TGS

NOVEMBER 25, 2024

So, how can you keep your home and loved ones safe this Thanksgiving? Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens. Where Does Home Insurance Come In? That’s where homeowners insurance steps in.

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TGS

OCTOBER 3, 2023

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. How Do You Get a Quote on Home Insurance, and How Long Does it Take? You can get a free homeowners insurance quote by visiting the carrier website or by consulting an independent agency like TGS Insurance.

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TGS

SEPTEMBER 6, 2023

On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. What Will a Standard Home Insurance Policy Cover During Renovations? For example, standard home insurance will not cover theft or vandalism during construction.

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TGS

SEPTEMBER 14, 2023

Additional Insured On Your Home Insurance When it comes to home insurance, the additional insured is often a household member. As a household member who is covered by the home insurance policy, that retiree is an additional insured. In other words, they’ve got skin in the game!

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TGS

DECEMBER 9, 2024

As you merge lives, youll likely merge insurance policies, too. Combining auto insurance , home insurance , and/or health insurance under a single provider often means discounts. Have you considered how tying the knot might affect your life insurance? But dont forget the fine print.

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TGS

NOVEMBER 5, 2024

Sure, a pool or trampoline can be a ton of fun, but they also come with liability risks. Insurers aren’t trying to rain on your parade; they just need to know what potential liabilities exist so they can price your policy accurately. Are there pets, especially large dogs, living on the property?

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TGS

DECEMBER 2, 2024

Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property. Plus, with affordable insurance options available, there’s really no excuse to drive without it. At TGS Insurance Agency, we specialize in helping drivers navigate the complexities of Florida auto insurance.

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TGS

NOVEMBER 18, 2024

While it covers medical expenses, lost wages, and certain other costs, it doesn’t cover property damage to your car or liability for damages to others. That’s where additional coverage types, like Property Damage Liability (PDL) and Bodily Injury Liability (BIL) , come into play. appeared first on TGS Insurance Agency.

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Wren Insurance Agency

NOVEMBER 13, 2024

These "non-admitted" companies provide tailored solutions for unusual or high-risk needs, such as: For Individuals/Families: Golf carts/unique recreational Vehicles A desire for higher limits than admitted insurers are willing to provide Historical homes or homes with unique architecture For Companies/Associations: Large properties or complexes Garage (..)

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Wren Insurance Agency

SEPTEMBER 18, 2024

So regular homeowners insurance (or condo insurance) on the home itself is required, especially if the home is financed. Second, if your seasonal home will be unoccupied for several weeks a year or more, you may want to consider "Unoccupied Home Insurance," which provides coverage even when the home is vacant.

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TGS

OCTOBER 3, 2024

If you own a breed of dog that’s considered high-risk (like a pit bull or Rottweiler), your insurer may increase your premium—or even refuse coverage. This is because some dog breeds are statistically more likely to be involved in liability claims. Get an instant quote with TGS Insurance Agency to see how you can save.

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TGS

NOVEMBER 1, 2024

A police report can be an invaluable piece of documentation when sorting out insurance claims or liability issues later. What You Can Do: Call the police and wait for them to arrive, even if the other driver suggests skipping this step. Document the Scene This step is crucial.

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TGS

NOVEMBER 15, 2024

On the other hand, an older vehicle that’s mostly used for quick errands may only need liability insurance. Talk with your insurance representative to find the right coverage balance based on each car’s purpose and value.

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TGS

APRIL 18, 2025

Insurance tip: Drafty or unsecured windows could become a liability during stormsor worse, break-ins. Clear Gutters and Downspouts Why it matters: Clogged gutters can send rainwater straight into your homes foundation or basement. Get started todaybecause your home deserves spring cleaning and strong protection.

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Friendly Agent

DECEMBER 3, 2020

In fact i’ll argue that the best way to get into an insurance agency business is by working part time initially. Also by working as a side hustle you can start gaining experience in the insurance industry and figure out if it is right for you or not. How do I start a side hustle in Insurance Agency space?

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TGS

JANUARY 2, 2025

Auto Insurance Remains a Legal Requirement in Texas While safety inspections for non-commercial vehicles have been eliminated, auto insurance remains a legal requirement for all Texas drivers. The state mandates a minimum level of liability coverage to ensure financial responsibility in the event of an accident.

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TGS

JANUARY 28, 2025

TGS Insurance Blog Home Insurance Tips for Renovations: Protect Your Investment Renovating your home is excitingwhether youre adding an extra bedroom, modernizing the kitchen, or installing your dream spa-like bathroom. Water damage is one of the most common home insurance claims, so taking preventive steps here is key.

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