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Landlord Insurance vs. Standard Home Insurance: Key Differences

Protect Commercial Insurance

Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential. In this blog, we’ll explore the key differences between landlord insurance and standard home insurance.

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Why Regular Home Insurance Policy Reviews Are Essential 

Freeway Insurance

Once you purchase your first house and set up a homeowners insurance policy , you may think that your insurance needs will be taken care of for as long as you own the house. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance.

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How to Read Homeowners Insurance Quotes

TGS

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. How Do You Get a Quote on Home Insurance, and How Long Does it Take? You can get a free homeowners insurance quote by visiting the carrier website or by consulting an independent agency like TGS Insurance.

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Does Homeowner’s Insurance Cover Boats?

Maritime Insurance International

What Does Homeowners Insurance Cover? Most home insurance policies offer two main types of coverage: property damage and personal liability. Personal liability coverage provides financial protection for events where another person is injured and you are determined to be at fault.

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South Carolina Wind Pool Insurance Explained

TGS

This will include dwelling structure, personal property, loss of use, and increased rebuilding costs. Wind Pool coverage is available for single-family homes, multi-family dwellings, mobile homes, and condos. To protect your home, you should shop for your policy through different home insurance carriers.

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Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

From wildfires to earthquakes, the state’s diverse range of natural disasters requires homeowners to be vigilant in selecting the best insurance provider for their needs.

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