Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk.

Risk 52

Risk Broker-Agent Deductible Insurer 52

Cowbell

NOVEMBER 1, 2024

October was National Cybersecurity Awareness Month (NCSAM), a time dedicated to raising awareness about the importance of cybersecurity in every facet of our lives, from personal data protection to safeguarding businesses of all sizes. The Importance of Cybersecurity Every business—regardless its size—is at risk of a cyberattack.

Cyber 69

Cyber Protection Risk Financial Loss 69

Boyle Agency Insurance

DECEMBER 16, 2024

It is basically designed to protect you and your family from financial loss if you should suffer a catastrophic event and your other insurance policies don’t provide enough protection. you may be at a higher risk of being sued for a lot of money. you may be at a higher risk of being sued for a lot of money.

Financial Loss 52

Financial Loss Insured Insurer Insurance 52

ProWriters

NOVEMBER 30, 2024

Doing so can help assess their risk management strategies and the adequacy of their Cyber Insurance coverage. The attackers disrupted operations and stole up to 6TB of millions of patients’ protected health information (PHI) and other sensitive data. billion operating margin loss. Its cash on hand dropped.

Cyber 105

Cyber Protection Financial Loss Broker 105

ProWriters

SEPTEMBER 1, 2024

Whether they are familiar but no less dangerous risks like ransomware attacks or denial-of-service (DoS) attacks, or whether they take such still-emerging forms as cryptojacking or AI-powered phishing campaigns , cyber security threats require constant vigilance and proactive protective measures, especially given current events.

Cyber 97

Cyber Liability Insurance Risk Liability 97

Neilson Marketing Services

OCTOBER 2, 2024

A single breach could lead to devastating consequences, including financial losses, legal liabilities, damage to your reputation, and the potential loss of client trust. Proactive steps, such as secure website hosting , can safeguard your online presence and protect your business from these evolving threats.

Cyber 105

Cyber Damage Protection Financial Loss 105

Jackson & Jackson

NOVEMBER 16, 2024

Running an IT business in California comes with unique risks and challenges. From data breaches to equipment breakdowns, IT businesses need tailored protection to stay secure and competitive in today’s fast-paced tech landscape. General Liability Insurance Even in a digital world, physical risks exist.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

ProWriters

NOVEMBER 13, 2024

Had this outage been an actual “CrowdStrike attack”—in other words, the result of a deliberate malicious action by threat actors— losses might have been even larger. Even so, the CrowdStrike incident carries important lessons for businesses about Cyber Insurance coverage in risk management.

Cyber 86

Cyber Insurer Insured Insurance 86

Cover4LetProperty

OCTOBER 1, 2024

If you fail to purchase landlord’s insurance, you are putting yourself at unnecessary financial risk, which could result in disastrous repercussions. Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. It typically protects against risks such as fire and floods.

Insurer 60

Insurer Insured Insurance Injury 60

ProWriters

OCTOBER 2, 2024

Sure, you’ll need to assess the compromised data and financial losses, but to truly understand the breach and protect against future risks, data breach forensics is essential. When a client experiences a data breach, the first move is obvious—find the entry point and stop the damage.

Cyber 91

Cyber Financial Loss Crime Damage 91

ProWriters

APRIL 3, 2024

Today’s dynamic business environment and litigious society pose several risks to businesses. As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. Both types of policies involve legal liabilities and are important.

Liability 52

Liability Cyber Property Damage Claim 52

Protect Commercial Insurance

MAY 30, 2024

As a business owner, it is crucial to protect your empire from various risks and threats that can potentially disrupt your operations and financial stability. Let’s dive in and discover the insurance options that are essential for your business’s protection.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Distinguished

JULY 22, 2024

However, the very qualities that make collectibles so precious also expose them to unique risks. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble.

Insurer 52

Insurer Insured Insurance Policy 52

ProWriters

FEBRUARY 19, 2024

As our shops go virtual, so do the risks. It’s a clear signal that as much as we love the digital marketplace, we must do more to protect it. Retail Cyber Insurance protects your clients’ businesses from cyber threats, helping to maintain operational continuity, a seamless shopping experience, and customer trust.

Cyber 52

Cyber Insurer Insured Insurance 52

Protect Commercial Insurance

SEPTEMBER 6, 2024

As we approach 2024, there are several emerging trends that companies should keep an eye on to ensure they’re adequately protected and efficiently managed. Companies of all sizes are increasingly targeted by cybercriminals, and the consequences can be devastating—from financial losses to reputational damage.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurer 52

Protect Commercial Insurance

JUNE 27, 2024

Every business, no matter its size or industry, faces unique risks that require specific coverage solutions. Regardless of size, all businesses face potential risks that can threaten their operations and financial stability. Commercial insurance offers particularly critical protections here. This is far from the truth.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Business Interruption 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Introduction When it comes to protecting your property, the type of insurance you choose can make a big difference. Unlike standard home insurance, which is tailored for owner-occupied homes, landlord insurance is crafted to address risks associated with renting out your property.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurer Insured 52

Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. It covers property damage, loss of income, liability claims, etc.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Protect Commercial Insurance

NOVEMBER 22, 2024

It’s essential for business owners to separate fact from fiction to ensure they have the right protection. The cost of commercial insurance is generally based on several factors, such as the type and size of your business, its location, and the specific risks involved. Small businesses face their own unique set of risks.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Liability 52

Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

Insurer 52

Insurer Insured Insurance Building 52

Protect Commercial Insurance

OCTOBER 11, 2024

As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks. Let’s explore the evolving landscape and how environmental risks are influencing the insurance sector. Consequently, insurers have adapted by revising their coverage for flood-prone regions.

Commercial Property 52

Commercial Property Commercial Insurance Policy Policy 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Yet, it’s essential to protect your hard-earned business from the unexpected. Types of Liability Insurance Image courtesy: Unsplash As a tradesperson or contractor in the UK, choosing the right type of liability insurance is crucial to ensure your business is adequately protected.

Liability Insurance 52

Liability Insurance Liability Property Damage Insurer 52

Paragon Independent Insurance Agencies

DECEMBER 16, 2024

Cyber liability insurance from Paragon Independent Insurance Agency can provide the safeguard you need to protect your investments, assets, and reputation where traditional insurance policies may fall short. Handling the risks of cyberattacks and data breaches head-on is much easier with a proper cyber liability insurance policy in place.

Commercial Property 40

Commercial Property Liability Insurance Cyber Liability 40

Jackson & Jackson

APRIL 10, 2024

It’s not just about choosing the correct location or getting the best price; it’s also about ensuring your investment is protected from the unexpected. Insurance plays a pivotal role in safeguarding your property and your financial future. It protects you from claims arising from accidents or injuries on your property.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Property Insurance Centre

JANUARY 16, 2025

Understanding Commercial Flood Insurance in the United Kingdom Flooding has become an increasingly significant risk for businesses across the United Kingdom as climate change intensifies weather extremes. million properties at risk, according to the Environment Agency.

Commercial 52

Commercial Commercial Property Insurer Insured 52

Cowbell

AUGUST 6, 2024

But, it’s not just small businesses that are at risk: given how effective social engineering methods are, individuals across businesses of all industries and sizes need to be aware of the latest social engineering tactics and how to effectively identify and thwart them. So, how do you prevent and protect yourself from these attacks?

Financial Loss 52

Financial Loss Cyber Theft Risk 52

Protect Commercial Insurance

DECEMBER 6, 2024

The notion of business coverage can be traced back to medieval times, when the shipping industry first implemented rudimentary forms of risk management. Merchants banded together, creating mutual aid agreements to protect against the perilous nature of sea voyages.

Commercial Insurance 52

Commercial Insurance Commercial Insurer Insured 52

ProWriters

MAY 28, 2024

Ransomware attacks, phishing scams, and other types of cyber attacks can result in data breaches and other incidents that cause financial loss, reputational harm, and legal consequences. Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them.

Cyber 52

Cyber Business Interruption Insured Insurer 52

Property Insurance Centre

JANUARY 4, 2024

By understanding these emerging trends, you can better navigate the property insurance landscape and make informed decisions to protect your assets. The impact of weather events and natural disasters has forced the industry to reevaluate risk management strategies and introduce innovative solutions to ensure adequate coverage for insureds.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Cover4LetProperty

APRIL 16, 2024

It makes sense, therefore, to protect that investment with one of the wide range of products designed to provide the safeguards you need, according to the changing circumstances of your property holding. This insurance typically goes beyond standard home insurance to address the unique risks and liabilities associated with being a landlord.

Insurer 52

Insurer Insured Insurance Property Insurance 52

Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. Whether you own a classic Birkin or a rare vintage piece, protecting your investment through proper insurance coverage is crucial. The risks surrounding your precious bags are real, from theft to damage due to natural disasters.

Insurer 52

Insurer Insured Insurance Insurance Policy 52

Property Insurance Centre

MARCH 19, 2024

Consumer education ensures that individuals are prepared and protected with the proper insurance coverage and are knowledgeable about the claims process. Consumer education programmes on disaster preparedness and contractor fraud are crucial to protecting property and preventing scams.

Property Insurance 52

Property Insurance Policyholder Insured Insurer 52

ProWriters

JANUARY 9, 2024

“Substantial Risk of Future Injury Qualifies for Standing” In the past, many data breach lawsuits were dismissed due to the plaintiffs’ lack of standing. More recently, courts have agreed the risk of future harm, such as identity theft or potential financial loss, constitutes standing to bring a lawsuit for a data breach.

Cyber 52

Cyber Injury Theft Damage 52

Cowbell

DECEMBER 20, 2024

Employment fraud can be categorized into three primary types: Misrepresentation: (Low Risk) Employees or contractors lying on their resumes, fabricating reference contacts, and using remote desktop tools to periodically get help from unauthorized third parties (generally friends and family, not paid help).

Theft 52

Theft Risk Financial Loss Cyber 52

Hunton Andrews Kurth

FEBRUARY 7, 2022

In March 2016, Zen won an initial, partial victory when an administrative law judge concluded that, while certain magnets sold without warnings or with inappropriate age recommendations constituted substantial product hazards, those sold with appropriate warnings and age recommendations did not pose a significant risk when used properly.

Injury 52

Injury Protection Financial Loss Risk 52