Sat.Jan 25, 2025 - Fri.Jan 31, 2025

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Brokers: Keep the Business Coming After Open Enrollment | Solstice

Solstice Insurance Broker

As an insurance broker, open enrollment on the ACA insurance marketplace is likely crucial for your business. You can collaborate with many clients at one time to secure needed coverage. Plus, you can generate significant revenue.

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Insured Losses From Natural Disasters Hit $140B as Climate Change ‘Shows Its Claws’

Insurance Journal

By L.S. Howard Insurers saw the third most expensive year for natural catastrophe losses in 2024 — reaching a total of $140 billion — as climate change “is showing its claws,” according to Munich Re.

Insurer 289
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Should You Accept Your Insurer’s Initial Wildfire Payout?

Property Insurance Coverage Law

Recent wildfires in Southern California are putting new California insurance laws to the test. Insurers conduct and behavior vary wildly, even for people who hold similar policies with the same companies. For policyholders who have suffered total losses of their homes, many are being offered differing amounts of their Dwelling benefits. For example, a homeowner … The post Should You Accept Your Insurers Initial Wildfire Payout?

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Is terrorism covered under an Australian home and contents policy?

Prof. Allan Manning

Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. I also touched on commercial liability coverage. At the request of quite a few readers, I now turn my attention to home and contents. In a day or two I will address Strata and after than residential landlord policies, and finally private motor.

Policy 208
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Streamline Insurance Claims Management By Analyzing Legal Trends

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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The Ultimate Guide for Insurance Agents: How to Build a Profitable Final Expense Business

Final Expense Brokerage

Jan 29, 2024 3:23:31 PM Contact Us Share: Final expense insurance is a niche that offers tremendous potential for agents looking to serve seniors and their families. However, for those just starting outor even those whove been in the game for a whilenavigating the complex world of final expense insurance can feel overwhelming. You may be wondering how to find the right products for your clients, generate high-quality leads, or simply make the process easier.

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The Science of Windstorm Losses Has Evolved—Why the Leaders of Windstorm Losses Go to the Windstorm Insurance Conference

Property Insurance Coverage Law

In a 2009 post,Are There Going to Be Any Hurricanes in 2009, I made the following comment: While some may suggest that tornado activity is well accepted, I have sat across from Dr. Max Mayfield and debated this topic at a Windstorm Conference. The better the measuring devices are becoming, the better we understand how … The post The Science of Windstorm Losses Has EvolvedWhy the Leaders of Windstorm Losses Go to the Windstorm Insurance Conference appeared first on Property Insurance Covera

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Bangladesh Shipping Association fears congestion in March

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Bangladesh Shipping Association fears congestion in March appeared first on Insurance Marine News.

Marine 105
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2024 Agency Of The Year

Rough Notes

CONGRATULATIONS, SOUND PACIFIC INSURANCE By Dave Willis, CPIA The votes are in. Past Rough Notes cover agents and brokers have spoken. And we have a winner.

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UnitedHealth Says Hack at Tech Unit Impacted 190 Million People

Insurance Journal

The cyberattack at UnitedHealth Group’s tech unit last year affected the personal information of 190 million people, the health conglomerate said on Jan. 24, making it the largest healthcare data breach in the United States.

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The Science of Windstorm Losses Has Evolved—Why the Leaders of Windstorm Losses Go to the Windstorm Insurance Conference

Property Insurance Coverage Law

In a 2009 post,Are There Going to Be Any Hurricanes in 2009, I made the following comment: While some may suggest that tornado activity is well accepted, I have sat across from Dr. Max Mayfield and debated this topic at a Windstorm Conference. The better the measuring devices are becoming, the better we understand how … The post The Science of Windstorm Losses Has EvolvedWhy the Leaders of Windstorm Losses Go to the Windstorm Insurance Conference appeared first on Property Insurance Covera

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Ship fire in Red Sea not caused by Houthi attack, says JMIC

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Ship fire in Red Sea not caused by Houthi attack, says JMIC appeared first on Insurance Marine News.

Marine 95
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Crafting Compelling Content for Insurance Agency Websites

Neilson Marketing Services

The digital space is crowded, and insurance agencies are vying for attention in an industry where trust and expertise matter most. A well-crafted insurance agency website is an essential tool for building credibility, attracting potential clients, and converting leads. With 90% of companies having a defined content marketing strategy, insurance agencies need compelling, informative, and uniquely positioned content to stand out.

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Ameren Missouri to Pay $61M Over Emission Violations

Insurance Journal

The U.S.

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Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

Property Insurance Coverage Law

A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly. This is especially … The post Beware of a One-Year Deadline to File a LawsuitAlways Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim appeared first on Prop

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Please Don’t Compare Whole Life Dividends to Universal Life Interest

The Insurance Pro

The post Please Don’t Compare Whole Life Dividends to Universal Life Interest appeared first on The Insurance Pro Blog. There are a lot of life insurance products out there. When it comes to choosing the right one for you, it can be intimidating when it comes to sifting through all of the options. When looking at options for life insurance that seek to grow cash value, the selection pool does get smaller, but there are still a lot of choices.

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Scrap metal fires – is the IMSBC code adequately addressing the risks?

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Scrap metal fires is the IMSBC code adequately addressing the risks? appeared first on Insurance Marine News.

Risk 95
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Hawaii Wildfire Victims Spared From Testifying After Deal Over $4B Settlement

Insurance Journal

Lawyers representing victims of a deadly Hawaii wildfire reached a last-minute deal averting a trial that was scheduled to begin Wednesday over how to split a $4 billion settlement.

Damage 243
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Pirates Invade Tampa! Is an Invasion Covered Under a Commercial Insurance Policy?

Property Insurance Coverage Law

It was Gasparilla Day in Tampa yesterday. I wrote about this invasion by pirates last year in Is There Coverage For Pirates? Chip Merlin and His Friends Plunder Tampa on Gasparilla Day! where I gave a short explanation of the day: Tampas Mayor refused to hand over the keys to the city on Tuesday to … The post Pirates Invade Tampa! Is an Invasion Covered Under a Commercial Insurance Policy?

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Discover the Power of the PSM Brokerage Product Portfolio and Agent Programs

PSM Brokerage

At PSM Brokerage, we are more than just a resource for insurance agentswere your partner in success. With a diverse product portfolio and a suite of powerful agent programs and services, we provide everything you need to grow your business, serve your clients, and reach your goals. Heres how our Product Portfolio and Agent Programs and Services Guide can help you thrive.

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Shadow fleet generates newly popular flags

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Shadow fleet generates newly popular flags appeared first on Insurance Marine News.

Marine 93
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California Storm Raises Mudslide Risk, Closes Interstate

Insurance Journal

Southern California will clock a few more tense hours as showers continue to soak the burn-scarred landscape around Los Angeles.

Risk 263
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Thoughts From a Policyholder Attorney of 40 Years About the 2025 Windstorm Conference

Property Insurance Coverage Law

I formally started a policyholder law firm 40 years ago today. I mentioned that during my presentation yesterday at the Windstorm Conference while explaining how my perspective has developed. It seems like yesterday, but the world of property insurance claims has changed significantly since 1985. The 2025 Windstorm conference had more of a Texas flare … The post Thoughts From a Policyholder Attorney of 40 Years About the 2025 Windstorm Conference appeared first on Property Insurance Covera

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THE RELUCTANT AGENT

Rough Notes

How a Midwest transplant came to lead one of the best agencies in Florida By Dennis H. Pillsbury Integrity: Thats the one word I would use to describe Darren Vermost, says Mary Rivera, office manager of Vermost Insurance Agency, Largo, Florida.

Agents 90
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US and Canadian Coast Guard Icebreakers free trapped vessel on Lake Erie

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post US and Canadian Coast Guard Icebreakers free trapped vessel on Lake Erie appeared first on Insurance Marine News.

Marine 94
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Merck’s $8 Billion Cancer Vaccine Faces First US Jury Trial

Insurance Journal

Merck & Co. is facing its first jury trial over claims the company wrongfully marketed its lucrative Gardasil cancer vaccine as safe, the latest high-stakes litigation for the pharmaceutical giant.

Claim 261
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Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

Property Insurance Coverage Law

A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly. This is especially … The post Beware of a One-Year Deadline to File a LawsuitAlways Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim appeared first on Prop

Claim 117
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Economou’s TMS Group enters leasing deal for newest LNG carrier

Splash: Finance and Insurance

Japans SBI Leasing Services has partnered with Frances BNP Paribas to arrange a leasing agreement with George Economou-led TMS Group for the newly built Athos LNG carrier. The vessel was completed in September last year at Samsung Heavy Industries in South Korea.

Insurer 74
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Skuld names new Global Head of Defence

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Skuld names new Global Head of Defence appeared first on Insurance Marine News.

Marine 85
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Australia Braces for Life-Threatening Floods as Six Storms Brew

Insurance Journal

Six storms around Australia and its territories are expected to strengthen in the coming days, with one system likely to trigger life-threatening flooding in the nation’s north and three others with at least a moderate chance to form into tropical …

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Thoughts From a Policyholder Attorney of 40 Years About the 2025 Windstorm Conference

Property Insurance Coverage Law

I formally started a policyholder law firm 40 years ago today. I mentioned that during my presentation yesterday at the Windstorm Conference while explaining how my perspective has developed. It seems like yesterday, but the world of property insurance claims has changed significantly since 1985. The 2025 Windstorm conference had more of a Texas flare … The post Thoughts From a Policyholder Attorney of 40 Years About the 2025 Windstorm Conference appeared first on Property Insurance Covera

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Don’t be too fixated on price to NAV

Splash: Finance and Insurance

Pierre Aury has some advice for would be shipping investors. An old topic for a new year. Ive already made my opinion quite clear about the fact that shipping companies trading in competitive spot markets should not be listed.

Insurer 62
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Westfield Specialty expands team, “first of several additions”

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Westfield Specialty expands team, first of several additions appeared first on Insurance Marine News.

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Howden Said in Talks to Buy Insurance Broker Risk Strategies

Insurance Journal

Howden, one of the world’s largest closely held insurance brokers, is in talks to acquire Risk Strategies, according to people with knowledge of the matter.