, LLC v. American Strategic Insurance Corporation 1 highlights a crucial pitfall: Failure to submit a signed proof of loss can completely bar a claim for additional … The post Federal Flood Insurance: Strict Compliance with Proof of Loss Requirements is Essential appeared first on Propert
Insurance Marine News
JANUARY 2, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Turkiye looking at maritime deal with Syria appeared first on Insurance Marine News.
The Insurance Marketer
JANUARY 2, 2025
Imagine this: a potential client visits your website, clicks around, maybe even checks out your insurance offerings, but then they leave without signing up. Most agents might think, “Well, that.
Insurance Journal
JANUARY 3, 2025
Colorado Gov. Jared Polis wants to spin off the state’s stake in Pinnacol Assurance, privatizing the workers’ compensation carrier of last resort to help it make more money and plug government budget holes.
Property Insurance Coverage Law
DECEMBER 28, 2024
Americas housing market is teetering on the edge of a crisisa situation fueled by climate change, soaring insurance premiums, underinsurance, and systemic failures in addressing these growing risks. A Ryan Kingsley article in National Mortgage Professional, aptly titled Homeownership Is Underwater, Up in Flames, or in the Wind, highlights the mounting challenges homeowners face in … The post The Looming Homeownership Crisis: A Ticking Time Bomb of Underinsurance, Insurance Premiums, Taxes,
Insurance Marine News
JANUARY 2, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Tug collides with bulker on Lower Mississippi appeared first on Insurance Marine News.
Elmore
JANUARY 2, 2025
Decrease follows two years of bumper profits for providers The post Reinsurance costs fall as sector deploys record capital appeared first on Elmore Insurance Brokers.
Insurance Journal
JANUARY 3, 2025
From record solar installations to rising electric vehicle sales, the world is in many ways ramping up the fight against global warming. Yet there are coal-black swans waiting to disrupt the green transition this year.
Property Insurance Coverage Law
DECEMBER 29, 2024
I mentioned the late Doug Houser recently inIce Damming Case Denied or Not Fully Paid? Eyewitness Accounts Tip the Scales in Ice Damming Insurance Dispute.The Bullivant Houser law firm quoted Doug about a case he lost, and his insurer client later re-wrote the insurance policy so it would not pay for a claim under similar … The post Insurance Policies Are Adhesion Contracts and Not Bargained For appeared first on Property Insurance Coverage Law Blog.
Insurance Marine News
JANUARY 2, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Peru and Ecuador hit with huge waves; ports temporarily closed appeared first on Insurance Marine News.
LeverageRx
JANUARY 2, 2025
MAG Mutual Insurance Company (MagMutual for short) provides medical professional liability insurance to physicians and hospitals.
Insurance Journal
DECEMBER 31, 2024
As Rhode Island state officials feared would happen, hackers responsible for a ransomware attack on a popular state-administered benefits portal have posted some of the stolen information to the dark web.
New Jersey Workers' Comp
JANUARY 2, 2025
Since Governor Murphy signed Covid legislation several years ago, there has been debate about the legal significance of having a Covid presumption. Some practitioners thought that if the Judge of Compensation should find before trial that the claimant is an essential employee, that means the employee has won the case and then moves on to the issue of permanency.
Insurance Marine News
JANUARY 2, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Seven dead after ship capsizes in Haiti while loading lorries appeared first on Insurance Marine News.
LexisNexis
JANUARY 2, 2025
The digitization of everything in corporate legal departments, and now with the advent of AI, means that the law department and outside counsel need to utilize legal e-billing software to streamline their financial operations. LEDES (Legal Electronic Data Exchange Standard) is at the forefront of this transformation. While there are still many PDFs in use for invoice submission and in legal e-billing software, the LEDES format is taking precedence.
Insurance Journal
JANUARY 2, 2025
A Pennsylvania battery firm has been found responsible for paying $22.25 million in backpay to workers to cover the actual time they spent changing and showering for their jobs working with hazardous materials.
Elmore
JANUARY 1, 2025
If drivers are no longer responsible for accidents, will liability shift to manufacturers? The post Insurers will not find it easy to share the road with self-driving cars appeared first on Elmore Insurance Brokers.
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