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How to Read Homeowners Insurance Quotes

TGS

TGS Insurance ยป Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote.

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Driving Without Insurance in Florida

TGS

The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. 10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident.

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Does Homeownerโ€™s Insurance Cover Boats?

Maritime Insurance International

In this post, weโ€™ll walk you through everything you need to know about whether or not homeownerโ€™s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead. What Does Homeowners Insurance Cover? You want more coverage options than your home policy provides.

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North Carolina New Minimum Auto Insurance Requirements 2025

TGS

At TGS Insurance Agency, we specialize in helping drivers find the right auto insurance coverage at competitive rates. Why Are the Minimum Limits Increasing? Our team can guide you through your options and ensure you’re adequately protected under the new laws.

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What to Do After a Car Accident: A Step-by-Step Guide

TGS

In many states, you’re required to file a police report for accidents that involve injuries or significant property damage. Plus, having a police report on file can help you later when dealing with insurance claims. Call the Authorities Even in minor accidents, it’s generally a good idea to call the police.

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Driving Without Insurance in Florida

TGS

Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another personโ€™s property. Contact TGS Insurance Agency today, and letโ€™s find the coverage you need to stay legal, safe, and stress-free on the road. These arenโ€™t optionalโ€”theyโ€™re mandatory.

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What Does It Mean to Be a No-Fault State?

TGS

While it covers medical expenses, lost wages, and certain other costs, it doesnโ€™t cover property damage to your car or liability for damages to others. Thatโ€™s where additional coverage types, like Property Damage Liability (PDL) and Bodily Injury Liability (BIL) , come into play.