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Top 6 Insurance Policies Every IT Business in California Should Have

Jackson & Jackson

Cyber liability insurance helps cover costs related to: Data breaches Ransomware attacks Notification of affected parties Legal fees and fines Why it’s critical in California : California’s strict data protection laws, like the California Consumer Privacy Act (CCPA), mean IT businesses face higher liability if customer data is compromised.

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Help Protect Your Employees With Workers’ Comp

Mark Jackson Insurance Agency

What Is Workers’ Comp? Workers’ comp” is short for “workerscompensation” and can help pay for medical care and other expenses if one of your employees becomes sick or is hurt on the job from hazards like exposure to chemicals or a fall. What Does Workers’ Comp Cover?

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The Insights You Need for A Strong Finish to 2024

Zywave

But beyond just the employee benefits, the workerscompensation and general liability markets are also feeling the pinch of increased medical costs. Bureau of Labor Statistics reported that the total value of medical care has jumped by over 115% since 2000.

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Travel Insurance for Businesses

Bankers Insurance

Basic coverage usually includes reimbursement for trip cancellation, interruption and delay because of illness, bad weather, baggage loss or delay, medical insurance and medical evacuation (in case of illness or injury during travel) and a 24-hour assistance telephone line. Additionally, the U.S.

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What are the most important questions to ask when choosing business insurance?

Protect Commercial Insurance

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. Ask yourself: – Does having general liability insurance save me from costly lawsuits?

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5 Best Practices for Effective Claims Reviews

Risk Management Monitor

Another company may have an unusually high experience modification rate that they want to bring down by reducing the frequency of worker injuries. For instance, perhaps a restaurant chain experiences a high frequency of slip-and-fall claims from workers in its kitchens. Potential Benefits.

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E&O vs. EPLI: What Coverage Do Your Clients Need?

ProWriters

E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage.