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Landlord Insurance vs. Standard Home Insurance: Key Differences

Protect Commercial Insurance

Unlike standard home insurance, which is tailored for owner-occupied homes, landlord insurance is crafted to address risks associated with renting out your property. Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks.

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How to Read Homeowners Insurance Quotes

TGS

You can always ask your insurance agent to clarify what perils, or causes of financial loss , are covered by your policy and fall under the All Perils deductible. Coverage B ( Other Structures ) : This covers any structures on your property not directly attached to your house, like your fence or detached garage.