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FEBRUARY 24, 2025

From understanding local exposures to leveraging tailored package policies, youll gain the insider knowledge needed to win your clients trust and business. General liability insurance: Coverage for legal claims related to customer injuries or property damage. What Exposures Do Charlotte Restaurants Need to Worry About?

Liability 52

Liability Liability Insurance Insurer Insurance 52

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MARCH 20, 2025

Not only are they insured in the event of a covered risk, but they can also sleep well at night knowing they have a policy limit that is high enough to cover whatever gets thrown their way. General liability : Covers the costs of fighting litigation plus covered damages that might come from it.

Building 52

Building Protection Damage Liability 52

Scott Insurance

JANUARY 28, 2022

Generally, the only exception to this exclusion is if the mold results from another cause of loss (i.e., In some situations, property policies might give a sub-limit to help with remediation costs. Generally, these policies have higher deductibles than standard policies – $25k, $50k, or $100k are common deductibles.

General Liability 52

General Liability Deductible Liability Property Damage 52

Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. Crime scores treat all crimes as equal, thereby failing to take into account heightened general liability risk associated with certain types of crime.

Crime 52

Crime Insurance Carrier Risk General Liability 52

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SEPTEMBER 10, 2024

Who Needs to be Insured by a Builder’s Risk Policy in Alabama? For a Builder’s Risk policy anywhere in the United States, it’s important everyone with a financial stake in the project be named in the policy. You can learn more about this topic in our guide to who pays for Builder’s Risk.

Risk 52

Risk General Liability Broker-Agent Insurer 52

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JULY 8, 2024

Hear from industry experts as they discuss critical differences in Hotel Primary policies and key risks to consider. Underwriters with hospitality industry knowledge and expertise. The primary general liability (GL) coverage has a specific geographic restriction: it is not available for hotels located adjacent to the beach in Hawaii.

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Insurance Broker Broker Broker-Agent Insurer 52

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SEPTEMBER 17, 2024

If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. Are there any emerging trends in the construction industry that are impacting builder’s risk underwriting? We bound the policy for a six-month term, and the premium was $1,300.

Risk 52

Risk Broker-Agent Deductible Insurer 52