Zywave

APRIL 11, 2025

Get millions of datapoints from the Commercial Policy Benchmark API to supplement and inform your benchmarking of your offering against competitors in Cyber, D&O, and many others. Zywaves APIs can serve many industries outside of the insurance agency. Within Auto Related Industries (Dealerships, Parking, Servicing, etc.)

Broker-Agent 52

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TGS

FEBRUARY 14, 2025

Most standard homeowners or renters insurance policies offer limited coverage for high-value items, often capping jewelry and other valuables at a fraction of their worth. Imagine losing a $10,000 diamond engagement ring, only to find out your insurance only covers $1,500 of it.

Protection 52

Protection Home Insurance Insurance Insurer 52

TGS

NOVEMBER 20, 2024

TGS Insurance » Blog Does Credit Score Affect Home Insurance? A Closer Look If you’ve ever applied for home insurance and wondered why your credit score comes into play, you’re not alone. How Credit Score Impacts Home Insurance At its core, your credit score is a measure of financial reliability.

Home Insurance 52

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TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare.

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Home Insurance Premium Insurance Insurer 52

TGS

SEPTEMBER 14, 2023

Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not. What Is An Additional Interest?

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Policy Auto Insurance Home Insurance Insurance Policy 52

TGS

SEPTEMBER 6, 2023

TGS Insurance » Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

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Insurance Policy Policy Home Insurance Personal Property 52

Top Insurance Blogs

APRIL 17, 2025

Look forward to buying your house insurance policy, find out what the average cost of house insurance in the United States is.

Home Insurance 52

Home Insurance Insurance Policy Insurance Insurer 52

TGS

OCTOBER 6, 2023

TGS Insurance » Blog Who to List as a Named Insured on Your Homeowners Policy When your living situation changes, it’s important to make sure your insurance still makes sense. A big first step is confirming that you have the correct person or people listed on your homeowners policy!

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TGS

SEPTEMBER 22, 2023

Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. Unlike a policy cancellation, which can happen at any time, a non renewal can only occur at the end of your contract each year, when your policy is up for renewal. Why Does a Non Renewal Happen?

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TGS

MARCH 4, 2025

Common reasons include: Cost Concerns: Some drivers think insurance is too expensive and skip it to save money. Lapsed Policies: Others let their coverage lapse unintentionally due to missed payments or forgetting to renew. Misunderstanding the Law: A few assume that if theyre careful drivers, they dont need insurance.

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Auto Insurance License Insurance Insurer 52

TGS

DECEMBER 11, 2024

TGS Insurance Blog Captive Agent vs. Independent Agent: Whats the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductiblesits a lot to process. Companies like State Farm or Allstate often use captive agents to sell their policies. No problem.

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TGS

NOVEMBER 25, 2024

So, how can you keep your home and loved ones safe this Thanksgiving? Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens. Where Does Home Insurance Come In? That’s where homeowners insurance steps in.

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Protection Home Insurance Policy Insurance Agency 52

TGS

DECEMBER 13, 2024

While standard homeowners insurance or renters insurance may offer limited protection for personal belongings, these policies often fall short when it comes to high-value items like jewelry. Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you.

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TGS

NOVEMBER 5, 2024

TGS Insurance » Blog Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote So, you’re ready to take the plunge into homeowners insurance. Maybe you’ve just bought a new home, or maybe it’s time to revisit your current policy to make sure you’re covered in all the right places.

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TGS

DECEMBER 9, 2024

As you merge lives, youll likely merge insurance policies, too. Combining auto insurance , home insurance , and/or health insurance under a single provider often means discounts. Have you considered how tying the knot might affect your life insurance? But dont forget the fine print.

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Protection Life Insurance Insurance Insurer 52

TGS

JANUARY 15, 2025

Having a robust homeowners insurance policy ensures youre ready for the unexpected. At TGS Insurance Agency, were here to help you find the right home insurance policy tailored to your needs. Contact us today to secure your peace of mind.

Home Insurance 52

Home Insurance Protection Damage Insurance Agency 52

TGS

SEPTEMBER 11, 2023

With replacement cost coverage, a flood policy must also be active at the time of the damage, or else there will be actual cash value coverage. Some requirements must be met for your home to be covered under Wind Pool. Your property must have a roof that is in good condition (determined by the insurance provider).

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Maritime Insurance International

JUNE 5, 2020

While every policy is different, in most cases, homeowner’s insurance policies only offer limited coverage for boats. In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead.

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Property Damage Damage Insurance Policy Home Insurance 40

TGS

NOVEMBER 1, 2024

You’ll need their name, contact details, insurance policy number, and driver’s license information. Make sure you have all your documentation—police report, photos, and contact information—ready when you speak with your insurer. What You Can Do: Contact your insurance company as soon as possible.

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Injury Home Insurance Claim Damage 52

TGS

OCTOBER 17, 2023

A captive agent is obligated to sell you an insurance policy with one specific carrier. In order to accomplish that, a captive agent is biased to convince you that their carrier offers the best insurance for you. . >> We continue to shop for your best insurance options every time your policy is up for renewal.

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Insurance Agents Insurance Agent Agents Insurance 52

TGS

DECEMBER 16, 2024

It serves as a go-to reference for you and your insurance company, making it easier to replace or reimburse your belongings in the event of a loss. Why is a Home Inventory Important for Insurance? Snap photos of individual items or do a video walkthrough of your home, narrating details as you go.

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Insurance Agency Home Insurance Protection Insurance Policy 52

TGS

NOVEMBER 7, 2024

Now, you might be wondering, what exactly does “agreed value” mean in the world of car insurance? It’s simple yet powerful: it’s an agreement between you and your insurance provider on the precise value of your car at the start of the policy. With an agreed value policy, you establish that number with your insurer from day one.

Auto Insurance 52

Auto Insurance Protection Insurance Insurer 52

TGS

NOVEMBER 7, 2024

Now, you might be wondering, what exactly does “agreed value” mean in the world of car insurance? It’s simple yet powerful: it’s an agreement between you and your insurance provider on the precise value of your car at the start of the policy. With an agreed value policy, you establish that number with your insurer from day one.

Auto Insurance 52

Auto Insurance Protection Insurance Insurer 52

TGS

SEPTEMBER 29, 2023

Electric vehicles can be complex, but when it comes to auto insurance, they’re surprisingly simple. Auto insurance policies are written in the exact same way for gasoline-powered and electric vehicles alike. In short, electric vehicle insurance is just auto insurance! Tell your agent!

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TGS

JANUARY 6, 2025

How TGS Insurance Agency Can Help The new minimum insurance limits represent a step toward better financial protection on North Carolinas roads. However, they also highlight the importance of reviewing your policy and making informed decisions about your coverage.

Auto Insurance 52

Auto Insurance Insurance Insurer Insured 52

TGS

OCTOBER 3, 2024

If your credit score has improved over time, it might be worth revisiting your insurance policy to see if you qualify for a better rate. Save On Your Florida Homeowners Insurance With TGS Insurance Managing these factors that affect homeowners insurance premiums could add money back into your wallet.

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Premium Deductible Out-Of-Pocket Insurance 52

Cover4LetProperty

AUGUST 15, 2022

Just looking at the price alone might tell you very little about the insurance cover and protection offered. Looking carefully through the landlord insurance policy terms and conditions may be the only way that you can make sure that your policy does what you need it to do in terms of helping you protect your livelihood as a landlord.

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Insurance Insurer Insured Policy 52

TGS

DECEMBER 4, 2024

Christmas Tree Safety and Your Home Insurance By keeping these tips in mind, you’re not just safeguarding your home—you’re ensuring your holiday season is filled with joy and peace of mind. That’s why having the right home insurance coverage is essential to protect your family and home from unexpected events like fires.

Home Insurance 52

Home Insurance Damage Protection Insurance Agency 52

TGS

NOVEMBER 15, 2024

TGS Insurance » Blog Adding a Second Car to Insurance: What to Know Before You Drive Off Whether your family is growing, or you’re just tired of sharing one set of wheels, adding a second car to your insurance policy can bring about both benefits and a few challenges. Why Add a Second Car to an Existing Insurance Policy?

Auto Insurance 52

Auto Insurance Deductible Policy Insurance 52

Maritime Insurance International

JUNE 5, 2020

Be sure to check your state’s policies. If you dock or park your boat at a marina, the marina may require you to insure your boat. Many banks will require insurance when financing, especially if the boat is being used as collateral. A common question is whether or not home insurance policies cover boats.

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Insurance Policy Insurance Insurer Insured 40

Cover4LetProperty

JANUARY 2, 2024

To understand how you might get the most appropriate cover for your let property, it might be helpful to recap the difference between buy to let insurance and standard home insurance. Not only is standard home insurance insufficient, but if you rely upon it for a let property, any claim may be rejected by your insurer.

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Liability Damage Home Insurance Building 52

TGS

OCTOBER 28, 2024

Our experienced agents are here to help you navigate your options and find the best auto insurance policy for you! Get started with a free auto insurance quote today. At the end of the day, the best deductible is the one that aligns with your lifestyle and financial needs.

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Deductible Auto Insurance Out-Of-Pocket Premium 52

Jackson & Jackson

AUGUST 16, 2024

The rise of Insurtech companies, utilizing artificial intelligence and big data analytics, has introduced new ways of assessing risk and pricing policies. This digital transformation has added another layer of complexity for homeowners navigating the insurance market.

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Insurance Insurer Insured Risk 52

TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. Most PIP policies cap benefits at $10,000, which can be quickly exhausted in a serious accident.

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Injury Auto Insurance Damage Property Damage 52

Tosten Marketing

JANUARY 17, 2025

Always use descriptive, keyword-rich file names for your images (e.g., “comprehensive-home-insurance-coverage.jpg” instead of “IMG001.jpg”). This approach enhances user experience and aligns with Google’s mobile-first indexing policy. jpg”).

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Auto Insurance Home Insurance Insurance Quotes Insurance 52

TGS

APRIL 18, 2025

This seasonal refresh isnt just about sprucing things upits also your chance to protect your biggest investment and avoid costly surprises that could lead to an insurance claim. Lets break down the essential to-dos for your spring home checkup, with a little extra insight into how each task can help safeguard your home and policy.

Home Insurance 52

Home Insurance Damage Protection Insurance Quotes 52

TGS

JANUARY 2, 2025

Whether you’re driving a brand-new car or an older model, having the right insurance policy provides peace of mind and financial security. If you’re unsure about your current coverage or need help finding a policy that fits your needs, TGS Insurance Agency is here to assist you every step of the way.

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