Replacement Cost Value vs. Actual Cash Value When it Comes to Home Insurance
Wren Insurance Agency
AUGUST 28, 2024
At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). Now, due to a claim (tied to a weather event, fire, theft, etc.), As you can imagine, most items in your home lose value over time.
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