Central Insurance

AUGUST 21, 2024

Explore key policies like general liability, property, and professional liability insurance, ensuring full coverage for your business. Learn why business insurance for LLCs is essential to protect your assets and operations. The post Business Insurance for LLCs: What Policies Do You Need for Full Coverage?

Business Insurance 182

Business Insurance Policy Professional Liability Insurance General Liability 182

Insurance Journal

OCTOBER 14, 2024

In the complex world of Workers’ Compensation and General Liability (GL) insurance, underwriters face the challenge of managing diverse carrier systems while ensuring compliance and maintaining efficiency. This post is part of a series sponsored by Selectsys. To overcome these …

Underwriter 130

Underwriter Underwriting Workers Compensation Compensation 130

Insurance Journal

NOVEMBER 17, 2024

Established in 2006, Avondale Insurance Associates is an excess and surplus lines underwriting management company operating across all property and general liability … East Unison Risk Advisors, Avondale Insurance Associates Avondale Insurance Associates has joined Unison Risk Advisors’ (URA’s) non-retail division.

General Liability 130

General Liability Underwriter Underwriting Liability 130

Central Insurance

JULY 25, 2024

LRO insurance provides comprehensive protection against commercial property damage, liability claims, and income loss. In this article, we explore the key differences between LRO and general liability insurance and why commercial landlords need to have this coverage. The post What is LRO Insurance?

General Liability 130

General Liability Commercial Property Property Damage Commercial 130

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

Improvements in commercial property, commercial multi-peril, and workers compensation were offset by continued deterioration in commercial auto and general liability. General liability has worsened and is expected to be unprofitable through 2026.”

Commercial 68

Commercial Underwriter Underwriting General Liability 68

Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. Additionally, general liability insurance typically does not cover claims related to professional services or cyber incidents.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Scott Insurance

JANUARY 28, 2022

Generally, the only exception to this exclusion is if the mold results from another cause of loss (i.e., Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure.

General Liability 52

General Liability Deductible Liability Property Damage 52

Hunton Andrews Kurth

SEPTEMBER 2, 2021

Consumer Product Safety Commission enforcement, reporting obligations, and how companies can leverage recall insurance, commercial general liability, and directors and officers liability policies to execute a recall swiftly, minimize losses and maintain customer relationships in the wake of a recall. Continue Reading.

Commercial General Liability 52

Commercial General Liability General Liability Liability Commercial 52

Jackson & Jackson

NOVEMBER 16, 2024

Cyber liability insurance helps cover costs related to: Data breaches Ransomware attacks Notification of affected parties Legal fees and fines Why it’s critical in California : California’s strict data protection laws, like the California Consumer Privacy Act (CCPA), mean IT businesses face higher liability if customer data is compromised.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Final Expense Brokerage

JULY 3, 2024

Example: Targeting Small Business Owners Small business owners need various types of insurance, from general liability to health insurance for their employees. LinkedIn’s advanced targeting features enable you to reach this specific audience. Ad Strategy: Visuals: Use professional images of business settings and satisfied employees.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Life Insurance 130

Insurance Journal

AUGUST 15, 2024

A home builder is not covered under the property damage coverage in its commercial liability policy for construction defects for which it was responsible. A three-judge panel of the Massachusetts Appeals Court has held for the first time that “construction …

Property Damage 312

Property Damage Liability Commercial Damage 312

Insurance Journal

JANUARY 13, 2025

Kentucky will receive $110 million to settle its lawsuit accusing one of the nation’s largest grocery chains of helping fuel the opioid epidemic, the state’s attorney general said Thursday. The state will use the money it is getting in its …

General Liability 257

General Liability Liability Insurance Insurer 257

Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. Crime scores treat all crimes as equal, thereby failing to take into account heightened general liability risk associated with certain types of crime.

Crime 52

Crime Insurance Carrier Risk General Liability 52

Corvus

JUNE 18, 2024

General liability insurance is the most regularly purchased insurance policy among small businesses. It’s not hard to understand why — the risk of unruly equipment and product mishaps are both common and completely tangible. That’s why cyber is tricky. It’s a newer risk that exists behind screens, not wet floor signs.

Cyber 40

Cyber General Liability Property Damage Liability Insurance 40

Protect Commercial Insurance

MAY 30, 2024

There are various types of liability insurance, including general liability, product liability, and professional liability. General liability insurance provides coverage for injuries or property damage that occur on your business premises or as a result of your business operations.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Understanding General Liability Insurance General liability insurance is a must-have for any business. Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Zywave

SEPTEMBER 25, 2024

But beyond just the employee benefits, the workers’ compensation and general liability markets are also feeling the pinch of increased medical costs. We’ve broken down the midyear trends by market for: Commercial Auto Commercial Property Cyber General Liability Employee Benefits Workers’ Compensation EPL D&O Get your copy now!

Workers Compensation 52

Workers Compensation General Liability Commercial Commercial Property 52

Distinguished

SEPTEMBER 10, 2024

Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites.  For instance, employees injured on the job should be covered by their Contractor’s General Liability policy.   Our Builder’s Risk program does not cover some specific risks.

Risk 52

Risk General Liability Broker-Agent Insurance 52

Insurance Journal

AUGUST 19, 2024

Attorneys general from about two dozen U.S. states are seeking treble damages against Live Nation Entertainment and its ticket-selling unit, Ticketmaster, for allegedly monopolizing markets across the live concert industry in an updated version of a lawsuit originally filed in …

Damage 264

Damage General Liability Liability 264

Insurance Journal

SEPTEMBER 19, 2024

Live Nation Entertainment has asked a federal judge in New York to dismiss several states’ claims that the live event promoter harmed event-goers by stifling competition with its ticket-selling arm, Ticketmaster. Live Nation seeks to dismiss part of the lawsuit …

Claim 256

Claim Damage General Liability Liability 256

Protect Commercial Insurance

JULY 26, 2024

General Liability Insurance General liability insurance is essential for any business, including tailors. Bundling Policies Consider bundling your commercial tailors insurance with other policies, such as general liability or property insurance, offered by the same insurer.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Mark Jackson Insurance Agency

APRIL 15, 2024

You should consider general liability insurance and perhaps additional commercial umbrella insurance to protect your business in the event that your business is responsible for injury or harm to a non-employee, but workers’ comp is meant for providing coverage to your employees.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

Jackson & Jackson

JANUARY 10, 2024

General Liability Insurance: to help cover claims your business caused property damage or bodily injury. Professional Liability (E&O) Insurance: this can help cover claims of mistakes or omissions in your professional business services. This can be a critical gap for tech companies with significant physical assets.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Additional Coverage Beyond Current Policies The primary reason to consider commercial umbrella insurance is when your business requires protection beyond the limits of your existing liability policies.

Commercial Umbrella 52

Commercial Umbrella Commercial Liability Liability Insurance 52

Hunton Andrews Kurth

JULY 20, 2023

As reported on Hunton’s Insurance Recovery Blog , the Fifth Circuit recently held that Blue Bell Creameries’ commercial general liability (CGL) insurers do not have a duty to defend the ice cream company in a shareholder lawsuit, which arose from a Listeria outbreak.

Commercial General Liability 40

Commercial General Liability General Liability Injury Property Damage 40

Hunton Andrews Kurth

FEBRUARY 15, 2024

One key focus is Illinois’ Biometric Information Privacy Act (“BIPA”), but as lawmakers in other states continue to introduce legislation aimed at regulating the use of biometric data, more court decisions may muddy the waters regarding what conduct may be covered under a general liability policy.

General Liability 52

General Liability Claim Insurance Policy Policy 52

Property Insurance Centre

JANUARY 4, 2024

Rates for general liability, commercial auto, and umbrella/excess liability continue to increase, albeit at a reduced pace. Social inflation and rising claim costs are top concerns for liability insurers. Over the past 23 consecutive quarters, liability rates have seen steady increases.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Mark Jackson Insurance Agency

DECEMBER 16, 2024

Evaluate Liability Coverage With legal risks always on the horizon, its important to confirm your liability coverage is adequate. This includes general liability, professional liability, and product liability insurance, depending on your industry.

Business Insurance 52

Business Insurance Liability Cyber Business Interruption 52

Risk Management Monitor

SEPTEMBER 21, 2021

Early resolution techniques for auto and general liability claims may lower the ultimate cost of claims but cause a short-term bump in claims payments that needs to be accounted for in the customer’s budgeting process. Potential Benefits.

Claim 75

Claim Injury Workers Compensation Risk 75

LexisNexis

AUGUST 6, 2024

Insurance Coverage for PFAS Claims: Lawsuits, Government Investigations, and Nonparty Discovery Requests Get guidance on how insurance policies may provide coverage for PFAS-related liability in response to lawsuits, government investigations, and subpoenas for nonparty discovery, including practical pointers on how companies, government entities, (..)

Commercial General Liability 40

Commercial General Liability Liability General Liability Policy 40

Insurance Journal

AUGUST 28, 2024

appeals court has revived a lawsuit against TikTok by the mother of a 10-year-old girl who died after taking part in a viral “blackout challenge” in which users of the social media platform were dared to choke themselves …

General Liability 165

General Liability Liability 165

Distinguished

OCTOBER 15, 2024

However, it will not be covered for liability claims under a Builder’s Risk policy since that policy is not designed to cover the contractor’s operations, such as poor workmanship or negligence. Instead, a contractor’s operations liability should be covered by a separate Contractor’s General Liability policy.

Policy 52

Policy Risk Broker-Agent Liability 52

Distinguished

JULY 8, 2024

The primary general liability (GL) coverage has a specific geographic restriction: it is not available for hotels located adjacent to the beach in Hawaii. A: The primary property coverage is available in all states except Florida, Hawaii, and Louisiana, with limited availability in Texas. Coastal restrictions apply in other states.

Insurance Broker 52

Insurance Broker Broker Broker-Agent Insurance 52

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. Ask yourself: – Does having general liability insurance save me from costly lawsuits?

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Bankers Insurance

SEPTEMBER 12, 2023

This concept is typically applied in automobile insurance, both personal and business, and is also found in property, general liability, and worker’s compensation insurance. Its primary purpose is to protect you from bearing the financial burden of accidents that were not your fault.

Insurance Carrier 52

Insurance Carrier Compensation Deductible Claim 52

Friendly Agent

SEPTEMBER 21, 2020

Agents who sell insurance policies of the commercial type provide coverage to business owners with their property insurance, general liability insurance, and other kinds of coverage. These fields are centered on covering families and individuals.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Broker-Agent 130

Triple-I: Workers Compensation

MARCH 21, 2023

The lines of coverage written typically are those with more predictable losses, such as workers compensation, general liability, and automobile liability and physical damage.” “Each owner makes a modest initial capital contribution,” states the paper, Group Captives: An Opportunity to Lower Cost of Risk.

Workers Compensation 40

Workers Compensation Premium Liability General Liability 40