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What is a Loss History Report?

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Policy Information Details of the insurance policies under which the claims were filed. Property Information The homes address, and for auto claims, vehicle details. Insurance companies rely on these reports to assess risk when underwriting a new policy. Why Should Homebuyers and Homeowners Care?

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How to Read Homeowners Insurance Quotes

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TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote.

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Does Credit Score Affect Home Insurance? A Closer Look

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TGS Insurance » Blog Does Credit Score Affect Home Insurance? A Closer Look If you’ve ever applied for home insurance and wondered why your credit score comes into play, you’re not alone. How Credit Score Impacts Home Insurance At its core, your credit score is a measure of financial reliability.

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Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote

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TGS Insurance » Blog Homeowners Insurance Underwriting Questions: What to Expect When Getting a Quote So, you’re ready to take the plunge into homeowners insurance. Maybe you’ve just bought a new home, or maybe it’s time to revisit your current policy to make sure you’re covered in all the right places.

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Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums

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TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. Yes, you read that right.

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How to Plan a Stress-Free Move to Your New Home

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Your new home—and a fresh chapter—is waiting for you. Instant Home Insurance Quote Start Typing Your Address GET YOUR QUOTE NOW Recent Home Insurance Articles: How to Plan a Stress-Free Move to Your New Home Does Credit Score Affect Home Insurance?

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Thanksgiving Fire Safety: Protect Your Home, Your Family, and Your Peace of Mind

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So, how can you keep your home and loved ones safe this Thanksgiving? Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens. Where Does Home Insurance Come In? That’s where homeowners insurance steps in.