Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. Additionally, general liability insurance typically does not cover claims related to professional services or cyber incidents.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Risk Management Monitor

SEPTEMBER 21, 2021

Another company may have an unusually high experience modification rate that they want to bring down by reducing the frequency of worker injuries. While these may all have been minor, but it may only be a matter of time until a severe injury occurs. One company may be most concerned with how claims reserves are affecting budgets.

Claim 75

Claim Injury Workers Compensation Risk 75

LexisNexis

JANUARY 28, 2025

This practice note discusses project delays due to defects or deficiencies, poor coordination or communication with the owner or other members of the design/construction team, or the discovery of defects during or after the project, as well as claims involving construction accidents or personal injuries that occur within the construction area.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

LexisNexis

JANUARY 28, 2025

This practice note discusses project delays due to defects or deficiencies, poor coordination or communication with the owner or other members of the design/construction team, or the discovery of defects during or after the project, as well as claims involving construction accidents or personal injuries that occur within the construction area.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

Scott Insurance

JANUARY 28, 2022

Generally, the only exception to this exclusion is if the mold results from another cause of loss (i.e., Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure.

General Liability 52

General Liability Deductible Liability Property Damage 52

Distinguished

MARCH 20, 2025

For example, a resident suffered severe injuries a fractured tibia and fibula after slipping on black ice while walking to her car. General liability : Covers the costs of fighting litigation plus covered damages that might come from it. We offer coverage up to a limit of $1 million.

Building 52

Building Protection Damage Liability 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Understanding General Liability Insurance General liability insurance is a must-have for any business. It covers legal expenses and damages related to accidents, injuries, or negligence claims on your business premises. It provides them with benefits if they suffer work-related injuries or illnesses.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Jackson & Jackson

NOVEMBER 16, 2024

Cyber liability insurance helps cover costs related to: Data breaches Ransomware attacks Notification of affected parties Legal fees and fines Why it’s critical in California : California’s strict data protection laws, like the California Consumer Privacy Act (CCPA), mean IT businesses face higher liability if customer data is compromised.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Hunton Andrews Kurth

JULY 20, 2023

As reported on Hunton’s Insurance Recovery Blog , the Fifth Circuit recently held that Blue Bell Creameries’ commercial general liability (CGL) insurers do not have a duty to defend the ice cream company in a shareholder lawsuit, which arose from a Listeria outbreak.

Commercial General Liability 40

Commercial General Liability General Liability Injury Property Damage 40

Zywave

SEPTEMBER 25, 2024

But beyond just the employee benefits, the workers’ compensation and general liability markets are also feeling the pinch of increased medical costs. We’ve broken down the midyear trends by market for: Commercial Auto Commercial Property Cyber General Liability Employee Benefits Workers’ Compensation EPL D&O Get your copy now!

Workers Compensation 52

Workers Compensation General Liability Commercial Commercial Property 52

Jackson & Jackson

JANUARY 10, 2024

General Liability Insurance: to help cover claims your business caused property damage or bodily injury. Professional Liability (E&O) Insurance: this can help cover claims of mistakes or omissions in your professional business services. This can be a critical gap for tech companies with significant physical assets.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

LexisNexis

FEBRUARY 4, 2025

Read now » Related Content Allocation of Latent Injury and Damage Claims State Law Survey Examine the method used across the 50 states and the District of Columbia for allocating damages for latent bodily injury and property damage claims, sometimes called long-tail or continuous injury or damage claims.

Policy 40

Policy Commercial General Liability Injury Damage 40

Distinguished

SEPTEMBER 10, 2024

Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites.  For instance, employees injured on the job should be covered by their Contractor’s General Liability policy.   Our Builder’s Risk program does not cover some specific risks.

Risk 52

Risk General Liability Broker-Agent Insurer 52

Protect Commercial Insurance

JULY 26, 2024

General Liability Insurance General liability insurance is essential for any business, including tailors. It provides coverage for third-party bodily injury or property damage claims that may arise from accidents on your premises or as a result of your products or services.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. Ask yourself: – Does having general liability insurance save me from costly lawsuits?

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

LexisNexis

AUGUST 6, 2024

Qualified Pollution Exclusion State Law Survey Do a deep dive into the qualified pollution exclusion under 1970’s-era commercial general liability (CGL) policies and potential claims involving pre-1986 policies or claims still in the litigation pipeline (because of the nature of occurrence-based CGL policies) which can be triggered by injurious events (..)

Commercial General Liability 40

Commercial General Liability Liability General Liability Policy 40

Distinguished

OCTOBER 15, 2024

However, it will not be covered for liability claims under a Builder’s Risk policy since that policy is not designed to cover the contractor’s operations, such as poor workmanship or negligence. Instead, a contractor’s operations liability should be covered by a separate Contractor’s General Liability policy.

Policy 52

Policy Risk Broker-Agent Liability 52

Hunton Andrews Kurth

FEBRUARY 15, 2024

One key focus is Illinois’ Biometric Information Privacy Act (“BIPA”), but as lawmakers in other states continue to introduce legislation aimed at regulating the use of biometric data, more court decisions may muddy the waters regarding what conduct may be covered under a general liability policy.

General Liability 52

General Liability Claim Policy Insurance Policy 52

ProWriters

APRIL 3, 2024

E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage. The policy extends coverage for a specified period, typically one year, and can be renewed annually. What does EPLI not cover?

Liability 52

Liability Cyber Claim Policy 52

Distinguished

SEPTEMBER 25, 2024

Premises liability claims : Legal expenses and liability coverage related to any injuries, including trips and falls, that occur on the site. Our program also offers the following coverages: General liability insurance Mold and fungus Off-site materials in transit How Much Does Builder’s Risk Cost in Tennessee?

Risk 52

Risk Broker-Agent Insurer Insured 52

Property Insurance Centre

JANUARY 4, 2024

Rates for general liability, commercial auto, and umbrella/excess liability continue to increase, albeit at a reduced pace. Social inflation and rising claim costs are top concerns for liability insurers. Over the past 23 consecutive quarters, liability rates have seen steady increases.

Property Insurance 52

Property Insurance Commercial Property Liability Insurer 52

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Triple-I: Workers Compensation

APRIL 20, 2021

The CLAIM Act would let these businesses obtain insurance to cover the same risks of theft, damage, injury, loss, and liability as all other businesses. Easier to operate Passage of these laws would make it easier for cannabis-related businesses to operate.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40

LexisNexis

DECEMBER 10, 2024

This survey covers state law on the issue of faulty workmanship as an occurrence for purposes of coverage determination under a commercial general liability (CGL) policy. Generally, an insured's work product is not covered, but defective workmanship that causes property damage is covered.

General Liability 40

General Liability Liability Commercial General Liability Liability Insurance 40

ProWriters

APRIL 17, 2024

Contingent bodily injury cyber attacks can cause physical harm, directly or indirectly. One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. Cyber Liability for Bodily Injury: Some Examples How might a cyber incident end up causing bodily harm?

Cyber 52

Cyber Injury Liability Liability Insurance 52

Protect Commercial Insurance

MAY 30, 2024

Liability Insurance Liability insurance protects your business from legal claims and financial obligations resulting from injuries, property damage, or negligence caused by your business operations. There are various types of liability insurance, including general liability, product liability, and professional liability.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Mark Jackson Insurance Agency

APRIL 15, 2024

It can also cover injuries from repetitive use that develop over time rather than an acute injury that happens suddenly. “Workers’ comp” is short for “workers’ compensation” and can help pay for medical care and other expenses if one of your employees becomes sick or is hurt on the job from hazards like exposure to chemicals or a fall.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

LexisNexis

NOVEMBER 19, 2024

Understand less common situations involving construction accidents or personal injuries that occur within the construction area. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Claim 40

Claim Property Damage Injury General Liability 40

Bankers Insurance

JULY 8, 2024

Basic coverage usually includes reimbursement for trip cancellation, interruption and delay because of illness, bad weather, baggage loss or delay, medical insurance and medical evacuation (in case of illness or injury during travel) and a 24-hour assistance telephone line. Additionally, the U.S.

Insurer 52

Insurer Insured Insurance Workers Compensation 52

Hunton Andrews Kurth

SEPTEMBER 9, 2021

seeking to avoid coverage under commercial general liability policies for a derivative lawsuit against Blue Bell’s directors and officers arising out of a 2015 Listeria outbreak that resulted in a nationwide recall of ice cream products. We will continue to monitor the case for further developments. Total Recalls: 21.

Commercial General Liability 52

Commercial General Liability Injury Claim General Liability 52

Hunton Andrews Kurth

JULY 16, 2021

Specifically, the ATVs exceed mandatory maximum speed limits for youth ATVs, posing a risk of a high-speed crash that could lead to serious injury or death. These products do not meet the CPSC’s mandatory safety standards. The CPSC issued the same warning for another brand of youth ATVs a few months earlier.

General Liability 52

General Liability Commercial General Liability Liability Injury 52