Simply Insurance

SEPTEMBER 16, 2024

Discover the factors that influence the cost of general liability insurance, including coverage limits, business type, and location. Learn how to find the best rates and ensure your business is protected against potential risks.

General Liability 59

General Liability Liability Insurance Liability Insurer 59

Central Insurance

AUGUST 21, 2024

Explore key policies like general liability, property, and professional liability insurance, ensuring full coverage for your business. Learn why business insurance for LLCs is essential to protect your assets and operations. The post Business Insurance for LLCs: What Policies Do You Need for Full Coverage?

Business Insurance 182

Business Insurance Policy Professional Liability Insurance General Liability 182

Insurance Journal

OCTOBER 14, 2024

In the complex world of Workers’ Compensation and General Liability (GL) insurance, underwriters face the challenge of managing diverse carrier systems while ensuring compliance and maintaining efficiency. This post is part of a series sponsored by Selectsys. To overcome these …

Underwriter 130

Underwriter Underwriting Workers Compensation Compensation 130

Insurance Journal

NOVEMBER 17, 2024

Established in 2006, Avondale Insurance Associates is an excess and surplus lines underwriting management company operating across all property and general liability … East Unison Risk Advisors, Avondale Insurance Associates Avondale Insurance Associates has joined Unison Risk Advisors’ (URA’s) non-retail division.

General Liability 130

General Liability Underwriting Underwriter Liability 130

Central Insurance

JULY 25, 2024

LRO insurance provides comprehensive protection against commercial property damage, liability claims, and income loss. In this article, we explore the key differences between LRO and general liability insurance and why commercial landlords need to have this coverage. The post What is LRO Insurance?

General Liability 130

General Liability Commercial Property Property Damage Commercial 130

Zywave

FEBRUARY 12, 2025

General Liability, Auto, Product Liability, and Umbrella & Excess Insurance are experiencing high pricing volatility while loss costs across the board are becoming the norm. Where is the market headed? Whats the best way to navigate these turbulent waters?

General Liability 52

General Liability Liability Policyholder Broker 52

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

Improvements in commercial property, commercial multi-peril, and workers compensation were offset by continued deterioration in commercial auto and general liability. General liability has worsened and is expected to be unprofitable through 2026.”

Commercial 68

Commercial Underwriter Underwriting General Liability 68

Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. Additionally, general liability insurance typically does not cover claims related to professional services or cyber incidents.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Scott Insurance

JANUARY 28, 2022

Generally, the only exception to this exclusion is if the mold results from another cause of loss (i.e., Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure.

General Liability 52

General Liability Deductible Liability Property Damage 52

Hunton Andrews Kurth

SEPTEMBER 2, 2021

Consumer Product Safety Commission enforcement, reporting obligations, and how companies can leverage recall insurance, commercial general liability, and directors and officers liability policies to execute a recall swiftly, minimize losses and maintain customer relationships in the wake of a recall. Continue Reading.

Commercial General Liability 52

Commercial General Liability General Liability Liability Commercial 52

Jackson & Jackson

NOVEMBER 16, 2024

Cyber liability insurance helps cover costs related to: Data breaches Ransomware attacks Notification of affected parties Legal fees and fines Why it’s critical in California : California’s strict data protection laws, like the California Consumer Privacy Act (CCPA), mean IT businesses face higher liability if customer data is compromised.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

LexisNexis

JANUARY 28, 2025

Insuring Construction Risks through Commercial General Liability Policies Scrutinize the risks covered by the commercial general liability (CGL) policy and how to specify in a construction contract the insurance to be obtained so that coverage for construction risks is maximized.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

LexisNexis

JANUARY 28, 2025

Insuring Construction Risks through Commercial General Liability Policies Scrutinize the risks covered by the commercial general liability (CGL) policy and how to specify in a construction contract the insurance to be obtained so that coverage for construction risks is maximized.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

Final Expense Brokerage

JULY 3, 2024

Example: Targeting Small Business Owners Small business owners need various types of insurance, from general liability to health insurance for their employees. LinkedIn’s advanced targeting features enable you to reach this specific audience. Ad Strategy: Visuals: Use professional images of business settings and satisfied employees.

Insurance Agents 130

Insurance Agents Insurance Agent Agents Life Insurance 130

Insurance Journal

AUGUST 15, 2024

A home builder is not covered under the property damage coverage in its commercial liability policy for construction defects for which it was responsible. A three-judge panel of the Massachusetts Appeals Court has held for the first time that “construction …

Property Damage 312

Property Damage Liability Commercial Damage 312

Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. Crime scores treat all crimes as equal, thereby failing to take into account heightened general liability risk associated with certain types of crime.

Crime 52

Crime Insurance Carrier Risk General Liability 52

Corvus

JUNE 18, 2024

General liability insurance is the most regularly purchased insurance policy among small businesses. It’s not hard to understand why — the risk of unruly equipment and product mishaps are both common and completely tangible. That’s why cyber is tricky. It’s a newer risk that exists behind screens, not wet floor signs.

Cyber 40

Cyber General Liability Property Damage Liability Insurance 40

Protect Commercial Insurance

MAY 30, 2024

There are various types of liability insurance, including general liability, product liability, and professional liability. General liability insurance provides coverage for injuries or property damage that occur on your business premises or as a result of your business operations.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

Insurance coverage is evolving to address these concerns, but companies need to be proactive in reviewing their general liability , professional liability, and errors & omissions (E&O) coverage to ensure proper protection.

Business Insurance 52

Business Insurance Liability Cyber General Liability 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Understanding General Liability Insurance General liability insurance is a must-have for any business. Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Zywave

SEPTEMBER 25, 2024

But beyond just the employee benefits, the workers’ compensation and general liability markets are also feeling the pinch of increased medical costs. We’ve broken down the midyear trends by market for: Commercial Auto Commercial Property Cyber General Liability Employee Benefits Workers’ Compensation EPL D&O Get your copy now!

Workers Compensation 52

Workers Compensation General Liability Commercial Commercial Property 52

Distinguished

SEPTEMBER 10, 2024

Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites.  For instance, employees injured on the job should be covered by their Contractor’s General Liability policy.   Our Builder’s Risk program does not cover some specific risks.

Risk 52

Risk General Liability Broker-Agent Insurer 52

Insurance Journal

AUGUST 19, 2024

Attorneys general from about two dozen U.S. states are seeking treble damages against Live Nation Entertainment and its ticket-selling unit, Ticketmaster, for allegedly monopolizing markets across the live concert industry in an updated version of a lawsuit originally filed in …

Damage 264

Damage General Liability Liability 264

Insurance Journal

JANUARY 13, 2025

Kentucky will receive $110 million to settle its lawsuit accusing one of the nation’s largest grocery chains of helping fuel the opioid epidemic, the state’s attorney general said Thursday. The state will use the money it is getting in its …

General Liability 263

General Liability Liability Insurer Insured 263

Insurance Journal

SEPTEMBER 19, 2024

Live Nation Entertainment has asked a federal judge in New York to dismiss several states’ claims that the live event promoter harmed event-goers by stifling competition with its ticket-selling arm, Ticketmaster. Live Nation seeks to dismiss part of the lawsuit …

Claim 256

Claim Damage General Liability Liability 256

Protect Commercial Insurance

JULY 26, 2024

General Liability Insurance General liability insurance is essential for any business, including tailors. Bundling Policies Consider bundling your commercial tailors insurance with other policies, such as general liability or property insurance, offered by the same insurer.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Mark Jackson Insurance Agency

APRIL 15, 2024

You should consider general liability insurance and perhaps additional commercial umbrella insurance to protect your business in the event that your business is responsible for injury or harm to a non-employee, but workers’ comp is meant for providing coverage to your employees.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

Jackson & Jackson

JANUARY 10, 2024

General Liability Insurance: to help cover claims your business caused property damage or bodily injury. Professional Liability (E&O) Insurance: this can help cover claims of mistakes or omissions in your professional business services. This can be a critical gap for tech companies with significant physical assets.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Additional Coverage Beyond Current Policies The primary reason to consider commercial umbrella insurance is when your business requires protection beyond the limits of your existing liability policies.

Commercial Umbrella 52

Commercial Umbrella Commercial Liability Liability Insurance 52

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

The Georgia Office of Commissioner of Insurance and Safety Fire (“OCI”) reviewed all lines across personal and commercial auto, personal and commercial umbrella, and commercial general liability (homeowners liability was excluded). The five-year average count for liability claims increased 24.9

Commercial General Liability 52

Commercial General Liability Commercial Umbrella Claim Liability 52

Hunton Andrews Kurth

JULY 20, 2023

As reported on Hunton’s Insurance Recovery Blog , the Fifth Circuit recently held that Blue Bell Creameries’ commercial general liability (CGL) insurers do not have a duty to defend the ice cream company in a shareholder lawsuit, which arose from a Listeria outbreak.

Commercial General Liability 40

Commercial General Liability General Liability Injury Property Damage 40

LexisNexis

FEBRUARY 18, 2025

states and the District of Columbia on the qualified pollution exclusion under commercial general liability (CGL) policies with respect to remaining potential claims involving pre-1986 policies or claims still in the litigation pipeline. Qualified Pollution Exclusion State Law Survey Perform a deep dive into the law in all 50 U.S.

Commercial General Liability 40

Commercial General Liability Liability General Liability Claim 40

Property Insurance Centre

JANUARY 4, 2024

Rates for general liability, commercial auto, and umbrella/excess liability continue to increase, albeit at a reduced pace. Social inflation and rising claim costs are top concerns for liability insurers. Over the past 23 consecutive quarters, liability rates have seen steady increases.

Property Insurance 52

Property Insurance Commercial Property Liability Insurer 52

Mark Jackson Insurance Agency

DECEMBER 16, 2024

Evaluate Liability Coverage With legal risks always on the horizon, its important to confirm your liability coverage is adequate. This includes general liability, professional liability, and product liability insurance, depending on your industry.

Business Insurance 52

Business Insurance Liability Cyber Business Interruption 52

Hunton Andrews Kurth

FEBRUARY 15, 2024

One key focus is Illinois’ Biometric Information Privacy Act (“BIPA”), but as lawmakers in other states continue to introduce legislation aimed at regulating the use of biometric data, more court decisions may muddy the waters regarding what conduct may be covered under a general liability policy.

General Liability 52

General Liability Claim Insurance Policy Policy 52

Risk Management Monitor

SEPTEMBER 21, 2021

Early resolution techniques for auto and general liability claims may lower the ultimate cost of claims but cause a short-term bump in claims payments that needs to be accounted for in the customer’s budgeting process. Potential Benefits.

Claim 75

Claim Injury Workers Compensation Risk 75

LexisNexis

FEBRUARY 4, 2025

Trigger of Coverage for Laten Injury and Damage Claims State Law Survey Do a deep dive into the 50 states and District of Columbias laws on trigger of coverage for latent injury and damage claims under a commercial general liability policy, referring to the event or events that, under the terms of the insurance policy, determine whether an insurer (..)

Policy 40

Policy Commercial General Liability Injury Damage 40