Insurance Journal

AUGUST 4, 2024

A Connecticut clinical social worker believes her homeowners insurer should defend and indemnify her against claims she violated patients’ privacy by accessing and sharing their private medical information. She says the lawsuit against her triggers her homeowners coverage because the …

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Insurance Journal

AUGUST 4, 2024

By William Rabb Reinsurance in Florida’s long-stressed property insurance market was supposed to have stabilized this year – with only moderate rate increases and more availability. But those calmer waters apparently have not reached the mobile home market, and Florida …

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Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. 3 or 5 years).

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Wren Insurance Agency

AUGUST 28, 2024

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). RCV is equal to the amount it would take to replace your contents at today's prices.

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Elmore

AUGUST 14, 2024

Hefty capital returns to shareholders in reinsurers are expected, with shares likely to follow The post Pricier home insurance leaves some investors reaping the gains appeared first on Elmore Insurance Brokers.

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Boyle Agency Insurance

MAY 3, 2024

This Bogle Agency Insurance blog post will guide you through the necessary steps to take after a disaster strikes and how to navigate the home insurance claims process smoothly. Home Insurance Claim Step I: Assess the Safety of Your Home After a disaster, the safety of you and your family should be the top priority.

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Paragon Independent Insurance Agencies

JULY 31, 2024

We are here to help you fully understand what a home insurance deductible is and which is best for you. What is a Home Insurance Deductible? A home insurance deductible is the money you must pay out of pocket when filing a claim before your insurance kicks in. Let us help you today.

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Mark Jackson Insurance Agency

JULY 8, 2024

Home renovation samples by Pixabay Renovating your home can be an exciting journey, transforming your living space into the dream dwelling you've always wanted. However, amidst the excitement, it's crucial to undertake precautions to avoid common pitfalls that could lead to home insurance claims.

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Elmore

SEPTEMBER 2, 2024

An increase in weather-related risk creates dilemmas for property owners, providers and governments The post Business school teaching case study: what does climate change mean for home insurance? appeared first on Elmore Insurance Brokers.

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Insurance Agent Near Me

JUNE 5, 2024

Gain insight into the value of home insurance advisors with '5 Reasons Why You Need a Local Home Insurance Advisor in Your Corner'. The post 5 Reasons Why You Need a Local Home Insurance Advisor in Your Corner appeared first on Insurance Agent Near Me.

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Insurance Journal

AUGUST 26, 2024

Home insurance is becoming unaffordable for a growing number of Australian households as increased climate threats drive up their premiums, potentially putting billions of dollars in mortgage loans at risk, a report said on Monday. As of March 2024, 15% …

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Elmore

AUGUST 11, 2024

Insurers increase prices after paying out record weather-related claims in 2023 The post Average UK home insurance policy jumps to almost £400 appeared first on Elmore Insurance Brokers.

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Cover4LetProperty

JANUARY 29, 2024

At its simplest, therefore, a home is a home, whilst let property is a business asset. To understand why landlord insurance is typically more expensive than standard home insurance, it might be helpful to go back to the basics of insurance itself. So why is the one more expensive than the other?

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Insurance Journal

OCTOBER 6, 2024

Hippo, a publicly traded property insurance brokerage based in California, said it will expand its new homes insurance program in the disaster-prone states of Florida, Texas and California. By the end of this year, Hippo, owned by a number of …

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Relation

JUNE 13, 2023

The home insurance rate increase is stemming from the perfect storm of market trends that have driven up the cost of building homes — and with it the cost of insuring them for repair and replacement. in 2021 with losses exceeding $1 […] The post What is causing the home insurance rate increase?

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Insurance Journal

JULY 16, 2024

Florida Peninsula Holdings and Windward Holdings, which together own and manage Florida Peninsula Insurance Co., Edison Insurance and Ovation Home Insurance Exchange, has named is co-founder vice chairman of the board. Gary Cantor, who, along with Paul Adkins, CEO of …

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Wren Insurance Agency

SEPTEMBER 25, 2024

If you live in a condo, townhome, or HOA community, it's likely your association has a variety of insurance coverages on the community to protect you, your neighbors and guests on the complex's common grounds like the pool, clubhouse, gym and walkways.

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Insurance Journal

AUGUST 20, 2024

America’s home insurance crisis By now, if you haven’t heard about insurance companies (large and small) and their max exodus from the most risky states, you may have been living … This post is part of a series sponsored by AgentSync.

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Insurance Journal

JULY 19, 2024

Independent agents play a critical role in helping clients find the right home insurance policies for them. They are also instrumental in sharing information about general safety considerations for homeowners, which is especially essential during the summer when risks tend …

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Simply Insurance

OCTOBER 8, 2024

Finding out you need to get home insurance coverage before you can close on your loan can be nerve wrecking.But it doesn't have to be:There are some very fast ways to get a home insurance quote. And depending on your specific situation, having homeowners isn't actually always required.

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Insurance Journal

JULY 14, 2024

Home Insurance Costs “I never even talked about insurance, really up until the last year and a half. … Now, it’s a significant impact for the borrower as they qualify for the loan.” ” — Said Julee Felsman, senior vice president …

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Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. Home Insurance Like any other residence, a tiny home is eligible for various types of home insurance coverage.

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Wren Insurance Agency

OCTOBER 17, 2024

If you have any questions about home insurance claims or adjuster involvement in such activities, please feel free to reach out to us anytime. In the end, it is every adjuster's goal to close claims as quickly as possible and come to a settlement resolution, regardless of who they are working for.

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TGS

SEPTEMBER 6, 2023

On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. What Will a Standard Home Insurance Policy Cover During Renovations? For example, standard home insurance will not cover theft or vandalism during construction.

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Paragon Independent Insurance Agencies

JUNE 28, 2024

High Ticket Items Luxury furnishings, jewelry, floor coverings, and artwork are some high-ticket items that could require additional home insurance coverage. Recording these items now will prevent you from overlooking them when you are ready to modify your existing home insurance policy.

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Cover4LetProperty

DECEMBER 1, 2023

The main difference between home insurance and landlord insurance lies in the intended purpose and cover. The main difference between home insurance and landlord insurance lies in the intended purpose and cover. Landlord insurance: specifically tailored for properties that are being let to tenants.

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TGS

SEPTEMBER 14, 2023

Additional Insured On Your Home Insurance When it comes to home insurance, the additional insured is often a household member. As a household member who is covered by the home insurance policy, that retiree is an additional insured. In other words, they’ve got skin in the game!

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EverQuote

JUNE 27, 2024

If you’re a P&C agent, you’ve probably built your agency on auto or home insurance sales. Everyone who owns a home or a car must carry insurance, so you’re practically guaranteed to bring in revenue. There’s no harm in that!

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TGS

OCTOBER 3, 2023

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. How Do You Get a Quote on Home Insurance, and How Long Does it Take? You can get a free homeowners insurance quote by visiting the carrier website or by consulting an independent agency like TGS Insurance.

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Mark Jackson Insurance Agency

MAY 21, 2024

Home Office Desk by Ken Tomita The rise of home-based businesses has been one of the most significant shifts in the modern work landscape. While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs.

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The Insurance Marketer

AUGUST 24, 2023

The insurance industry is vast and varied, and while many people are familiar with standard types like auto, health, and home insurance, there are some more unique and niche insurance.

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Shield Insurance Agency

JUNE 11, 2024

The Red Cross | Thunderstorm | Home Insurance | Auto Insurance | Contact Us Need Help Now? Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail.

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TGS

OCTOBER 6, 2023

The most common practice is to match the home insurance to the home deed. Those listed on your home insurance, known as the named insured, have the power to make changes to the policy, cancel it, or make a claim. However, the homeowners insurance coverage extends beyond those named on the policy.

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TGS

SEPTEMBER 22, 2023

TGS Insurance » Blog What is Homeowners Insurance Non Renewal? Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. There are a number of reasons why an insurance carrier can decide not to offer you a home insurance policy renewal.

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Triple-I: Homeowners Insurance

OCTOBER 14, 2024

Despite warnings from two leading insurance rating agencies that Hurricane Milton weakened or threatened Florida’s recovering home insurance market, the market “can manage losses” from the Category 4 storm “and are ready to cover yet another hurricane,” if one should come this season, according to industry experts who spoke with the South Florida Sun (..)

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Wren Insurance Agency

SEPTEMBER 18, 2024

So regular homeowners insurance (or condo insurance) on the home itself is required, especially if the home is financed. Second, if your seasonal home will be unoccupied for several weeks a year or more, you may want to consider "Unoccupied Home Insurance," which provides coverage even when the home is vacant.

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Wren Insurance Agency

JULY 8, 2024

Here are a few things to keep in mind while looking at homes that can help keep your insurance rates down: Cast iron pipes. If the home you are considering has a roof under 10 years old, you will have the most options when it comes to home insurance. Your options lessen with 11-15 year old roofs.

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