TGS

NOVEMBER 5, 2024

Sure, a pool or trampoline can be a ton of fun, but they also come with liability risks. Insurers aren’t trying to rain on your parade; they just need to know what potential liabilities exist so they can price your policy accurately. Are there pets, especially large dogs, living on the property?

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TGS

NOVEMBER 1, 2024

A police report can be an invaluable piece of documentation when sorting out insurance claims or liability issues later. What You Can Do: Call the police and wait for them to arrive, even if the other driver suggests skipping this step. Document the Scene This step is crucial.

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Maritime Insurance International

JUNE 5, 2020

In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead. What Does Homeowners Insurance Cover? You want more coverage options than your home policy provides.

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TGS

DECEMBER 9, 2024

As you merge lives, youll likely merge insurance policies, too. Combining auto insurance , home insurance , and/or health insurance under a single provider often means discounts. Have you considered how tying the knot might affect your life insurance? But dont forget the fine print.

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Cover4LetProperty

JANUARY 2, 2024

To understand how you might get the most appropriate cover for your let property, it might be helpful to recap the difference between buy to let insurance and standard home insurance. Not only is standard home insurance insufficient, but if you rely upon it for a let property, any claim may be rejected by your insurer.

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TGS

OCTOBER 3, 2024

If you own a breed of dog that’s considered high-risk (like a pit bull or Rottweiler), your insurer may increase your premium—or even refuse coverage. This is because some dog breeds are statistically more likely to be involved in liability claims. From hurricane protection to dog-friendly policies, we’ve got you covered.

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Maritime Insurance International

JUNE 5, 2020

A common question is whether or not home insurance policies cover boats. The fact is that some home policies do and some do not. If your boat is worth more than the coverage offered by your home insurance policy, purchasing a dedicated boat insurance policy is a good idea. Boat Value. Zero Claims.

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TGS

NOVEMBER 18, 2024

While it covers medical expenses, lost wages, and certain other costs, it doesn’t cover property damage to your car or liability for damages to others. That’s where additional coverage types, like Property Damage Liability (PDL) and Bodily Injury Liability (BIL) , come into play.

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Cover4LetProperty

AUGUST 15, 2022

So that you may feel better informed about your landlord insurance options – including the cost and the protection offered – let’s tackle some of the most frequently asked questions (FAQs) we’re asked here at Cover4LetProperty. Does cheap landlords’ insurance really exist? But does cheap landlord insurance really exist?

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TGS

DECEMBER 2, 2024

Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property. Contact TGS Insurance Agency today, and let’s find the coverage you need to stay legal, safe, and stress-free on the road. These aren’t optional—they’re mandatory. Skipping out on coverage isn’t just risky; it’s illegal.

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TGS

NOVEMBER 15, 2024

On the other hand, an older vehicle that’s mostly used for quick errands may only need liability insurance. Talk with your insurance representative to find the right coverage balance based on each car’s purpose and value.

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Jackson & Jackson

AUGUST 16, 2024

What is Homeowners Insurance? Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. Please contact us here!

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TGS

JANUARY 2, 2025

Auto Insurance Remains a Legal Requirement in Texas While safety inspections for non-commercial vehicles have been eliminated, auto insurance remains a legal requirement for all Texas drivers. The state mandates a minimum level of liability coverage to ensure financial responsibility in the event of an accident.

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TGS

JANUARY 28, 2025

TGS Insurance Blog Home Insurance Tips for Renovations: Protect Your Investment Renovating your home is excitingwhether youre adding an extra bedroom, modernizing the kitchen, or installing your dream spa-like bathroom. Water damage is one of the most common home insurance claims, so taking preventive steps here is key.

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