article thumbnail

Landlord Insurance vs. Standard Home Insurance: Key Differences

Protect Commercial Insurance

Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential. In this blog, we’ll explore the key differences between landlord insurance and standard home insurance.

article thumbnail

How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How to Read Homeowners Insurance Quotes

TGS

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. How Do You Get a Quote on Home Insurance, and How Long Does it Take? You can get a free homeowners insurance quote by visiting the carrier website or by consulting an independent agency like TGS Insurance.

article thumbnail

Does Homeowner’s Insurance Cover Boats?

Maritime Insurance International

What Does Homeowners Insurance Cover? Most home insurance policies offer two main types of coverage: property damage and personal liability. Personal liability coverage provides financial protection for events where another person is injured and you are determined to be at fault.

article thumbnail

South Carolina Wind Pool Insurance Explained

TGS

This will include dwelling structure, personal property, loss of use, and increased rebuilding costs. Wind Pool coverage is available for single-family homes, multi-family dwellings, mobile homes, and condos. To protect your home, you should shop for your policy through different home insurance carriers.

Insurer 52
article thumbnail

Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

From wildfires to earthquakes, the state’s diverse range of natural disasters requires homeowners to be vigilant in selecting the best insurance provider for their needs.

Insurer 52