Insurance Journal

OCTOBER 14, 2024

In the complex world of Workers’ Compensation and General Liability (GL) insurance, underwriters face the challenge of managing diverse carrier systems while ensuring compliance and maintaining efficiency. This post is part of a series sponsored by Selectsys. To overcome these …

Underwriting 130

Underwriting Underwriter Workers Compensation Compensation 130

Central Insurance

AUGUST 21, 2024

Explore key policies like general liability, property, and professional liability insurance, ensuring full coverage for your business. Learn why business insurance for LLCs is essential to protect your assets and operations. The post Business Insurance for LLCs: What Policies Do You Need for Full Coverage?

Business Insurance 130

Business Insurance Policy Professional Liability Insurance General Liability 130

Central Insurance

JULY 25, 2024

LRO insurance provides comprehensive protection against commercial property damage, liability claims, and income loss. In this article, we explore the key differences between LRO and general liability insurance and why commercial landlords need to have this coverage. The post What is LRO Insurance?

General Liability 130

General Liability Commercial Property Property Damage Commercial 130

Jackson & Jackson

NOVEMBER 16, 2024

Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. Professional Liability Insurance protects your business against claims of negligence, errors, or omissions that result in financial losses for your clients.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Jackson & Jackson

JANUARY 10, 2024

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. The Gaps in Cyber Insurance: Cyber Liability Insurance and Data Breach Coverage are designed to protect against various cyber threats, but they have limitations.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Understanding General Liability Insurance General liability insurance is a must-have for any business. Professional Liability Insurance Explained Also known as errors and omissions insurance, professional liability insurance is vital for service-based businesses.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. There are various types of liability insurance, including general liability, product liability, and professional liability.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. Commercial umbrella insurance kicks in when those limits are reached, providing the extra coverage needed to handle high-cost liabilities.

Commercial Umbrella 52

Commercial Umbrella Commercial Liability Liability Insurance 52

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

Improvements in commercial property, commercial multi-peril, and workers compensation were offset by continued deterioration in commercial auto and general liability. General liability has worsened and is expected to be unprofitable through 2026.”

Commercial 49

Commercial Underwriting Underwriter General Liability 49

Corvus

JUNE 18, 2024

General liability insurance is the most regularly purchased insurance policy among small businesses. It’s not hard to understand why — the risk of unruly equipment and product mishaps are both common and completely tangible. That’s why cyber is tricky. It’s a newer risk that exists behind screens, not wet floor signs.

Cyber 40

Cyber General Liability Property Damage Liability Insurance 40

Distinguished

SEPTEMBER 10, 2024

Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites.  For instance, employees injured on the job should be covered by their Contractor’s General Liability policy.   Our Builder’s Risk program does not cover some specific risks.

Risk 52

Risk General Liability Broker-Agent Insurer 52

Zywave

SEPTEMBER 25, 2024

But beyond just the employee benefits, the workers’ compensation and general liability markets are also feeling the pinch of increased medical costs. We’ve broken down the midyear trends by market for: Commercial Auto Commercial Property Cyber General Liability Employee Benefits Workers’ Compensation EPL D&O Get your copy now!

Workers Compensation 52

Workers Compensation General Liability Commercial Commercial Property 52

Hunton Andrews Kurth

SEPTEMBER 2, 2021

As reported on the Hunton Insurance Recovery blog, Hunton product liability and mass tort attorneys Elizabeth Reese and Alexandra Brisky Cunningham and insurance attorney Latosha Ellis recently published an article in Risk Management discussing key lessons from Peloton’s Tread+ Recall. The article discusses trends in U.S.

Commercial General Liability 52

Commercial General Liability General Liability Liability Commercial 52

Distinguished

OCTOBER 15, 2024

However, it will not be covered for liability claims under a Builder’s Risk policy since that policy is not designed to cover the contractor’s operations, such as poor workmanship or negligence. Instead, a contractor’s operations liability should be covered by a separate Contractor’s General Liability policy.

Policy 52

Policy Risk Broker-Agent Liability 52

Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. General Liability Insurance General liability insurance is essential for any business, including tailors. Product Liability Insurance As a tailor, you create and sell products to your customers.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Scott Insurance

JANUARY 28, 2022

Generally, the only exception to this exclusion is if the mold results from another cause of loss (i.e., Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure.

General Liability 52

General Liability Deductible Liability Property Damage 52

Protect Commercial Insurance

OCTOBER 25, 2024

– Is there a high level of professional liability in your operations? Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Property Insurance Centre

JANUARY 4, 2024

Rates for general liability, commercial auto, and umbrella/excess liability continue to increase, albeit at a reduced pace. Social inflation and rising claim costs are top concerns for liability insurers. Over the past 23 consecutive quarters, liability rates have seen steady increases.

Property Insurance 52

Property Insurance Commercial Property Liability Premium 52

LexisNexis

AUGUST 6, 2024

Insurance Coverage for PFAS Liability Address potential insurance coverage for tort and environmental liability arising from PFAS compounds.

Commercial General Liability 40

Commercial General Liability Liability General Liability Policy 40

ProWriters

APRIL 3, 2024

Both types of policies involve legal liabilities and are important. Understanding E&O Insurance Errors and Omissions (E&O) Insurance is liability coverage protecting professionals against claims for negligence, errors, or mistakes made in the course of their work. E&O is a subset of Professional Liability Insurance.

Liability 52

Liability Cyber Property Damage Claim 52

Hunton Andrews Kurth

JULY 20, 2023

As reported on Hunton’s Insurance Recovery Blog , the Fifth Circuit recently held that Blue Bell Creameries’ commercial general liability (CGL) insurers do not have a duty to defend the ice cream company in a shareholder lawsuit, which arose from a Listeria outbreak.

Commercial General Liability 40

Commercial General Liability General Liability Injury Property Damage 40

Mark Jackson Insurance Agency

APRIL 15, 2024

You should consider general liability insurance and perhaps additional commercial umbrella insurance to protect your business in the event that your business is responsible for injury or harm to a non-employee, but workers’ comp is meant for providing coverage to your employees.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

ProWriters

APRIL 17, 2024

One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. Cyber Liability for Bodily Injury: Some Examples How might a cyber incident end up causing bodily harm? However, a strong Cyber Liability Insurance policy could potentially provide coverage.

Injury 52

Injury Cyber Liability Liability Insurance 52

Distinguished

JULY 8, 2024

The primary general liability (GL) coverage has a specific geographic restriction: it is not available for hotels located adjacent to the beach in Hawaii. Her extensive experience includes roles in underwriting, claims, and risk management across various sectors, including hospitality, professional liability, and emergency services.

Insurance Broker 52

Insurance Broker Broker Broker-Agent Insurance 52

Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. Crime scores treat all crimes as equal, thereby failing to take into account heightened general liability risk associated with certain types of crime.

Crime 52

Crime Insurance Carrier Risk General Liability 52

Final Expense Brokerage

JULY 3, 2024

Example: Targeting Small Business Owners Small business owners need various types of insurance, from general liability to health insurance for their employees. LinkedIn’s advanced targeting features enable you to reach this specific audience. Ad Strategy: Visuals: Use professional images of business settings and satisfied employees.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Life Insurance 130

Distinguished

SEPTEMBER 25, 2024

Premises liability claims : Legal expenses and liability coverage related to any injuries, including trips and falls, that occur on the site. Our program also offers the following coverages: General liability insurance Mold and fungus Off-site materials in transit How Much Does Builder’s Risk Cost in Tennessee?

Risk 52

Risk Broker-Agent Insurer Insurance 52

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

American Agents Alliance

SEPTEMBER 6, 2024

Shield offers General Liability, Excess Liability and Workers’ Compensation for a wide array of classes, including general contractors, roofers, plumbers and much more. Shield Commercial Insurance Services : Shield has delivered superior commercial and residential contractors insurance products for over 20 years.

Workers Compensation 52

Workers Compensation Insurance Insured Insurer 52

Triple-I: Workers Compensation

MARCH 21, 2023

The lines of coverage written typically are those with more predictable losses, such as workers compensation, general liability, and automobile liability and physical damage.” “Each owner makes a modest initial capital contribution,” states the paper, Group Captives: An Opportunity to Lower Cost of Risk.

Workers Compensation 40

Workers Compensation Premium Liability General Liability 40

Hunton Andrews Kurth

FEBRUARY 15, 2024

One key focus is Illinois’ Biometric Information Privacy Act (“BIPA”), but as lawmakers in other states continue to introduce legislation aimed at regulating the use of biometric data, more court decisions may muddy the waters regarding what conduct may be covered under a general liability policy.

General Liability 52

General Liability Insurance Policy Claim Policy 52

Distinguished

SEPTEMBER 17, 2024

And regarding coverage, if the named insured is the builder, or there is a relationship between the named insured and the builder, in that capacity we would exclude general liability coverage. Property and Liability products are distributed through a national network of agents and brokers.

Risk 52

Risk Broker-Agent Deductible Insurance 52

American Agents Alliance

SEPTEMBER 26, 2024

For example, if you already provide general liability insurance to a construction company, adding surety bonds to your product mix is a logical next step. This is an opportunity to discuss additional policies, such as professional liability or commercial auto insurance, further increasing your revenue potential.

Agents 52

Agents Insurance Agent Insurance Agents General Liability 52

Bankers Insurance

SEPTEMBER 12, 2023

This concept is typically applied in automobile insurance, both personal and business, and is also found in property, general liability, and worker’s compensation insurance. Its primary purpose is to protect you from bearing the financial burden of accidents that were not your fault.

Insurance Carrier 52

Insurance Carrier Compensation Deductible General Liability 52

Distinguished

AUGUST 26, 2024

This means complete property protection in the event of damages from: Extreme weather events Vandalism Theft Fire Beyond property damage, Distinguished also offers coverages for: General liability Soft costs Mold and fungus Off-site materials in transit How Much Does Builder’s Risk Cost in Michigan?

Risk 52

Risk Broker-Agent Insurer Insurance 52

Distinguished

AUGUST 12, 2024

This includes coverage for: General liability : Covers legal costs and damages that arise from lawsuits related to this construction, renovation, or betterment project. Property and Liability products are distributed through a national network of agents and brokers.

Risk 52

Risk Broker-Agent Insurer Insurance 52