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Top 6 Insurance Policies Every IT Business in California Should Have

Jackson & Jackson

Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. One oversight could lead to costly lawsuits.

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Protect Your Business: 5 Essential Insurance Policies You Might Be Overlooking

Protect Commercial Insurance

Cyber liability insurance provides coverage for expenses related to data breaches, cyberattacks, and other cyber incidents. This policy can help cover the costs of notifying affected individuals, legal fees, public relations efforts, and even potential financial losses resulting from the breach.

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Essential Business Insurance Guide: Safeguarding Your Property From Cyber Threats

Protect Commercial Insurance

General liability insurance provides coverage for injuries or property damage that occur on your business premises or as a result of your business operations. Product liability insurance protects against claims arising from defective products your business manufactures or sells.

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E&O vs. EPLI: What Coverage Do Your Clients Need?

ProWriters

Coverage of settlements or judgments awarded against the insured. Coverage of claims made by third parties who suffer financial losses due to the insured’s actions. Help in maintaining professional credibility and reputation. Your business clients may ask, “Is E&O the same as Professional Liability?”

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How To Save Money On Your Commercial Insurance

Protect Commercial Insurance

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.