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How to Read Homeowners Insurance Quotes

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TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote.

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How Can I Get Homeowners Insurance After Non Renewal?

TGS

Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. There are a number of reasons why an insurance carrier can decide not to offer you a home insurance policy renewal. Homeowners insurance non renewal can happen to anyone.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

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Let’s take a look at some of the most common ways that home renovations will impact your insurance policy. Unreported Renovations Can Cause a Lapse in Coverage For significant home renovations, your insurance carrier may require you to notify them about the project up to 30 days before construction starts.

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Who Needs to be Listed on Homeowners Insurance

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The most common practice is to match the home insurance to the home deed. Those listed on your home insurance, known as the named insured, have the power to make changes to the policy, cancel it, or make a claim. However, the homeowners insurance coverage extends beyond those named on the policy.

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Additional Insured vs. Additional Interest: Understanding Your Policy

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Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not. However, they do still enjoy the benefits of your policy.

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Benefits of an Independent Insurance Agent for Your Personal Insurance Needs

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Insurance agencies can be sorted into two categories: captive and independent. A captive agency is tied to one insurance carrier, which means these agents are biased to make money for their specific carrier. On the flip side, an independent agency works fluidly with several insurance carriers.

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Best Auto Insurance for Electric Vehicles

TGS

Best Auto Insurance for Electric Vehicles Your auto insurance premium will change depending on a variety of factors, including your age and your at-fault accident history. That cost is the main driver of high electric vehicle insurance premiums. You may need to add equipment breakdown coverage to your home insurance.