Central Insurance

AUGUST 21, 2024

Explore key policies like general liability, property, and professional liability insurance, ensuring full coverage for your business. Learn why business insurance for LLCs is essential to protect your assets and operations. The post Business Insurance for LLCs: What Policies Do You Need for Full Coverage?

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Business Insurance Policy Professional Liability Insurance General Liability 130

Central Insurance

JULY 25, 2024

LRO insurance provides comprehensive protection against commercial property damage, liability claims, and income loss. In this article, we explore the key differences between LRO and general liability insurance and why commercial landlords need to have this coverage. The post What is LRO Insurance?

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General Liability Commercial Property Property Damage Commercial 130

Jackson & Jackson

NOVEMBER 16, 2024

Cyber liability insurance helps cover costs related to: Data breaches Ransomware attacks Notification of affected parties Legal fees and fines Why it’s critical in California : California’s strict data protection laws, like the California Consumer Privacy Act (CCPA), mean IT businesses face higher liability if customer data is compromised.

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Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Understanding General Liability Insurance General liability insurance is a must-have for any business. Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively.

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Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. Additionally, general liability insurance typically does not cover claims related to professional services or cyber incidents.

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Triple-I: Homeowners Insurance

OCTOBER 10, 2024

Improvements in commercial property, commercial multi-peril, and workers compensation were offset by continued deterioration in commercial auto and general liability. General liability has worsened and is expected to be unprofitable through 2026.”

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Corvus

JUNE 18, 2024

General liability insurance is the most regularly purchased insurance policy among small businesses. It’s not hard to understand why — the risk of unruly equipment and product mishaps are both common and completely tangible. That’s why cyber is tricky. It’s a newer risk that exists behind screens, not wet floor signs.

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Zywave

SEPTEMBER 25, 2024

But beyond just the employee benefits, the workers’ compensation and general liability markets are also feeling the pinch of increased medical costs. We’ve broken down the midyear trends by market for: Commercial Auto Commercial Property Cyber General Liability Employee Benefits Workers’ Compensation EPL D&O Get your copy now!

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Distinguished

SEPTEMBER 10, 2024

Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites.  For instance, employees injured on the job should be covered by their Contractor’s General Liability policy.   Our Builder’s Risk program does not cover some specific risks.

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Scott Insurance

JANUARY 28, 2022

Generally, the only exception to this exclusion is if the mold results from another cause of loss (i.e., Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure.

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Protect Commercial Insurance

MAY 30, 2024

There are various types of liability insurance, including general liability, product liability, and professional liability. General liability insurance provides coverage for injuries or property damage that occur on your business premises or as a result of your business operations.

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Hunton Andrews Kurth

SEPTEMBER 2, 2021

Consumer Product Safety Commission enforcement, reporting obligations, and how companies can leverage recall insurance, commercial general liability, and directors and officers liability policies to execute a recall swiftly, minimize losses and maintain customer relationships in the wake of a recall. Continue Reading.

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Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Additional Coverage Beyond Current Policies The primary reason to consider commercial umbrella insurance is when your business requires protection beyond the limits of your existing liability policies.

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Protect Commercial Insurance

JULY 26, 2024

General Liability Insurance General liability insurance is essential for any business, including tailors. Bundling Policies Consider bundling your commercial tailors insurance with other policies, such as general liability or property insurance, offered by the same insurer.

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Mark Jackson Insurance Agency

APRIL 15, 2024

You should consider general liability insurance and perhaps additional commercial umbrella insurance to protect your business in the event that your business is responsible for injury or harm to a non-employee, but workers’ comp is meant for providing coverage to your employees.

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Jackson & Jackson

JANUARY 10, 2024

General Liability Insurance: to help cover claims your business caused property damage or bodily injury. Professional Liability (E&O) Insurance: this can help cover claims of mistakes or omissions in your professional business services. This can be a critical gap for tech companies with significant physical assets.

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Hunton Andrews Kurth

JULY 20, 2023

As reported on Hunton’s Insurance Recovery Blog , the Fifth Circuit recently held that Blue Bell Creameries’ commercial general liability (CGL) insurers do not have a duty to defend the ice cream company in a shareholder lawsuit, which arose from a Listeria outbreak.

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Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. Crime scores treat all crimes as equal, thereby failing to take into account heightened general liability risk associated with certain types of crime.

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Final Expense Brokerage

JULY 3, 2024

Example: Targeting Small Business Owners Small business owners need various types of insurance, from general liability to health insurance for their employees. LinkedIn’s advanced targeting features enable you to reach this specific audience. Ad Strategy: Visuals: Use professional images of business settings and satisfied employees.

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LexisNexis

AUGUST 6, 2024

Insurance Coverage for PFAS Claims: Lawsuits, Government Investigations, and Nonparty Discovery Requests Get guidance on how insurance policies may provide coverage for PFAS-related liability in response to lawsuits, government investigations, and subpoenas for nonparty discovery, including practical pointers on how companies, government entities, (..)

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Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. Ask yourself: – Does having general liability insurance save me from costly lawsuits?

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Distinguished

OCTOBER 15, 2024

However, it will not be covered for liability claims under a Builder’s Risk policy since that policy is not designed to cover the contractor’s operations, such as poor workmanship or negligence. Instead, a contractor’s operations liability should be covered by a separate Contractor’s General Liability policy.

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Property Insurance Centre

JANUARY 4, 2024

Rates for general liability, commercial auto, and umbrella/excess liability continue to increase, albeit at a reduced pace. Social inflation and rising claim costs are top concerns for liability insurers. Over the past 23 consecutive quarters, liability rates have seen steady increases.

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Hunton Andrews Kurth

FEBRUARY 15, 2024

One key focus is Illinois’ Biometric Information Privacy Act (“BIPA”), but as lawmakers in other states continue to introduce legislation aimed at regulating the use of biometric data, more court decisions may muddy the waters regarding what conduct may be covered under a general liability policy.

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Distinguished

JULY 8, 2024

The primary general liability (GL) coverage has a specific geographic restriction: it is not available for hotels located adjacent to the beach in Hawaii. A: The primary property coverage is available in all states except Florida, Hawaii, and Louisiana, with limited availability in Texas. Coastal restrictions apply in other states.

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American Agents Alliance

SEPTEMBER 6, 2024

Shield offers General Liability, Excess Liability and Workers’ Compensation for a wide array of classes, including general contractors, roofers, plumbers and much more. HabPro is the true leader in habitational insurance and has become a burgeoning market for agents looking for property coverage options.

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Bankers Insurance

SEPTEMBER 12, 2023

This concept is typically applied in automobile insurance, both personal and business, and is also found in property, general liability, and worker’s compensation insurance. Its primary purpose is to protect you from bearing the financial burden of accidents that were not your fault.

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Triple-I: Workers Compensation

MARCH 21, 2023

The lines of coverage written typically are those with more predictable losses, such as workers compensation, general liability, and automobile liability and physical damage.” “Each owner makes a modest initial capital contribution,” states the paper, Group Captives: An Opportunity to Lower Cost of Risk.

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American Agents Alliance

SEPTEMBER 26, 2024

For example, if you already provide general liability insurance to a construction company, adding surety bonds to your product mix is a logical next step. For example, if you provide general liability insurance to a construction company, discuss their bonding needs as well.

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Bankers Insurance

JULY 8, 2024

These policies can also cover areas such as foreign business auto rental, foreign commercial general liability, foreign voluntary workers’ compensation, foreign travel accident/sickness, marine ocean cargo, foreign commercial crime and political risk. Additionally, the U.S.

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ProWriters

APRIL 17, 2024

They could all also have financially devastating liability consequences that standard Property and General Liability policies may not cover. However, a strong Cyber Liability Insurance policy could potentially provide coverage.

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Distinguished

SEPTEMBER 17, 2024

And regarding coverage, if the named insured is the builder, or there is a relationship between the named insured and the builder, in that capacity we would exclude general liability coverage. Properties in a high wind hail area may be subject to an increased wind deductible.

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Insurance Journal

AUGUST 15, 2024

A home builder is not covered under the property damage coverage in its commercial liability policy for construction defects for which it was responsible. A three-judge panel of the Massachusetts Appeals Court has held for the first time that “construction …

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Property Damage Liability Commercial Damage 312

Distinguished

SEPTEMBER 25, 2024

Premises liability claims : Legal expenses and liability coverage related to any injuries, including trips and falls, that occur on the site. Our program also offers the following coverages: General liability insurance Mold and fungus Off-site materials in transit How Much Does Builder’s Risk Cost in Tennessee?

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Insurance Journal

SEPTEMBER 19, 2024

Live Nation Entertainment has asked a federal judge in New York to dismiss several states’ claims that the live event promoter harmed event-goers by stifling competition with its ticket-selling arm, Ticketmaster. Live Nation seeks to dismiss part of the lawsuit …

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Protect Commercial Insurance

NOVEMBER 8, 2024

This is often referred to as a Business Owners Policy (BOP), which typically bundles general liability and property insurance together. Many insurance providers offer significant discounts when you purchase multiple policies from them. Before committing, remember to ensure that the bundled policies meet all your business needs.

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Distinguished

AUGUST 26, 2024

This means complete property protection in the event of damages from: Extreme weather events Vandalism Theft Fire Beyond property damage, Distinguished also offers coverages for: General liability Soft costs Mold and fungus Off-site materials in transit How Much Does Builder’s Risk Cost in Michigan?

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