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Court: 911 Not Part of Emergency Services, Barring Dispatcher Liability Coverage

Insurance Journal

A 911 dispatch center is not necessarily part of a county’s emergency services department and is not covered by a secondary liability insurance policy, a federal appeals court found this week in a decision that will cost Travelers several million …

Liability 147
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Markets/Coverages: Mosaic Launches Combined General, Environmental Liability Cover

Insurance Journal

Mosaic Insurance has launched a combined environmental product that merges primary commercial general liability with a suite of added pollution and professional coverages. The company’s new Site Pollution & General Liability (SGL) form provides primary and excess (supported and unsupported) …

Liability 211
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Insurer Says Pollution Exclusion Sinks Coverage for Pool Chemical Injuries

Insurance Journal

A commercial general liability policy with a pollution exclusion does not protect a Virginia homeowners association from lawsuits filed by swimmers alleging they were injured by chemicals discharged into the community pool. That is the argument made by Philadelphia Indemnity …

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Florida-based FCCI Moving Into Excess and Surplus Market Oct. 1

Insurance Journal

Sarasota-based FCCI Insurance Group will soon start writing excess and surplus lines across much of the country, the carrier announced this week. Florida, Georgia and Texas insurance agents can submit general liability and commercial excess business to FCCI Specialty Insurance

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Construction Defects Are Not Covered Property Damage in Commercial Liability Policy

Insurance Journal

A home builder is not covered under the property damage coverage in its commercial liability policy for construction defects for which it was responsible. A three-judge panel of the Massachusetts Appeals Court has held for the first time that “construction …

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Transforming Insurance Operations Across All Lines of Business with Underwriter Link

Insurance Journal

In today’s fast-paced insurance market, underwriters and wholesalers face increasing pressure to streamline operations, reduce manual processes, and enhance efficiency across multiple lines of business (LOBs). Whether it’s General Liability, … This post is part of a series sponsored by Selectsys.

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What Latest Ivans Index Shows About Commercial Lines Renewal Rate Changes

Insurance Journal

Year over year, commercial auto, business owners, general liability, commercial property and umbrella experienced … All major commercial lines premium renewal rates were higher in July than in June, except commercial property which decreased, according to the latest monthly Ivans Index.