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Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums

TGS

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. Yes, you read that right.

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Top Reasons Your Home Insurance Premium Might Increase [2024]

TGS

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare.

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What to Do After a Car Accident: A Step-by-Step Guide

TGS

Plus, having a police report on file can help you later when dealing with insurance claims. A police report can be an invaluable piece of documentation when sorting out insurance claims or liability issues later. Keep all medical records and receipts in case you need them for an insurance claim.

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Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote

TGS

Insurers are going to take a peek into the past here. They’ll want to know if you’ve filed any claims before and, if so, what those claims were about. Questions might include: Have you made any major insurance claims in the last five years? What were the reasons behind those claims?

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Benefits of an Independent Insurance Agent for Your Personal Insurance Needs

TGS

Not Just Selling Insurance A captive insurance agent only has one job: selling you on an insurance policy with their carrier. Unfortunately, that leaves you responsible for other critical tasks, such as coordinating with your mortgage after switching home insurance policies.

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What Does It Mean to Be a No-Fault State?

TGS

Pros: Faster Claims Processing: Since you’re dealing with your own insurer, claims are often processed more quickly. At TGS Insurance Agency, we specialize in helping drivers navigate the complexities of Florida auto insurance , from selecting the right PIP coverage to ensuring you’re protected in any scenario.

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Buying Boat Insurance 101: What You Need to Know

Maritime Insurance International

A common question is whether or not home insurance policies cover boats. The fact is that some home policies do and some do not. If your boat is worth more than the coverage offered by your home insurance policy, purchasing a dedicated boat insurance policy is a good idea. Zero Claims. Boat Value.