Sat.Oct 26, 2024 - Fri.Nov 01, 2024

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Dozens of Alleged Looters, Unlicensed Construction Workers Arrested in Florida

Insurance Journal

More than 100 people were arrested late last week in storm-ravaged Pinellas County, Florida, charged with looting homes and working as unlicensed contractors, two weeks after Hurricane Milton forced many residents to evacuate.

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2024 National Flood Insurance Program Proof of Loss for Building and Contents

Property Insurance Coverage Law

The current version of the National Flood Insurance Program Proof of Loss for Building and Contents is available at the below link. THIS FORM IS ONLY ACCESSIBLE USING FIREFOX. You read that correctly; for some reason, you cannot access the form online using Google Chrome, Safari or Microsoft Edge. You MUST use Firefox. [link] The … The post 2024 National Flood Insurance Program Proof of Loss for Building and Contents appeared first on Property Insurance Coverage Law Blog.

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WOW Your Clients with Your Customer Service During Open Enrollment

Solstice Insurance Broker

As an insurance broker you are preparing for the busiest season on your schedule: open enrollment. It's no secret that providing top-notch customer service can be a challenge during this hectic period. You must impress and meet the demands of potential clients. Meanwhile you also need to uphold the standard of service that your existing clients are accustomed to.

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Best Food Truck Insurance: 5 Factors That Determine Quality

Central Insurance

Learn how to choose the best food truck insurance by exploring coverage options, customization, and cost-effective solutions. The post Best Food Truck Insurance: 5 Factors That Determine Quality appeared first on Central Insurance Blog.

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Homeowners Insurance Does Not Cover Cryptocurrency Theft, 4th Circuit Affirms

Insurance Journal

A federal appeals court has affirmed that a homeowners insurance policy does not cover the theft of cryptocurrency because the loss of a digital currency does not involve a “direct physical loss” as required by the policy.

Theft 312
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Pacific Coast Association of Public Insurance Adjusters 2024 Annual Meeting – Public Adjuster Associations Are Important

Property Insurance Coverage Law

The Pacific Coast Association of Public Insurance Adjusters (PCAPIA) will hold its 2024 Annual Meeting on November 11 and 12 in Marina Del Rey. I know some public adjusters are wondering if the “P” was simply added to the California Association of Public Insurance Adjusters (CAPIA). It was. Those Californians decided to be more inclusive and invited … The post Pacific Coast Association of Public Insurance Adjusters 2024 Annual Meeting – Public Adjuster Associations Are Important appeared f

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Deconstructing Your Pet Grooming Insurance Quote

Central Insurance

Learn how to navigate your dog grooming insurance quote with ease. Discover essential coverages to protect your business and provide peace of mind to clients. The post Deconstructing Your Pet Grooming Insurance Quote appeared first on Central Insurance Blog.

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Lemonade Remains in the Red With $68M Loss in Q3

Insurance Journal

Insurtech Lemonade reported a third quarter 20243 net loss of nearly $68 million and a year-to-date loss of $172.2 million. Results were in comparison to a net loss of $61.5 during the same quarter and a loss of $194.

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Insurance Agents Get a Free Pass for Negligence with NFIP Policies: Federal Courts Create an Alice in Wonderland Defense

Property Insurance Coverage Law

Federal courts are creating an almost impossible barrier for policyholders trying to hold their insurance agents accountable for negligence involving National Flood Insurance Program (NFIP) policies. The reasoning by these courts defies common sense and leaves policyholders without recourse when agents fail to properly advise about or procure appropriate flood coverage.

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How to Create a Winning Holiday Insurance Marketing Plan | Solstice

Solstice Insurance Broker

The holidays are just around the corner, bringing a buzz of excitement that seems to start earlier each year. As a broker, it's a great idea to get a head start on planning so you can make the most of the season with some festive marketing for your business.

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Pool Contractor Insurance: The Five Policies You Need for Your Business

Central Insurance

Learn more about the key pool contractor insurance policies, from liability to Workers' Comp, to protect against risks and ensure business success. The post Pool Contractor Insurance: The Five Policies You Need for Your Business appeared first on Central Insurance Blog.

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Fla. DFS Offers to Check Contracts With Roofers, Adjusters; Tenn. Eyes Claims Denials

Insurance Journal

Officials in two Southeastern states have taken steps to hold insurers or recipients of insurance funds accountable after Hurricanes Helene and Milton spurred thousands of insurance claims.

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Reflections on an Insurance Regulatory Workshop Regarding Ethical Rules of Adjustment

Property Insurance Coverage Law

The Florida Department of Financial Services (DFS) held a regulatory workshop meeting seeking comments on the recent emergency adjustment rule. One thing everybody notices in Tallahassee is that there is an army of paid lobbyists and professional proponents of the insurance industry who show up at hearings. These professional insurance lobbyists and industry folk must … The post Reflections on an Insurance Regulatory Workshop Regarding Ethical Rules of Adjustment appeared first on Property

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Panama Canal numbers beat budget

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Panama Canal numbers beat budget appeared first on Insurance Marine News.

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Blog Post: Data-Driven Insights: The Key to Winning Cases

LexisNexis

By Madison Johnson, Esq. | Marketing Manager Legal analytics has now become table stakes for litigation, with roughly seven in 10 legal professionals at law firms of various sizes using them in 2024, according to Lex Machina’s most recent The Impact of Legal Analytics survey. Moreover, the survey found that 100% of legal analytics users say they are valuable and a record-high 80% say they are now either “required” or “somewhat expected” by their clients.

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State Farm Settles Immigration Discrimination Case with Justice Department

Insurance Journal

The Justice Department announced that it secured a settlement agreement with State Farm resolving the department’s determination that one of State Farm’s corporate offices in Richardson, Texas, violated the Immigration and Nationality Act (INA) when it terminated a worker in …

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Are Home Insurance Consumers Being Duped?

Property Insurance Coverage Law

Note: This guest blog is by Frank Lombard, CPCU, ARM, an independent property/casualty insurance advisor. Not a day passes without reading something about double-digit increases in the cost of home insurance. The insurance industry claims the increases are a result of inflation, climate change, and consumers filing more claims. While to some extent that may … The post Are Home Insurance Consumers Being Duped?

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Massachusetts approves SouthCoast Wind Farm plans

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Massachusetts approves SouthCoast Wind Farm plans appeared first on Insurance Marine News.

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How High-Quality Insurance Agency Data Fuels Effective Market Research for Carriers and MGAs

Neilson Marketing Services

The insurance industry moves fast, and for carriers and MGAs, knowing where they stand with their independent agency partners is critical. Are they seen as a go-to resource for certain products? Do agents view them as valuable parts of their portfolio? The best way to answer these questions—and uncover growth opportunities—is by conducting a well-structured market research survey.

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Crews Fight Large Brush Fire in Massachusetts; Separate Fire Kills 1

Insurance Journal

A woman died in an outdoor fire in Massachusetts at an encampment in Millbury on Saturday night and crews on Sunday were still fighting a large overnight brush fire in Salem as dry and windy conditions have raised the risk …

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One Example of How Florida’s Politicians Harmed Florida Policyholders By Passing Insurance Lobby Laws

Property Insurance Coverage Law

This is Florida law regarding when an insurance company must start investigating an insurance claim: 3)(a) Unless otherwise provided by the policy of insurance or by law, within 7 days after an insurer receives proof-of-loss statements, the insurer shall begin such investigation as is reasonably necessary unless the failure to begin such investigation is caused by … The post One Example of How Florida’s Politicians Harmed Florida Policyholders By Passing Insurance Lobby Laws appeared first

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Oil spill during bunkering operation off Singapore is stemmed

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Oil spill during bunkering operation off Singapore is stemmed appeared first on Insurance Marine News.

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Unlocking Local SEO for Insurance Agencies: Targeting Your Local Market

Neilson Marketing Services

Imagine a potential client in your neighborhood searching for home or auto insurance. They whip out their phone, type “best insurance agency near me,” and within seconds, a list of local businesses appears. Will your insurance agency be on that list? This is where the power of local SEO for your insurance agency comes into play. Being visible in local search is essential for capturing the attention of people actively looking for insurance products like yours.

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McDonald’s E. Coli Crisis Reveals Vegetable Contamination Is Harder Problem Than Beef

Insurance Journal

Moves by major U.S. fast-food chains to temporarily pull fresh onions off their menus on Thursday, after the vegetable was named as the likely source of an E.

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When Life Gives You Lemonade, They Give You No Coverage for Cryptocurrency

Property Insurance Coverage Law

In a recent Fourth Circuit Court of Appeals decision that leaves me scratching my head, Lemonade Insurance Company successfully argued that cryptocurrency isn’t covered under their homeowner’s policy because it’s not “tangible property.” 1 The irony is that a tech-forward insurance company named after a refreshing drink takes such a sour position on digital assets.

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Effect of EU Deforestation Regulation on traders and operators

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Effect of EU Deforestation Regulation on traders and operators appeared first on Insurance Marine News.

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GRATEFUL FOR THE INFLUENCE OF OTHERS

Rough Notes

Texas agency owner appreciative of those who helped shape his journey By Christopher W. Cook In the insurance industry, certain dedicated young professionals stand out among their peers and are members of an elite squad of individuals. These are their stories. “Dun dun.

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Landmark Admin Reports Data Breach, Exposing 800,000 Users’ Information

Insurance Journal

Landmark Admin filed a notice of data breach last week after detecting suspicious activities on its system in May.

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Reflections on the Erie COVID-19 MDL: A Bittersweet Journey Through Unprecedented Insurance Coverage Territory

Property Insurance Coverage Law

The recent voluntary dismissal of the Erie COVID-19 Business Interruption Protection Insurance Litigation marks the end of a significant chapter in insurance coverage law.1 As a member of the Plaintiff’s Steering Committee in this MDL, I had the privilege of working alongside some of the most talented policyholder attorneys in the country, including Kelly Iverson, … The post Reflections on the Erie COVID-19 MDL: A Bittersweet Journey Through Unprecedented Insurance Coverage Territory

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Solo Creed confirmed as arrested in Angola

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Solo Creed confirmed as arrested in Angola appeared first on Insurance Marine News.

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HELPING YOUR CLIENTS UNDERSTAND HAIL

Rough Notes

A guide for agents and brokers on the peril, its impact, mitigation steps and response By Thomas Brocksmith As natural catastrophes go, hail probably isn’t at the top of the list of perils that keep most people up at night.

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North Carolina Governor Approves $600 Million in Helene Recovery Funding

Insurance Journal

North Carolina Gov. Roy Cooper approved more than $600 million worth of disaster relief funding last Friday for western North Carolina counties affected by Hurricane Helene after legislators passed the recovery bill the day before.

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How to prevent employee theft: 6 tips business owners should know.

Frankenmuth Insurance

Did you know? One of the biggest threats to your small business isn’t an external factor, but an internal one. Employee theft accounts for some of the highest losses among small business owners every year. It’s a shocking fact, but it’s also one that can be reduced. Follow these six tips to prevent employee theft and protect your small business. Perform a background check.

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Passenger on cruise ship died amid Force 11 winds, says MAIB interim report

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Passenger on cruise ship died amid Force 11 winds, says MAIB interim report appeared first on Insurance Marine News.

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