TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare.

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TGS

FEBRUARY 14, 2025

This specialized coverage goes beyond the limits of traditional insurance policies, offering: Higher Coverage Limits Protect high-value items without the restrictive caps of a standard policy. All-Risk Protection Coverage against loss, theft, damage, and even mysterious disappearance (because sometimes things just vanish).

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Mark Jackson Insurance Agency

JULY 8, 2024

Home renovation samples by Pixabay Renovating your home can be an exciting journey, transforming your living space into the dream dwelling you've always wanted. However, amidst the excitement, it's crucial to undertake precautions to avoid common pitfalls that could lead to home insurance claims.

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Paragon Independent Insurance Agencies

JANUARY 15, 2025

Many rely on home insurance solutions from teams like the Paragon Independent Insurance Agency to protect their homes from these risks. If you’re seeking home insurance solutions in the Plano, TX area, we’re here to help.

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Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

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TGS

NOVEMBER 12, 2024

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. Well, it all comes down to risk. To insurance providers, that’s a win.

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TGS

MARCH 4, 2025

Florida law requires all drivers to carry a minimum level of insurance coverage, and failing to comply can lead to penalties, legal trouble, and financial headaches. At TGS Insurance, were here to help you understand the risks of driving uninsured and why securing the right coverage is a smart move for every Florida driver.

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Agency MVP

DECEMBER 20, 2021

When you own your insurance agency, you know that as an entrepreneur you have to stay on top of things regarding your business. You have to make sure the needs of your customers are met, which means the more value you have to offer your customers, the more customers you will get signed with your insurance agency.

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Neilson Marketing Services

DECEMBER 5, 2024

As an insurance website SEO services company , Neilson Marketing Services is here to help insurance professionals rise above the competition by navigating the complexities of modern SEO. In fact, according to McKinsey & Company research , customers expect seamless digital experiences from insurers.

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Wren Insurance Agency

OCTOBER 23, 2024

Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two prior to a named storm possibly impacting the state.

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Shield Insurance Agency

JUNE 11, 2024

The Red Cross | Thunderstorm | Home Insurance | Auto Insurance | Contact Us Need Help Now? Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail.

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Shield Insurance Agency

JULY 2, 2024

Shield Insurance Agency Blog | Shielding Your Wealth | Start A Quote at this Link! With the right planning strategies and risk management techniques, you can achieve financial security and legal protection for your assets. Insurance is a critical component of any comprehensive protection plan.

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Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. Home Insurance Like any other residence, a tiny home is eligible for various types of home insurance coverage.

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TGS

SEPTEMBER 22, 2023

TGS Insurance » Blog What is Homeowners Insurance Non Renewal? Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. There are a number of reasons why an insurance carrier can decide not to offer you a home insurance policy renewal.

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TGS

JANUARY 6, 2025

Insurers will need to adjust rates to accommodate the increased coverage levels. The Risk of Increased Uninsured Motorists One concern raised by experts is whether higher premiums will push more drivers to drop their insurance altogether, increasing the rate of uninsured motorists.

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TGS

NOVEMBER 25, 2024

So, how can you keep your home and loved ones safe this Thanksgiving? Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens. Where Does Home Insurance Come In? That’s where homeowners insurance steps in.

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TGS

SEPTEMBER 6, 2023

On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. What Will a Standard Home Insurance Policy Cover During Renovations? Do You Need a Different Insurance Policy During Home Renovations?

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Shield Insurance Agency

AUGUST 20, 2024

When you file a claim, it signals to the insurance company that you are more likely to cost them money in the future. As a result, the insurance company may raise your premiums to offset the potential risk. Shield Insurance Agency represents over 45 insurance companies.

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Shield Insurance Agency

JUNE 28, 2024

Taking these precautionary measures can significantly reduce the risk of falling victim to scam artists posing as legitimate contractors. Shield Insurance Agency represents over 40 insurance companies. In many regions, you can look up a contractor’s license number through government websites.

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TGS

DECEMBER 13, 2024

Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you. What Does Jewelry Insurance Cover? Insurance policies for jewelry can vary, but most provide coverage for common risks, such as: Loss : Ever misplaced a ring at the gym or dropped an earring at a bustling party?

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TGS

NOVEMBER 27, 2024

Let’s dive into some budget-friendly safety upgrades that can help you save money while giving your home insurance provider fewer reasons to worry. Why Home Safety Affects Insurance Premiums Insurance companies calculate premiums based on risk. Keeping your landscaping tidy reduces both risks.

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TGS

OCTOBER 17, 2023

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

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TGS

DECEMBER 2, 2024

The long-term consequences can follow you for years: Higher Insurance Premiums : Insurers will likely increase your rates once you’re labeled a high-risk driver, making coverage more expensive. Why Risk It? Think of it this way: Car insurance isn’t just a legal requirement—it’s a safety net.

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TGS

NOVEMBER 5, 2024

These questions help insurers figure out who’s on the property most of the time and for what purpose. After all, a home that’s rented out or left unoccupied part of the year faces different risks than one where you’re living day in and day out. Location-Specific Risks: Is Your Home Prepared for Nature’s Wrath?

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TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. Pets Believe it or not, having certain pets can impact your insurance premium.

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TGS

DECEMBER 4, 2024

While they don’t dry out, artificial trees can still pose fire risks, especially if they’re not fire-resistant. Christmas Tree Safety and Your Home Insurance By keeping these tips in mind, you’re not just safeguarding your home—you’re ensuring your holiday season is filled with joy and peace of mind. Not so fast!

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TGS

SEPTEMBER 11, 2023

Calculating Your Rates With Wind Pool Additional Windstorm Insurance Options With TGS What is the South Carolina Wind Pool? The South Carolina Legislature required insurance to be available to at-risk coastal homes. Why Would I Have to Get South Carolina Wind Pool Insurance? This program started in 1971.

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TGS

DECEMBER 16, 2024

Why is a Home Inventory Important for Insurance? Accurate Coverage : Knowing the value of your belongings ensures that your homeowners insurance or renters insurance policy offers sufficient coverage. Without this, you risk being underinsured. Need assistance tailoring your policy to match your homes true value?

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Mark Jackson Insurance Agency

MAY 21, 2024

While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home.

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TGS

DECEMBER 18, 2024

TGS Insurance Blog Christmas Light Safety Tips Christmas lights are the ultimate way to turn your home into a festive wonderland, but they also come with a few safety risks if not handled properly. This reduces the risk of fire and keeps your electric bill in check.

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Wren Insurance Agency

NOVEMBER 13, 2024

This is where "surplus lines" insurance comes in. A surplus lines company is a type of insurer that provides coverage for risks that are unavailable through standard, licensed carriers. Costs can be higher for policyholders and if a surplus lines carrier goes insolvent, existing claims will not be paid by the State.

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TGS

OCTOBER 28, 2024

Conversely, if you’re someone who drives less frequently and in low-risk areas, you might feel comfortable taking on a higher deductible because the chances of needing to file a claim are reduced. Fewer miles on the road typically mean a lower risk of an accident, which could make a higher deductible and lower premiums a safe bet.

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TGS

NOVEMBER 29, 2024

Opt for In-Store Pickup Sure, it’s a little less convenient, but picking up orders in-store eliminates the risk of porch theft entirely. A Closer Look The post Protecting Your Holiday Cheer: Tips to Prevent Package Theft This Season appeared first on TGS Insurance Agency.

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TGS

DECEMBER 9, 2024

As you merge lives, youll likely merge insurance policies, too. Combining auto insurance , home insurance , and/or health insurance under a single provider often means discounts. Have you considered how tying the knot might affect your life insurance? But dont forget the fine print.

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Wren Insurance Agency

JULY 8, 2024

Here are a few things to keep in mind while looking at homes that can help keep your insurance rates down: Cast iron pipes. Additionally, it may be harder to find a competitive private carrier that will insure that home and take on the inherent risk. Solar Panels. Your options lessen with 11-15 year old roofs.

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Paragon Independent Insurance Agencies

APRIL 15, 2024

Are you curious about how to protect your tiny home or unconventional living space in Plano, TX, and the surrounding areas? We at Paragon Independent Insurance Agency have noticed the growing trend and love the creativity we’re seeing. But we also know that figuring out the right insurance can be a bit of a head-scratcher.

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InsuredMine

MAY 2, 2024

Can you imagine a world where your car could automatically adjust your insurance premium based on how safely you drive? Or what if your home insurance could send you alerts about potential risks and offer customized coverage options?

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